<section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D0" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=0" alt="懂保爷测评配图" loading="lazy" /></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span style="color: rgba(0, 0, 0, 0.9)"><span text >Hey，大家好，我是懂保爷资深产品测评师丽丽～</span></span></span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >上周，我给大家更新了6月的增额寿榜单：</span><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247503181&idx=1&sn=e1057ae7f8b94720d9d06a1b75af57bf&scene=21#wechat_redirect" textvalue="6月分红增额寿榜单！这3款产品可以直接看" linktype="text">6月分红增额寿榜单！这3款产品可以直接看</a></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >当时，我重点推荐了中意人寿的</span><span text >一生中意（福享版</span><span text >）。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >不过因为榜单篇幅有限，只做了简单的介绍。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >今天这篇文章，我想跟大家专门来聊聊这款产品。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >如果让我给一生中意（福享版）一个评价，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >我会说：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">它是目前市场上少有的，兼顾长期收益、保司实力和分红表现的分红增额寿代表产品。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >对于打算做长期资产配置、养老储备或者财富传承的人来说，这款产品真的值得重点关注。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >一起来看看吧~</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >文章可能会比较长，时间有限的朋友，可以直接来跟我聊一聊：</span></span></p><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOiaCbticicGSe1wMmnNr5nxUmUmEd9GanXQiag8TqbibDuT4sLLVUskLIyguAT5F8b103Vm0B2h3UCjqSxTOBficFYpjrGdibbWgiaaz4%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOiaCbticicGSe1wMmnNr5nxUmUmEd9GanXQiag8TqbibDuT4sLLVUskLIyguAT5F8b103Vm0B2h3UCjqSxTOBficFYpjrGdibbWgiaaz4/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">一、长期收益表现</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >很多朋友看产品，最关心的还是一句话：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >未来能增值多少？</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >所以在研究一生中意（福享版）的时候，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >我也先做了一个市场横向对比。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >以</span></span><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">10岁男孩、趸交30万美元</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >为例，我把目前市场上几款热门分红增额寿放在一起进行了测算，</span><span text >只看叠加分红后的预期总收益：</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOyqrsT4fAbyLbdcmiav6iacU3fBvP4PK43sibmicetXN9TO765XufcGNyessKLs1hJvQIvvlmcgyqhic1QY0ZLFzooTFicr415ia6E48%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOyqrsT4fAbyLbdcmiav6iacU3fBvP4PK43sibmicetXN9TO765XufcGNyessKLs1hJvQIvvlmcgyqhic1QY0ZLFzooTFicr415ia6E48/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >从预期收益来看，一生中意（福享版）的表现非常突出。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保单第20年，预期IRR达到</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">2.95%</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >；</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保单第30年，预期IRR达到</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">3.10%</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >；</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保单第40年，预期IRR达到</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">3.18%</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >；</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保单第50年，预期IRR达到</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">3.23%</span><span text style="color: rgb(0, 0, 0)">...</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >市场上能够稳稳压过它的，只有复星保德信的</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >星福家朱雀版</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >比如同样30年持有：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >星福家朱雀版预期IRR约</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">3.30%</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >；</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >一生中意（福享版）约</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">3.10%</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >；</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >而其他多数产品则集中在</span><span text style="color: rgb(255, 79, 121)">2.9%-3.0%</span><span text >左右。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">所以说，一生中意（福享版）的收益表现确实是属于市场头部水平。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >当然，分红险不能只看预期，我们再看保底部分：</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXPiblVA4QTjRGbYLFenDCVytXcNlylMlndSNgXL2WsutrYa6xgsJOZvZbMQoKibBA9e9JkKZiajQ0iaF8Ex9Tm9ld8OravGHt4UY2E%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXPiblVA4QTjRGbYLFenDCVytXcNlylMlndSNgXL2WsutrYa6xgsJOZvZbMQoKibBA9e9JkKZiajQ0iaF8Ex9Tm9ld8OravGHt4UY2E/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >从保底部分来看，一生中意（福享版）也挺稳健的。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >以30年持有为例：保证IRR约</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">1.18%</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >相比光大永明光明至尊、福满盈C款、泰赢家2.0等产品略有差距。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >但也并不算差，处于市场中游水平吧~</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >换句话说，它不是那种把保底压得特别低，把预期收益做得特别夸张的产品，而是在保证利益和分红利益之间找到了一个相对均衡的平衡点。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >收益上整体看下来，我对一生中意（福享版）的评价是：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">预期收益足够优秀，保底收益不拖后腿，综合收益表现依然非常亮眼。</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这里顺便说一句，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这次对比里表现最强的其实是复保的</span><span text >星福家朱雀版</span><span text >，无论是保底收益还是预期收益，都很不错，也是值得大家考虑的。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >不过如果非要让我在这两款产品之间二选一的话，我个人依然会更倾向于一生中意（福享版）。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >原因也很简单，它俩的收益差距并没有拉开到决定性的程度，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >但中意人寿背后的保司实力、品牌积累以及市场认可度，会让我更有信心长期持有~</span></span></p><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">二、保司实力</span></span></h2><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >对于分红险来说，仅仅收益高还不够，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >更重要的是，这些收益未来有没有机会实现。