<section style="text-align: left"><span >3.5%火了3年，一天后，要骤降到3%时代。最后时刻，跟大家分享一下我这三年来看清的几个事情。都是亲测感受，不能再真实了！</span></section><section style="text-align: left"><strong><span >1 我以为我能存到比3.5%更高的利息</span></strong></section><section style="text-align: left"><span >结果是，除了狠心买了几份增额寿之外，其他的钱都<span style="color: rgb(255, 79, 121)">很懒的躺在银行，利息没有超过3%的</span>。我好像真的想不到什么更好的理财办法了。</span></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJwnL9rvsoQZCMybDWxibGEY8msZHeMugaPJibOpqibdCFsJicYKgvjMadAZA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJwnL9rvsoQZCMybDWxibGEY8msZHeMugaPJibOpqibdCFsJicYKgvjMadAZA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: left"><span >下面是我的<span style="color: rgb(255, 79, 121)">部分增额寿和年金</span>保单情况（不完全）：</span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJwN1n2rt1hEmEHyHdV2e4lrXYqtahA9vd9C4Cdiasbvibs6bniacUdVjxhw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJwN1n2rt1hEmEHyHdV2e4lrXYqtahA9vd9C4Cdiasbvibs6bniacUdVjxhw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: left"><span >拿其中一份20万*5年的增额寿举个例子，每年交费20万，5年交完，第<span style="color: rgb(255, 79, 121)">23年末</span>，现金价值<span style="color: rgb(255, 79, 121)">205万</span>；第<span style="color: rgb(255, 79, 121)">34年末</span>，近<span style="color: rgb(255, 79, 121)">300万</span>。我觉得真的还可以！</span><span ></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJwqrKZHucaxQyWp8KRdWGvia9RsFPtnjuSZNgtHcsQQRtkPeOOHueIcoQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJwqrKZHucaxQyWp8KRdWGvia9RsFPtnjuSZNgtHcsQQRtkPeOOHueIcoQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: left"><span ></span></section><section style="text-align: left"><span style="text-align: left">大部分存在银行的钱是做不到这一点的，一方面银行利息更低，另外一个容易被忽略的原因是因为</span><span style="color: rgb(255, 79, 121); text-align: left">银行的本金会比较容易被花掉</span><span style="text-align: left">。</span></section><section style="text-align: left"><span style="text-align: left">想一下，当你想要<span style="text-align: left; color: rgb(255, 79, 121)">冲动消费</span>的时候，或者当<span style="text-align: left; color: rgb(255, 79, 121)">有人找你借钱</span>的时候，存银行会怎么样，要交保费会怎么样呢？你就懂了!</span></section><section style="text-align: left"><span style="text-align: left">说到冲动消费，买衣服买包，一个月感觉花2000很正常，但是让你<span style="text-align: left; color: rgb(255, 79, 121)">一个月存2000，一般不稀罕</span>。花了就没了，存了呢？假如计划每月强制储蓄2000，计划30年，30年后本息和是<span style="text-align: left; color: rgb(255, 79, 121)">127万</span>多。可能你从来没觉得这个数字这么惊人吧~？!不用怀疑我的算法。</span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJwFXcBo0fNrEBQ64cgqyQzKVG3JicF9VyW1SosHeHX2vFm6hLlAOC1Kwg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJwFXcBo0fNrEBQ64cgqyQzKVG3JicF9VyW1SosHeHX2vFm6hLlAOC1Kwg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: left"><span style="text-align: left"></span></section><section style="text-align: left"><span style="text-align: left">说到借钱呢，我再深度分享一下，我无息借出去的钱大概15万左右，平均下来，5年没有声音，如果我按照3.5%年复利算一下，15万在5年后的本息和应该是17.8万多，也就是有<span style="text-align: left; color: rgb(255, 79, 121)">2.8万</span>的利息。如果是10年的话，就是应该赚<span style="text-align: left; color: rgb(255, 79, 121)">6万多</span>的利息，才正常！