<section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D0" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=0" alt="懂保爷测评配图" loading="lazy" /></span></span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >25岁到50岁的成年人，</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >如果你真的需要学会用保险保障自己和家人，你就看这个文章。</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保险配置</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >需要有人带你梳理重点。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >我们最怕的风险，</span><span text >一个是疾病，一个是意外</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >我先给大家看一张图：</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >我们先看</span><span text >疾病意外类</span><span text >，就是我今天想要主要跟大家科普的</span><span text style="color: rgb(235, 201, 0)">四大保障型保险</span><span text >。</span></span></font></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXP8ARB3IsAH5F9yGC8TJ5LnfMUEIDYlbvdicG4OHNeH5GGic6JQLd2WNHjODP3heVnXr2icfI4ofOibvdxxWqZTibtqEdb1uTCfrQ9I%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXP8ARB3IsAH5F9yGC8TJ5LnfMUEIDYlbvdicG4OHNeH5GGic6JQLd2WNHjODP3heVnXr2icfI4ofOibvdxxWqZTibtqEdb1uTCfrQ9I/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >那么</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >25岁到50岁的成年人，到底应该怎么买</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这几类</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保险</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >呢</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >？</span></span></font></p><section nodeleaf="" ></mp-common-videosnap></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span><font face="宋体"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">一</span></span></font></span><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >一定要先配置百万医疗险。</span></span><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为它解决的是</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(235, 201, 0)">“看不起病”</span><span text >的问题。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >年轻人二三十岁购买，一年可能二三百块钱；</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >40岁左右，一年大概也就四五百百块；到了50岁，保费可能会上升一些，一千来块钱，</span><span text >但整体来说依然属于普通家庭能够承担的范围</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >但是它不管是癌症、心脑血管疾病，还是其他严重疾病，</span><span text >只要符合合同约定，达到免赔额，就可以进行报销</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >并且它的</span><span text style="color: rgb(235, 201, 0)">保障额度非常高</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >现在很多百万医疗险，报销额度可以达到几百万。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >比如发生重大疾病，医保先报销一部分，剩余的费用扣除掉一万免赔额，百万医疗可以全部承担掉。</span><span text style="color: rgb(235, 201, 0)">同时它也能够覆盖很多医保之外的费用</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >很多人以为有医保就够了。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >但实际上，真正遇到大病的时候，很多进口药、自费药、特殊治疗方式，</span><span text >并不完全在医保保障范围内</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >而这些费用，往往才是家庭压力最大的部分。</span><span text >这样的话就用一个很低的成本解决了我们生大病医疗费掏空积蓄的焦虑</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">二</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >就是要配置一份重疾险</span></span><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >很多人会问：</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >“我已经有百万医疗险了，为什么还需要重疾险？”</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为百万医疗险解决的是</span><span text >治病的钱</span><span text >，而重疾险解决的是</span><span text >生病以后生活的钱</span><span text >。</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >比如说，一个</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >30岁的年轻人，如果不幸患重大疾病。</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >治疗可能需要花钱，</span><span text >但治疗结束以后呢？治疗期间的生活保障呢？几年不能正常工作，收入减少甚至中断。房贷怎么办？家庭生活怎么办？康复费用怎么办？</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(235, 201, 0)">这些问题是百万医疗解决不了的，但是重疾可以。</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为重疾是达到理赔条件以后，直接赔付一笔现金给你。</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这笔钱，你</span><span text >可以用来治疗，也可以用于康复，也可以弥补你生病期间的收入损失。</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >并且目前我们能够在市场上买到的百万医疗险最长也</span><span text >只能保证续保</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >20年</span><span text >，</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >假如说我今年3</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >5</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >岁，我即便买一个从现在开始保证续保</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >20年的产品，到5</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >5</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >岁我的保障就结束了，</span></span></font></p><p style="text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >那种情况下，这个产品还能不能让我续保，我的身体状况还能不能买新的保险都是不确定的，</span><span text >但是重疾险从你签订合同那一刻，你是可以保障一辈子的。</span></span></font></p><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span role="text"><strong></strong></span></h2><p style="text-align: justify"><span><br /></span></p><section><span><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span role="text"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">三</span></span></strong></span></h2><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >一定要配置的就是意外险</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >意外险是所有保险里面，</span><span text >杠杆非常高</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >的</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >比如</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >50万意外险，一年可能只需要一两百块钱。具体保障什么呢？</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >第一，</span><span text style="color: rgb(235, 201, 0)">意外身故</span><span text >。如果因为意外导致身故，可以直接赔付50万给到你的家人。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >第二，</span><span text style="color: rgb(235, 201, 0)">意外伤残</span><span text >。意外伤残根据伤残等级不同可以赔5万到50万不等。