<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=2&sn=55e0cf403a3327c58f7dfcc77ea888c8&chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTOudwBA7W4DqibUicE4vM6Ygg2kSLibb7Kb33aC5ST0hTEnvB8U1QSS9whGicstVQ8U8NZqhZZ0tDfIibw%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTOudwBA7W4DqibUicE4vM6Ygg2kSLibb7Kb33aC5ST0hTEnvB8U1QSS9whGicstVQ8U8NZqhZZ0tDfIibw/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></section><p ><br /></p><p ><span >不得不说，今年的儿童重疾险真的是太卷了。</span></p><p ><span ><br /></span></p><p ><span >先是年初</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247492601&idx=1&sn=c20211e04f692e05929e85dd9ffe6f01&chksm=cfb60079f8c1896ff0ce6348c65b5ed741bfa65aa684234b55cef5fdffca1286425d8942a7c9&scene=21#wechat_redirect" textvalue="大黄蜂6号" linktype="text" imgurl="" imgdata="null" tab="innerlink">大黄蜂6号</a></span><span >正常迭代，延续了大黄蜂系列一贯的高性价比。</span></p><p ><span ><br /></span></p><p ><span >接着</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247492807&idx=1&sn=71c4a9bcaec70960e69dc4ce73d89d20&chksm=cfb60747f8c18e512a41bcbfd2346b1aa29736d105cabb19a79d24bdc6cbef9aee5de64b7cfc&scene=21#wechat_redirect" textvalue="青云卫1号" linktype="text" imgurl="" imgdata="null" tab="innerlink">青云卫1号</a></span><span ><span style="color: rgb(51, 51, 51); text-align: justify">另辟蹊径</span>，凭借罕见的“重疾赔付后，轻/中症还能继续赔”责任，压了大黄蜂6号一头。<br /></span></p><p ><span ><br /></span></p><p ><span >之后就是3月上线的</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493191&idx=1&sn=aba2252507c1ab4a759b85b186ae6718&chksm=cfb605c7f8c18cd1c7cf8b63cc3aa91a3cc06c877ec46af5d2298a320894f28baef4cae49413&scene=21#wechat_redirect" textvalue="慧馨安2022" linktype="text" imgurl="" imgdata="null" tab="innerlink">慧馨安2022</a></span><span >，全方位精准压制<span style="color: rgb(51, 51, 51); text-align: justify">大黄蜂6号</span>，让大黄蜂彻底没了购买价值<span style="color: rgb(51, 51, 51); text-align: justify">。</span></span></p><p ><span ><br /></span></p><p ><span >作为少儿重疾险常青树，大黄蜂哪受过这气，三个月不到就给6号又升了级——<strong>大黄蜂7号</strong>来了。</span></p><p ><span ><br /></span></p><section ><span ><section ><section style="text-align: left"><section ><section style="color: rgb(50, 135, 156)"><section style="text-align: center"><span style="color: rgb(33, 89, 103)"><strong ><strong>一、大黄蜂7号产品详情</strong></strong></span></section></section></section></section></section></span></section><section ><span ></span></section><section ><span ><br /></span></section><section ><span ><strong>大黄蜂7号</strong>的承保公司依旧是<strong>北京人寿</strong>，全称是大黄蜂7号（全能版）。</span></section><section ><span ><br /></span></section><section ><span >条款名是：</span><span >北京人寿</span><span >京康宝贝E/F款重大疾病保险（互联网专属）</span><span >。</span></section><section ><span ><br /></span></section><section ><em><span >*注：目前大黄蜂7号有2款，一款是北京人寿大黄</span></em><em><span >蜂7号<strong>儿童重疾险</strong>（</span></em><em><span >全能版），另一款是君龙人寿大黄蜂7号</span></em><em><span ><strong>住院津贴险</strong></span></em><em><span >（长期版），非同类险种，不要混淆了。</span></em></section><section ><br /></section><section ><span >接着看产品</span><span >责任：</span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTOudwBA7W4DqibUicE4vM6YggY4icrY8zopefb6bxyffLpv7iaD2FhdfkbjvXYTCz6rlEdiatxN1SBOotA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTOudwBA7W4DqibUicE4vM6YggY4icrY8zopefb6bxyffLpv7iaD2FhdfkbjvXYTCz6rlEdiatxN1SBOotA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><br /></section><section ><span >相比前身大黄蜂6号，7号这次升级有点取其精华、去其糟粕的感觉了。