</span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJw9eNWFsZk5BYiab67c6icPP7ywrPWhEJqDKJuia2MWxjrPqSEBweUm876Q%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJw9eNWFsZk5BYiab67c6icPP7ywrPWhEJqDKJuia2MWxjrPqSEBweUm876Q/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: left"><span style="text-align: left">江湖救急确有必要，但不管是找人借，还是借给人，<span style="text-align: left; color: rgb(255, 79, 121)">理财观念</span>和<span style="text-align: left; color: rgb(255, 79, 121)">利息概念</span>不能没有。</span><br /></section><section style="text-align: left"><br /></section><section style="text-align: left"><strong><span >2 我以为股票基金不管怎么跌，总会涨起来的，看不上3.5%</span></strong></section><section style="text-align: left"><span >结果是，</span></section><section style="text-align: left"><span >基金<span style="color: rgb(255, 79, 121)">有赚的</span>，但是更多的是<span style="color: rgb(255, 79, 121)">跌得回本都遥遥无期</span>的。</span></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJwbamVdJE7AqEyiaBDIYrrd8eZeBXwPP3h4z5nneLdKghfXWbIIqrLg0g%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJwbamVdJE7AqEyiaBDIYrrd8eZeBXwPP3h4z5nneLdKghfXWbIIqrLg0g/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: left"><span >股票<span style="color: rgb(255, 79, 121)">也有赚的</span>，但跌的就更多了，导致我，<span style="color: rgb(255, 79, 121)">赚的股不知道该不该收，跌的股也不知道该不该割。</span></span></section><section style="text-align: left"><span >关键是，不管是收了还是割了，出来的钱又怎么办呢？<span style="color: rgb(255, 79, 121)">应该往哪个里面加呢？我的天啊！</span></span></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJw0EqwadfJTAyicMJfFib5HKXPKvJkwcibXGhBDZGv3tV9FLgibhOV4ORibIA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJw0EqwadfJTAyicMJfFib5HKXPKvJkwcibXGhBDZGv3tV9FLgibhOV4ORibIA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: left"><span >亲测这个游戏不好玩，<span >等<span style="color: rgb(255, 79, 121)">回本之后不会再玩</span>。</span></span></section><section style="text-align: left"><br /></section><section style="text-align: left"><strong><span >3 同样固收的情况下，我以为3.5%跟3%相差不大</span></strong></section><section style="text-align: left"><span >结果是，本金同样100万的情况下，<span style="color: rgb(255, 79, 121)">单单20年</span>，3.5%复利的本息和就比3%复利的本息和<span style="color: rgb(255, 79, 121)">高出18万多</span>。<br /></span></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJwVpqBZ1bDXA7dKCYMLKNGOqqia0glxNibqpl9ibCwWtNYWKMPEArolrC0w%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJwVpqBZ1bDXA7dKCYMLKNGOqqia0glxNibqpl9ibCwWtNYWKMPEArolrC0w/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: left"><span >3.5%维持了这么多年，两天后就是3%时代，还是<span style="color: rgb(255, 79, 121)">不能一念之差</span>。</span></section><section style="text-align: left"><br /></section><section style="text-align: left"><strong><span >4 我以为大家买增额寿，真的只是为了收益</span></strong></section><section style="text-align: left"><span >结果是，</span></section><section style="text-align: left"><span >有客户说，收益不是最重要的，我能实现<span style="color: rgb(255, 79, 121)">生前</span>自己控制，<span style="color: rgb(255, 79, 121)">身故后</span>通过身故金<span style="color: rgb(255, 79, 121)">定向</span>传承给受益人，这是别的产品做不到的。</span></section><section style="text-align: left"><span >有客户说，我想给孩子留笔钱，但是怕他未来<span style="color: rgb(255, 79, 121)">婚姻出问题配偶分割</span>，这是别的产品做不到的。</span></section><section style="text-align: left"><span >有客户说，我40多岁了一身毛病，买不了重疾险和医疗险了，留点儿<span style="color: rgb(255, 79, 121)">以防万一生大病</span>，假如20年后60多岁得重疾，<span style="color: rgb(255, 79, 121)">20万能翻成40万</span>，还有的治。</span></section><section style="text-align: left"><span >有客户说，我的钱到手就花了，<span style="color: rgb(255, 79, 121)">活到40多岁，</span><span style="color: rgb(255, 79, 121)">发现家里唯一存下来的资产是保单</span>。