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >所以评价一款分红险，必须要看背后的保险公司。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >一生中意（福享版）来自</span><span text >中意人寿</span><span text >，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >它成立于2002年，是国内较早成立的合资寿险公司之一，规模属于大中型，资产规模接近2000亿。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >股东分别是</span><span text >中国石油集团</span><span text >和</span><span text >意大利忠利集团</span><span text >。</span></span></p><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXNASsOsibo3n3MBM600yagd8l49IjjYdNuz8zHgEhKeV70f3EQ2MUy9LsKxFj6tk3kmMXibNWKsIdvbu0oExbcUzTApicPlU5yyKI%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXNASsOsibo3n3MBM600yagd8l49IjjYdNuz8zHgEhKeV70f3EQ2MUy9LsKxFj6tk3kmMXibNWKsIdvbu0oExbcUzTApicPlU5yyKI/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXMTnTxX0JrwbODVJ5aybj7A1uYGiafOKhwE9qstzDGEdfLm8c6Wr8Wejd0RbBfb5h0OQXUicYw8dOgMA7ibumI9h9l67MY3rYc0Q4%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXMTnTxX0JrwbODVJ5aybj7A1uYGiafOKhwE9qstzDGEdfLm8c6Wr8Wejd0RbBfb5h0OQXUicYw8dOgMA7ibumI9h9l67MY3rYc0Q4/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >一家是国内知名央企，一家是拥有超过190年历史的全球保险巨头。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这种“央企+国际保险集团”的组合，在行业里并不多见。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >相比很多依靠规模扩张抢占市场的保险公司，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >中意人寿这些年的经营风格一直偏稳健，很少看到激进营销，也很少看到短期冲规模的动作，</span></span><span><span text >最新风险评级为</span><span text style="color: rgb(255, 79, 121)">最高级AAA。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >对于分红险来说，这是优势。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为分红险最终拼的不是短期爆发力，而是长期赚钱能力。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >客户买的是二三十年甚至更长时间的保单，保险公司能否长期稳定经营，比短期收益高一点更重要~</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >直观一点，我们直接看中意人寿的分红数据。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">三、过往分红表现</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >中意人寿这些年能够持续受到市场关注，一个重要原因就在于它的分红表现一直有不错的口碑。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >它是行业内极少数能拿出</span><span text >连续20年分红实现率的公司</span><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >我整理了中意人寿最新的分红实现率：</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXMawmSxcTrgvMR8f9sl9VJbicLPiczLHmEteetwKKCiaG4mRHOibyhRDvYRAj3iaicY4XkBXFbJ6N9PHS1tqLia1cXhJgL0ibOJLaTTIrI%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXMawmSxcTrgvMR8f9sl9VJbicLPiczLHmEteetwKKCiaG4mRHOibyhRDvYRAj3iaicY4XkBXFbJ6N9PHS1tqLia1cXhJgL0ibOJLaTTIrI/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >从数据来看，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >中意人寿大部分老产品在过去很长一段时间里都维持在100%左右，甚至不少产品曾</span><span text style="color: rgb(255, 79, 121)">长期超过100%</span><span text >，说明实际分红高于当初演示水平。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >不过近两年受利率下行和市场环境影响，行业整体分红水平有所回落，但中意整体分红均值也保持在</span><span text style="color: rgb(255, 79, 121)">80%+</span><span text >，还是很不错的~</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >对于分红险来说，历史数据并不代表未来，但一家保险公司愿意连续20多年公开披露分红实现率，本身就说明了它对自身经营能力和长期投资能力的信心。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >而这份长期积累下来的分红记录，也让一生中意（福享版）的预期收益相比很多同类产品，会更具有参考价值~</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">最后</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >总之，综合收益、保司实力与分红表现来看，中意一生中意（福享版）确实是一款综合实力很强的分红增额寿。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >它最大的亮点是</span></span><strong><span><span text >收益稳、落地性强</span></span></strong><span><span text >：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >市场头部的预期收益、保底利益不拖后腿，叠加中意人寿央企+国际巨头股东背景、AAA顶级风控评级，还有</span></span><strong><span><span text >连续20年公开披露、最新平均80%+的分红实现率</span></span></strong><span><span text >，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >整体均衡抗风险，非常适合大家做</span><span text style="color: rgb(255, 79, 121)">长期资产保值、养老储备以及财富传承</span><span text >~</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >当然，每个人的投保方案不同，最终收益差异也很大。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >另外就是，7月降利率以后，就拿不到这么高的收益了，希望大家抓紧抓住窗口期~</span></span></p><section><span></span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >如果你想</span></span><strong><span><span text >精准测算个人收益，</span><span text >或者想</span></span></strong><span><span text >对</span><span text >比它和星福家朱雀版的优劣、获取完整条款跟专属投保方案，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >直接</span></span><strong><span><span text >添加好友</span></span></strong><span><span text >，免费一对一咨询：</span></span></p><section nodeleaf="" style="color: rgba(0, 0, 0, 0.9); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXMbNffY5XWdG8MzVItmumu9uyRge0PSxU5CibanmmA0o6xHiahicKicEliarvrjlbrFDOb5lD5ooQqbRWdWFgiaGrxE9iaq1mHhJNHuR0%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D15" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXMbNffY5XWdG8MzVItmumu9uyRge0PSxU5CibanmmA0o6xHiahicKicEliarvrjlbrFDOb5lD5ooQqbRWdWFgiaGrxE9iaq1mHhJNHuR0/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=15" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><strong ><span ><span ><br /></span></span></strong></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><strong ><span ><span ><span text >最后简单跟大家介绍一下自己：</span></span></span></strong></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><br /></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >懂保爷平台成立于2018年；</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >秉着向上向善的信仰，</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >站在客户角度，以客户为中心，测评优中选优</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >为客户提供风险转嫁、</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >储蓄理财和退休养老方面的优质保险内容与服务。</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >全网粉丝1000万+，</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >已累计为10万+家庭解决过保险难题。</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >以成就安心生活为使命；</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >致力于成为新时代中国人信赖首选的保险内容与服务平台。</span></span></span></section><p ></mp-style-type></p>