</span></section><section ><span ><br /></span></section><section ><span >在全数继承优点（少儿特疾不限年龄、重疾多次赔无三同等）前提下，</span></section><section ><span ><br /></span></section><section ><span >还做出了</span><span >4项责任</span><span >升级</span><span >：</span></section><section ><span ><br /></span></section><section ><span style="color: rgb(33, 89, 103)">1、<span style="color: rgb(33, 89, 103); text-align: justify">重疾额外赔付升级</span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">以最常见的保终身为例，买了大黄蜂6号，前30年重疾出险额外赔50%保额；<br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">现在大黄蜂7号把重疾额外赔比例提升至<strong>60%</strong>，如现在买50万保额，30年内重疾出险可赔80万。</span></span></section><section ><span ><br /></span></section><section ><span style="color: rgb(33, 89, 103)">2、轻症/中症赔付规则+次数升级</span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">这项升级分为2点，</span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">一是把青云卫1号核心优势<span style="color: rgb(51, 51, 51); text-align: justify">“<strong>重疾赔付后，轻/中症还能继续赔</strong>”原封不动抄过来了。</span></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><em><br /></em></span></span></span></section><section ><em><span >“师夷长技以制夷”，打不过就加入，真香。</span></em><em><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"></span></span></span></em><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"></span></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">具体是重疾赔付90天后，只要轻症+中症赔付次数不满6次，<strong>不同组</strong>的轻症或中症还能再赔1次。</span></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">我看了下，大黄蜂7号分组标准和青云卫1号一样是<strong>12组</strong>，病种也近乎一致。</span></span></span><span ></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTOudwBA7W4DqibUicE4vM6Yggb7A6PG4EicSRTjibhnEdbK7Kvlmf31FFCict4uNCq8B54ibKaWle4EZJdA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTOudwBA7W4DqibUicE4vM6Yggb7A6PG4EicSRTjibhnEdbK7Kvlmf31FFCict4uNCq8B54ibKaWle4EZJdA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">举个例子，</span><span style="color: rgb(51, 51, 51); text-align: justify">赔付第1组的</span><strong style="color: rgb(51, 51, 51); text-align: justify">重疾</strong><span style="color: rgb(51, 51, 51); text-align: justify">癌症后，</span><span style="color: rgb(51, 51, 51); text-align: justify">原</span><span style="color: rgb(51, 51, 51); text-align: justify">位癌</span><span style="color: rgb(51, 51, 51); text-align: justify">或</span><span style="color: rgb(51, 51, 51); text-align: justify">轻度</span><span style="color: rgb(51, 51, 51); text-align: justify">癌症作</span><span style="color: rgb(51, 51, 51); text-align: justify">为</span><strong style="color: rgb(51, 51, 51); text-align: justify">同组轻症</strong><span style="color: rgb(51, 51, 51); text-align: justify">就不能赔了。</span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">本项升级的另一个优化在于赔付次数，</span></span></section><section ><br /></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">大黄蜂6号轻症、中症理赔次数都是固定3次，大黄蜂7号改为<strong>轻症+中症共享6次赔付</strong>，更灵活些。</span></span></section><section ><br /></section><section ><span style="color: rgb(33, 89, 103)">3、癌症多次赔付升级</span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">这项是可选责任升级，也有2点变化：<br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">一是<strong>赔付保额</strong>增加了；</span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">大黄蜂6号第二次癌症赔100%保额，7号提升到120%保额，以50万保额为例，7号就多赔了10万块。</span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">二是<strong>赔付规则</strong>优化。