<br /></span></section><section style="text-align: left"><span >太真实了！</span></section><section style="text-align: left"><br /></section><section style="text-align: left"><strong><span >写在最后，</span></strong></section><section style="text-align: left"><span >忙慌忙慌的，太多细节来不及一一道出，就说这么多吧！</span></section><section style="text-align: left"><span >心里有点没着落，几年来，看这个市场的产品太过专注了，太知道这次变化意味着什么。</span></section><section style="text-align: left"><span >下一次的测评跟推荐，不知道会变成什么样儿...</span></section><section style="text-align: left"><span >再说吧~</span></section><section style="text-align: left"><br /></section><section style="color: rgb(0, 0, 0); text-align: center"><span style="color: rgb(255, 79, 121)"><strong ><span >任何时候，扫码可以找到我们~</span></strong></span></section><section style="color: rgb(34, 34, 34); text-align: center"><span ><strong ><span ><span >【<span >理财+养老+保险</span>】</span> 1对1咨询绿色通道</span></strong></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FAa1Vn4VNXumICRCicytKuF3yRAdqEQlJwIZk67icGtD2WYmTrE5NKkBMuKJtmKZtlFjM4WV0Pqv6shKnSOpv1Tvw%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/Aa1Vn4VNXumICRCicytKuF3yRAdqEQlJwIZk67icGtD2WYmTrE5NKkBMuKJtmKZtlFjM4WV0Pqv6shKnSOpv1Tvw/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(34, 34, 34)"><span style="color: rgb(136, 136, 136); text-align: left">看一看保姑的其他文章：</span></section><section style="color: rgb(34, 34, 34); text-align: left"><span >【财富认知】</span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486617&idx=1&sn=628fb748ccdcc27b0e3cb2a4296d6e91&chksm=e889fff8dffe76ee4680fa877bd3f259d5c8997a442ad843b456d279f366992249872dd7ef67&scene=21#wechat_redirect" textvalue="3.5%是什么？为什么降到3%？什么时候降？" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">3.5%是什么？为什么降到3%？什么时候降？</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486599&idx=1&sn=cfe08c7459d5b0f65c7470670cfb3cc9&chksm=e889ffe6dffe76f0667877c616049c7bd021518990e1bc5389baa26e56e19ff88bfc4626f6f8&scene=21#wechat_redirect" textvalue="被低估的弘康人寿金玉满堂2.0！" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)"><span style="color: var(--weui-LINK)">被低估的弘康人寿金玉满堂2.0！</span></a></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486549&idx=1&sn=c1fe3c4e4e61cffa0f2252e9688edc7e&chksm=e889ff34dffe762213db67de5496076543c0e1177e3b319f56053a261b48ad9252be7590b5a8&scene=21#wechat_redirect" textvalue="年金还是增额寿，收益高低是选择理由吗？" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">年金还是增额寿，收益高低是选择理由吗？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486535&idx=1&sn=ddcedc1f5cfd87ebde40efd655e361e9&chksm=e889ff26dffe76309f7af9365560d8ddb3829bbc7c584921872d17783e562859699b6fc7a825&scene=21#wechat_redirect" textvalue="又认真思考了一下，养老到底要靠谁？靠国家，靠儿女，还是靠自己？" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: 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tab="innerlink" hasload="1" style="color: var(--weui-LINK)">被疯抢的增额寿，停售前看看别人怎么买的</a><br /></span></p><p style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486247&idx=1&sn=d46d48b9347ac226de2e10ba3643f242&chksm=e889f846dffe7150d0f654fe78c3f5ef5348e17ba7fe5d41037e2a7aa591574b373a6b8a98b5&scene=21#wechat_redirect" textvalue="增额寿大停售，我最推荐的几个" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">增额寿大停售，我最推荐的几个</a></span></p><p