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >第三就是我们大多数人最容易用到</span><span text style="color: rgb(235, 201, 0)">的意外医疗</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >比如摔伤</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >了</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >、烫伤</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >了</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >、</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >平时</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >猫抓狗咬、</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >或者遇到</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >交通意外等等都可以报销</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >医疗费</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >每年保费也就</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >100多块钱，但是咱们但凡用到一次报个两三千块钱，10年的保费就全部收回来了。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">四</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >如果你是家庭经济支柱，一定</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >要</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >考虑定期寿险。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >定期寿险其实解决的是一个非常现实的问题：</span><span text >如果家庭主要赚钱的人突然不在了，家里的生活还能不能继续？</span><span text >它保障的是一定期限内的身故责任。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >比如买</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >30年定期寿险。未来30年，</span><span text style="color: rgb(235, 201, 0)">如果被保人发生身故，可以赔付100万给到家人</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >那这100万可以帮助孩子完成教育，可以偿还房贷，也可以保障父母养老。当然，如果30年内平安度过，这份保险合同结束，也不会返还保费。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >但是它用非常低的成本，</span><span text >换取的是几十年的家庭责任保障</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >定期寿险特别适合的人群有三类：</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >第一，</span><span text >负担家庭主要收入来源的人</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >你的收入支撑着整个家庭，一旦倒下，家人的生活必然会受到巨大影响。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >第二，</span><span text >有房贷、车贷的人</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >避免你离开后未来债务压力会全部留给家人。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >第三，</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >如果你是</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >独生子女</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为未来如果你提前身故了，父母养老也是很现实需要提前考虑的问题。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >所以对于一个</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >25岁到50岁的成年人来说，一套比较完整的保障组合，</span><span text style="color: rgb(235, 201, 0)">其实并不需要花特别多的钱</span><span text >。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >百万医疗险负责解决大额医疗费用，重疾险负责解决生病后的收入损失，意外险负责覆盖突发风险，定期寿险负责保护家庭责任。</span></span></font></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >想想看，</span></span></font></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >花</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >5000块钱，有这样完整的保障，是否有安心的感觉了？</span></span></font></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><font face="Noto Sans SC Regular"><span><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >可以留言</span></span></font><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >“保障方案”</span><span text >给我，找我拿这个高性价比，保障自己和家人的完整方案。</span></span></font></span></font></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><font face="Noto Sans SC Regular"><span><font face="Noto Sans SC Regular"><span style="color: rgba(0, 0, 0, 0.9)"><span text >希望大家都能顺利准确地把保障配置好，安安心心生活。</span></span></font></span></font></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><font face="Noto Sans SC Regular"><span ><font face="Noto Sans SC Regular"><span><br /></span></font></span></font></span></p><section style="color: rgba(0, 0, 0, 0.9); text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOiciaKOQNW6lr0g6ibibFtmcnqPzGgBzHLIh6hz1uTiarcEYZKBvwGzrBGgfzwEtiawGRBeS9t2nfGb6AT4cibuu64dPLcmKbByKuva4%2F640%3Fwx_fmt%3Dother%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D9" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOiciaKOQNW6lr0g6ibibFtmcnqPzGgBzHLIh6hz1uTiarcEYZKBvwGzrBGgfzwEtiawGRBeS9t2nfGb6AT4cibuu64dPLcmKbByKuva4/640?wx_fmt=other&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=9" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><br /></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span >有空的话，前面几篇重要文章可能也值得一看：</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247504374&idx=1&sn=31d51b97cce88dc88c95ee6dade6e4ee&scene=21#wechat_redirect" textvalue="达尔文12号重疾险，值得买吗？附3档不同预算的方案对比" linktype="text">达尔文12号重疾险，值得买吗？附3档不同预算的方案对比</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" style="color: rgb(87, 107, 149)" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247504325&idx=1&sn=256ecc3d8442e1a306f6efb37bd790b3&scene=21#wechat_redirect" textvalue="一年大几千的中高端医疗险，有必要吗？" linktype="text">一年大几千的中高端医疗险，有必要吗？</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" style="color: rgb(87, 107, 149)" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247504290&idx=1&sn=5497c3a8ee4b0dc5ed7b9dcc18fadeb4&scene=21#wechat_redirect" textvalue="长期收益突破3%，中英人寿的福满佳C款（卓越版）能不能买？" linktype="text">长期收益突破3%，中英人寿的福满佳C款（卓越版）能不能买？</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" style="color: rgb(87, 107, 149)" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247504043&idx=1&sn=140a1f1d12a619d2d0e36d819c014f63&scene=21#wechat_redirect" textvalue="查出乳腺结节，百万医疗险还能买吗？说点实话" linktype="text">查出乳腺结节，百万医疗险还能买吗？说点实话</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><br /></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXMuCG3QMkhibRZyYrxY3D1qCrhYjchQgeKSAQiarDj9G5VG8jBBSLRV3uf3vAibWm3O63icKn9bz8kTIibEQbTNtdbCUdUv3umOAgr4%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D3" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXMuCG3QMkhibRZyYrxY3D1qCrhYjchQgeKSAQiarDj9G5VG8jBBSLRV3uf3vAibWm3O63icKn9bz8kTIibEQbTNtdbCUdUv3umOAgr4/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=3" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><br /></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: left"><span ><span text >点击“阅读原文”进入「保险商城」</span></span></section></span></section><p ></mp-style-type></p>