</span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">大黄蜂6号附加癌症二次赔付后，如果首次重疾不是癌症，癌症二次赔付责任即终止，相当于白花钱附加了。</span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">7号则无论首次重疾是不是癌症，后续只要确诊癌症（新发/复发/转移/持续），都能触发癌症二次赔付。<br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span style="color: rgb(33, 89, 103)">4、重疾多次赔付升级</span></section><section ><span ></span></section><section ><br /></section><section style="text-align: left"><span style="color: rgb(51, 51, 51); text-align: justify">这项可选责任是个小升级，大黄蜂6号附加重疾多次赔付后，第2、3、4次重疾分别可赔120%/130%/150%，不分组，间隔期1年；</span></section><section style="text-align: left"><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section style="text-align: left"><span style="color: rgb(51, 51, 51); text-align: justify">7号<span style="color: rgb(51, 51, 51); text-align: justify">附加</span><span style="color: rgb(51, 51, 51); text-align: justify">后</span><span style="color: rgb(51, 51, 51); text-align: justify">，</span><span style="color: rgb(51, 51, 51); text-align: justify">第</span><span style="color: rgb(51, 51, 51); text-align: justify">2、</span><span style="color: rgb(51, 51, 51); text-align: justify">3、4次重疾</span><span style="color: rgb(51, 51, 51); text-align: justify">分别可赔120%</span><span style="color: rgb(51, 51, 51); text-align: justify">/130%/</span></span><span ><span style="color: rgb(51, 51, 51); text-align: justify"><strong>180%</strong></span></span><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">，</span><span style="color: rgb(51, 51, 51); text-align: justify">不分组，间隔期1</span><span style="color: rgb(51, 51, 51); text-align: justify">年。</span><br /></span></section><section style="text-align: left"><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section style="text-align: justify"><span ><span >即第4次重疾赔付保额多了30%，实际意义不大。</span></span></section><section ><br /></section><section ><span >剩下</span><span >可选责任还有：<strong>身故责任、重疾住院津贴</strong>，不过</span><span >都</span><span >没啥</span><span >附加</span><span >的必要。</span><strong><span ></span></strong></section><section ><br /></section><section ><span ><section ><section style="text-align: left"><section ><section style="color: rgb(50, 135, 156)"><section style="text-align: center"><span style="color: rgb(33, 89, 103)"><strong ><strong>二、和其他儿童重疾险对比</strong></strong></span></section></section></section></section></section></span></section><section ><span ><br /></span></section><section ><span >下面把大黄蜂7号和其他主流儿童重疾险们放一起对比：</span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTOudwBA7W4DqibUicE4vM6YggkHuwLiaI32icAlicicVJ1iaSCA2E2wv10dnkuk12gysic0CFNIqicD54Eiao5w%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTOudwBA7W4DqibUicE4vM6YggkHuwLiaI32icAlicicVJ1iaSCA2E2wv10dnkuk12gysic0CFNIqicD54Eiao5w/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><span ><br /></span></section><section ><span >后面几款非一线产品都没必要说了，</span></section><section ><span ><br /></span></section><section ><span >我们直接把大黄蜂7号，和此前第一推荐的儿童重疾险</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493191&idx=1&sn=aba2252507c1ab4a759b85b186ae6718&chksm=cfb605c7f8c18cd1c7cf8b63cc3aa91a3cc06c877ec46af5d2298a320894f28baef4cae49413&scene=21#wechat_redirect" textvalue="慧馨安2022" linktype="text" imgurl="" imgdata="null" tab="innerlink">慧馨安2022</a></span><span >、</span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247492807&idx=1&sn=71c4a9bcaec70960e69dc4ce73d89d20&chksm=cfb60747f8c18e512a41bcbfd2346b1aa29736d105cabb19a79d24bdc6cbef9aee5de64b7cfc&scene=21#wechat_redirect" textvalue="青云卫1号" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >青云卫1号</span></a><span >单独对比。