style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486137&idx=1&sn=07578910e811cd62ea6f38afce77b690&chksm=e889f9d8dffe70ce6d03f4bb0ab33cf35e25399bd1de9e880e8f6bd5d5ef4cbe26e9f4c50737&scene=21#wechat_redirect" textvalue="存钱，才是最大的人间清醒" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">存钱，才是最大的人间清醒</a></p><p style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486079&idx=1&sn=f28ed72d5388835c0666a1b964a9f643&chksm=e889f91edffe7008cd4b582f2dce59e2487610e63e46311ad5b043d1664d795cc1e557bad1dc&scene=21#wechat_redirect" textvalue="增额寿大变局，百花齐放了!" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">增额寿大变局，百花齐放了!</a><br /></span></p><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485915&idx=1&sn=d021c9c07a26fdc4cea98ef037014b3d&chksm=e889fabadffe73acfbb134c692ed64f2a12b689ee440580d82b15d1c096e07dbcccec6218fa9&scene=21#wechat_redirect" textvalue="利息高达21.9%，被消费贷毁掉的年轻人" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">利息高达21.9%，被消费贷毁掉的年轻人</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485883&idx=1&sn=53f773b8d59fcce36249ff264c0c1d92&chksm=e889fadadffe73ccd32010f61abc897ffccacfb8c68814c7e91abc182c759ad2f79edb3bc942&scene=21#wechat_redirect" textvalue="手里有20万，怎么存钱翻倍？" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">手里有20万，怎么存钱翻倍？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485185&idx=1&sn=59e15da777e4f72e1a217ea78fe353e7&chksm=e889f460dffe7d765d7335ecb14aad7b94d1fdb7d001d32b0ad5b0da2b379d8aa4a2a65bb83e&scene=21#wechat_redirect" textvalue="中国90%的家庭都在做自杀式资产配置" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">中国90%的家庭都在做自杀式资产配置</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485372&idx=1&sn=9e8d6c130138914c7136ad8f92f444e6&chksm=e889f4dddffe7dcb138307825c1cc4f84a94b3042647255ca3405674e60482fe5d93167d2234&scene=21#wechat_redirect" textvalue="增额寿爆火背后，别人是怎么买的？怎么考虑的？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">增额寿爆火背后，别人是怎么买的？怎么考虑的？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484915&idx=1&sn=9340bdbcb24c99c8d6135c3875f272c7&chksm=e889f692dffe7f84596feffb71a4d01371bb5e365d31b8451d3551bed2b44fe3c3d6a293db89&scene=21#wechat_redirect" textvalue="只有10万，真的没必要理财" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">只有10万，真的没必要理财</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484464&idx=1&sn=06026d90b5abd1389c4e9ae02fc877de&chksm=e889f751dffe7e47aa0e74bfd115741e1a71832ad3060003116168b9605497d26ab24cf37789&scene=21#wechat_redirect" textvalue="增额终身寿各种火，但依我看，优点就一个" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">增额终身寿各种火，但依我看，优点就一个</a></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485104&idx=1&sn=50a56d08fb619b6ef2210641ece13357&chksm=e889f5d1dffe7cc7317fd0fe14448172fe7a19f3b9a2db659291c602bcc06c549d0225776c81&scene=21#wechat_redirect" textvalue="杂七杂八的增额寿，都说自己是3.5%，那我选哪个呢？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">杂七杂八的增额寿，都说自己是3.5%，那我选哪个呢？</a></section><section style="color: rgb(34, 34, 34); text-align: left"><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><span >【理性养老】<br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486637&idx=1&sn=2265a3eeabb4af688ee212710d8a6427&chksm=e889ffccdffe76da8f62c17ce18fc5f6d9c4dfe050e4ac772e16b2081235355ba3bf98063fc2&scene=21#wechat_redirect" textvalue="养老金做好了，我怕苦恼：钱花不完，压力好大！" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">养老金做好了，我怕苦恼：钱花不完，压力好大！</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486161&idx=1&sn=e21dda545050d4c61f7380ccdbe039b9&chksm=e889f9b0dffe70a675c5f0d7e97fcab27366920b626ec3d66b40144b9d692679bd2aa345bfcd&scene=21#wechat_redirect" textvalue="国家个人养老金，这个羊毛薅不薅？" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">国家个人养老金，这个羊毛薅不薅？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486106&idx=1&sn=ae5b1421198d171a7e409e427cd9ca1c&chksm=e889f9fbdffe70ed182c19c0f339b77dd6a8500ef123f7b63e15e0c4e255940a4b07b0b7a34b&scene=21#wechat_redirect" textvalue="找出当前最好的养老保险！提前规划养老后，我不焦虑了" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">找出当前最好的养老保险！提前规划养老后，我不焦虑了</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485940&idx=1&sn=a20407ee5f0a4e3781b9561a7d0eb587&chksm=e889fa95dffe7383d1fb32e881202a37a69601c98fc23240365efa184a5b46128ade53f70b18&scene=21#wechat_redirect" textvalue="投资养老，净赚200多万" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">投资养老，净赚200多万</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485838&idx=1&sn=333e09acbcc44ef649260febf905ad01&chksm=e889faefdffe73f92404f118b022632fe62acb108644390f2ace14f945cabf98d88ebf747d1e&scene=21#wechat_redirect" textvalue="工作4年，我的收入被父母退休金倒挂了" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">工作4年，我的收入被父母退休金倒挂了</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485315&idx=1&sn=14d906a6525d0aa6ace2462f4ef442b5&chksm=e889f4e2dffe7df4aef31e0930f5a1742540fa171840d96963772fa887f995147561b6a1890b&scene=21#wechat_redirect" textvalue="你不知道的，你的养老梦想" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">你不知道的，你的养老梦想</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485158&idx=1&sn=0debfba70c37d065b3ff0153387d8b5a&chksm=e889f587dffe7c91f896fe023f9254a753b8f8c64ac109b9cfbb5ca4b0395d71a6ef31233604&scene=21#wechat_redirect" textvalue="农村老人在面临什么？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">农村老人在面临什么？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484829&idx=1&sn=634adcb13f5fbaa23666f5a078adaf85&chksm=e889f6fcdffe7feafacd15da5f7e8ff26e8ec4402d503627e33be84d433c5e74bb12e81c10f3&scene=21#wechat_redirect" textvalue="支付宝的养老保险太难买了，被坑的多，清醒的少！" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">支付宝的养老保险太难买了，被坑的多，清醒的少！</a></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484515&idx=1&sn=bc5c6bfbe97d170ee25537c5a4b02048&chksm=e889f702dffe7e1428c01f99b174b2c74a99cf7629e4c1a38dbaf5863c03256b25d912ff89fb&scene=21#wechat_redirect" textvalue="养儿到底能不能防老？儿女跟养老钱哪个更重要？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">养儿到底能不能防老？儿女跟养老钱哪个更重要？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484307&idx=1&sn=fc6fbc9050882d41ef4cc3d0b9bd82f9&chksm=e889f0f2dffe79e44b21d5be8d9b1399417a00b7d1c40d2d6ad0374cd8d5418080e435c71884&scene=21#wechat_redirect" textvalue="怎么选对养老金？看清了缺点也仍然爱的才是真爱！" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">怎么选对养老金？看清了缺点也仍然爱的才是真爱！