</span></section><section ><span ><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTOudwBA7W4DqibUicE4vM6YggPDBLN1Y0LIeoHQ1ibd0CYDeg3GOSe2APCpl9qvXic40k7UvQTZzHdY6A%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTOudwBA7W4DqibUicE4vM6YggPDBLN1Y0LIeoHQ1ibd0CYDeg3GOSe2APCpl9qvXic40k7UvQTZzHdY6A/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><br /><span ></span></section><section ><span >很明显，大黄蜂7号是兼顾了对手的优点，某种程度上可看作青云卫+慧馨安的“融合”。</span><span ></span></section><section ><span style="color: rgb(33, 89, 103)"><br /></span></section><ul ><li><section ><span style="color: rgb(33, 89, 103)">保障上：</span><span >青云卫1号引以为傲的<span style="color: rgb(51, 51, 51); text-align: justify">“</span>重疾赔付后轻/中症理赔<span style="color: rgb(51, 51, 51); text-align: justify">”</span>，被</span><span ><span >大黄蜂7号像素级复刻；慧馨安2022则是风水轮流转，此前各项精准压制大黄蜂6号，现在被大黄蜂7号反过来压制</span></span><span >；</span></section></li></ul><section ><span style="color: rgb(33, 89, 103)"><br /></span></section><ul ><li><p ><span style="color: rgb(33, 89, 103)">价格上：</span><span >明面价格，慧馨安2022最低，不过慧馨安并没有疾病关爱金；论实际性价比，还是大黄蜂7号最高。</span><span ></span></p></li></ul><section ><strong ><span style="color: rgb(33, 89, 103)"><br /></span></strong></section><section ><strong ><span style="color: rgb(33, 89, 103)">综上：</span></strong></section><section ><strong ><span ><br /></span></strong></section><section ><span >我认为大黄蜂7号上线后，<span >“儿童重疾险双雄并立（青云卫+慧馨安）”的局面</span>已经被打破了。</span></section><section ><span ><br /></span></section><section ><span >儿童重疾险现在有着<strong>第一推荐</strong>——<strong>大黄蜂7号</strong>。</span></section><section ><span ><br /></span></section><section ><span >这次也是少见的<span style="color: rgb(51, 51, 51); text-align: justify">“</span><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">有干货</span></span><span style="color: rgb(51, 51, 51); text-align: justify">”</span>的升级，并非敷衍了事，诚意很足。</span></section><section ><span ><br /></span></section><section ><span >我不确定是不是今年市场太卷，才倒逼出这次升级，不过投保人确实获得了更好的产品。</span></section><section ><span ><br /></span></section><section ><span >有时结果是好的，就够了。</span></section><section ><span ><br /></span></section><section ><span >附当前重疾险的挑选建议图</span><span > </span><span >▼：</span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTOudwBA7W4DqibUicE4vM6Ygg4HzrzqJK2YnT3fLsoibqFibOzq9ZTG2T36WklXlVUh9eluL9UBYyCicyQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTOudwBA7W4DqibUicE4vM6Ygg4HzrzqJK2YnT3fLsoibqFibOzq9ZTG2T36WklXlVUh9eluL9UBYyCicyQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p style="text-align: center"><span style="color: rgb(136, 136, 136)">点击查看大图</span></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)"></span></section><section ><br /></section><section ><span >大多数家长，可首选<strong>大黄蜂7号</strong>；</span></section><section ><span ><br /></span></section><section ><span >部分在意公司品牌，或身故返还保费的家长，可考虑招商仁和的<strong>青云卫1号</strong>，同是第一梯队产品；<br /></span></section><section ><span ><br /></span></section><section ><span >只想要最低价，<strong>慧馨安2022</strong>价格最低，保障上也是第一梯队。<br /></span></section><section ><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start"><br /></span></strong></section><section ><span style="color: rgb(33, 89, 103)">投保入口：<a href="" href="">大黄蜂7号</a></span></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)"></span></section><section ><br /></section><section ><strong style="color: rgb(0, 0, 0)"><span ></span></strong></section><section style="color: rgb(34, 34, 34); text-align: justify"><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">获取其他产品投保链接，可以长按扫描</span></strong><strong style="color: rgb(0, 0, 0)"><span >下图二维码进入</span></strong><strong ><span style="color: rgb(33, 89, 103)">【</span></strong><strong ><span style="color: rgb(33, 89, 103)">懂保爷】公众号</span></strong><strong style="color: rgb(0, 0, 0)"><span >，点击“免费咨询”菜单找我团队专业规划获取</span></strong><strong style="color: rgb(0, 0, 0)"><span >。</span></strong></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section ><br /></section><section ><span style="color: rgb(0, 0, 0)">相关阅读：</span></section><section ><span style="color: rgb(0, 0, 0)"><br /></span></section><section ><strong><span style="color: rgb(0, 0, 0)">成人重疾险评测：</span></strong><span style="color: rgb(0, 0, 0)"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247492842&idx=1&sn=e9d10f456344145762c4cb887c0c5475&chksm=cfb6076af8c18e7cb6191653f22ca5d783fade6e3537dc1ae6ed4d5615c777e6ed561a4e24cd&scene=21#wechat_redirect" textvalue="最强重疾险再升级，超级玛丽6号来了" linktype="text" imgurl="" imgdata="null" tab="innerlink">最强重疾险再升级，超级玛丽6号来了</a></span></section><section ><br /></section><section ><span ><strong >重疾险科普：</strong></span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447794273&idx=1&sn=3ef6aa04cc06f658aaed4527b1ef9f7d&chksm=b2b0472385c7ce35a99c45564dff17a1ab82c283e3511d9c52284b6c46565e249be7c1b61d46&scene=21#wechat_redirect" tab="innerlink" wah-hotarea="click" hasload="1" >99%的人都买错了重疾险！我把这些实话一次全告诉你</a></section><section style="text-align: center"><br /></section><section ><strong ><span >投保顾虑：</span></strong></section><section ><span >网上投保：</span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447787719&idx=1&sn=a9b80b3e85772fe569fb8a4dfbc4ba4a&chksm=b2b0618585c7e8934554004c34922a850cd82a9537ee2a7868e440eec2688d759e17e1cc4968&scene=21#wechat_redirect" tab="innerlink" hasload="1" wah-hotarea="click" ><span >「网上」</span>买保险靠谱吗？</a></section><section ><span >保险公司大小：<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493576&idx=1&sn=aa00f925f11d7ed28559212a924e53ee&chksm=cfb60448f8c18d5e796c441117004893321affc189a3c6f5783fa419d6ff393b3c2d5dc87905&scene=21#wechat_redirect" textvalue="争论十年，这个历史遗留问题解决了" linktype="text" imgurl="" imgdata="null" tab="innerlink">争论十年，这个历史遗留问题解决了</a></span></section><section ><span >身故保障：</span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=1&sn=265d8f7c58bc1fa24061b89ec323144d&chksm=b2b077ab85c7febdbf041d27390c4dd426f9e9aa560d5e9789c6b294863ab0c21c2b313a8f1d&scene=21#wechat_redirect" tab="innerlink" hasload="1" wah-hotarea="click" >买重疾险时，到底要不要选「身故」呢？</a></section><section ><br /></section><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span><span ></span></section><section></mpprofile></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，</span><span style="text-align: left; color: rgb(136, 136, 136)">查看</span><span style="text-align: left; color: rgb(33, 89, 103)">懂保爷严选【理财、养老、保障】产品汇总</span><span style="color: rgb(33, 89, 103)"></span></span></section><section label="Powered by 135editor.com" ><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section>