</a></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484252&idx=1&sn=48cd82c34360f36e5b286b7f89c74c48&chksm=e889f03ddffe792b68d155336a0fca71181072c5f47b3b5ffcde75edf94a82640ffa69231afb&scene=21#wechat_redirect" textvalue="老公的觉悟——养老被保人不要写自己" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">老公的觉悟——养老被保人不要写自己</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484103&idx=1&sn=e899b7d441a0e438632a724f3eb54f1f&chksm=e889f1a6dffe78b0bc634aa0e442e7e24ee72da0b4d909a4a2ec07f546d5c889f98e1fec190f&scene=21#wechat_redirect" textvalue="我推荐的4个，和最不推荐的1个" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">我推荐的4个，和最不推荐的1个</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247483944&idx=1&sn=959a1e8b74357e0c1e43ef729d618093&chksm=e889f149dffe785f155e8801283c279d58c3536612ddaebfc2766c4fb800a8904c1512b53492&scene=21#wechat_redirect" textvalue="我要选个大日子，开始思考养老！" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">我要选个大日子，开始思考养老！</a></section><section style="color: rgb(34, 34, 34); text-align: left"><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><span >【保险科普】</span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485799&idx=1&sn=36bd01946cea3a3547bc5d9cc018b22a&chksm=e889fa06dffe7310fb7d8f4813552c737d03e0f92fe9d362507dc6a91927c7d057ef5b039e5c&scene=21#wechat_redirect" textvalue="大公司的保险，就买这几个!" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">大公司的保险，就买这几个!</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484979&idx=1&sn=a7d368f916201f628e69de9656a08e2e&chksm=e889f552dffe7c44dcf47c44fbf98dba3580666a0dee801107500cfa94303da2d50bdc7f2ace&scene=21#wechat_redirect" textvalue="谣言止于智者" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">谣言止于智者</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484868&idx=1&sn=d22c62a95a31e8d2f8bfead46ea382df&chksm=e889f6a5dffe7fb3345c207dd284cb6d42789c5442b4c93953e33edb5c2e0f466a698640bb5a&scene=21#wechat_redirect" textvalue="支付宝上卖的养老保险，不要买。" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">支付宝上卖的养老保险，不要买。</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484280&idx=1&sn=9622ce2d73fc8c4d6d5637915eae6be3&chksm=e889f019dffe790fa9ce583168fd74219e3751dfb7c982a45987249f8028b112eac729b092e5&scene=21#wechat_redirect" textvalue="重疾险买哪个？我推荐的几个和不推荐的一个" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">重疾险买哪个？我推荐的几个和不推荐的一个</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484219&idx=1&sn=afe2186c6a782762d8529fee2a4067f9&chksm=e889f05adffe794c6eb3f6a9f8a6dbaa7558db0788addb9d18e553c66a37c9878f293cb52175&scene=21#wechat_redirect" textvalue="保险公司会不会刻意不赔或者少赔？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">保险公司会不会刻意不赔或者少赔？</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484196&idx=1&sn=e5b4f7bd19fc5008eac7f634ddcccba5&chksm=e889f045dffe7953bb7c6791cbbfa37919a692f43281323d11d0ab583f484db042b57ff8100d&scene=21#wechat_redirect" textvalue="增额终身寿险和年金险选哪个？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">增额终身寿险和年金险选哪个？</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><span >【了解保姑】<br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484399&idx=1&sn=87de7e1af85e8aee77e6f15104e8f636&chksm=e889f08edffe7998c154e6a4a65f8e462d082be121804f87e2cc486691516aed5c819e0f91d1&scene=21#wechat_redirect" textvalue="放心，没有人比你更关心你的未来" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">放心，没有人比你更关心你的未来</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484371&idx=1&sn=95320135d7d6f05bc46ea76d17a551f8&chksm=e889f0b2dffe79a4701425e236be306fe66101f8071d812eaef8c67ed4e67c9a1b9366a3bde3&scene=21#wechat_redirect" textvalue="致歉+找保姑投诉入口" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">致歉+找保姑投诉入口</a></section><p ></mp-style-type></p>
