<section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D0" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=0" alt="懂保爷测评配图" loading="lazy" /></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span style="color: rgba(0, 0, 0, 0.9)"><span text >Hey，大家好，我是懂保爷资深产品测评师丽丽～</span></span></span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >9月，海保人寿推出了一款成人重疾险：</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽17号</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >看到这个名字，相信很多朋友都会想到之前我给大家推荐过的</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >君龙人寿</span><span text >超级玛丽16号Pro</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >所以产品一上架，我就专门拿它们做了对比。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >发现，如果只看基础保障，两款其实差不太多；但如果把价格、特色保障这些因素都算进去，</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽17号优势很大。</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >特别是它新增的</span></span><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >癌前病变手术关爱金</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >，我觉得非常实用，而且附加价格还不贵。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >所以今天就来聊聊：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽17号和16号Pro，哪款更值得买？</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></p><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">一</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span style="color: rgba(0, 0, 0, 0.9)"><span text >先说两款产品相似的地方</span></span></span></section><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXNxiaovKHKsnmWRIjhRDHEM7bLjYiaxEOicWk0HogibUUhOibGLYMr7NO7PCRMOZdMVyKpazZvWrFNHDeaboGOQibolTH06rqNdWvFF8%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXNxiaovKHKsnmWRIjhRDHEM7bLjYiaxEOicWk0HogibUUhOibGLYMr7NO7PCRMOZdMVyKpazZvWrFNHDeaboGOQibolTH06rqNdWvFF8/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >第一，基础的轻、中、重疾保障都比较全面</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >两款产品都是</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >110种重疾赔1次，35种中症，40种轻症</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >，轻症和中症都有多次赔付，很全面，完全够用。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >而且，我比较看重的一点：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >2款产品重疾赔付之后，非同组的轻症、中症保障还能继续赔，且没有间隔期。</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >什么意思？</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color:rgba(0, 0, 0, 0.9)"><span text >比如</span><span text >买了50万保额，先因为癌症赔了50万，之后马上又确诊了合同约定的</span></span><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >轻度脑中风后遗症</span></span></strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >，还能继续赔</span><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >对于重疾险来说，这种设计还是比较实用的。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >第二，两款产品都自带结节关爱保险金</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这两款产品，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >都针对</span></span><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >“甲状腺结节”“乳腺结节”以及“肺结节”</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >这三类常见结节设计了专门的关爱保障。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >对于现在体检越来越普遍、结节越来越常见的情况来说，这项责任还是比较有针对性的。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >第三，两款产品都支持核保复议，写进合同</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这一点可能很多人买重疾险的时候不会特别关注，</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >但我觉得是挺重要的。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为有些朋友身体有点小问题，第一次投保的时候，可能会遇到</span></span><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >加费、除外、延期</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >等核保结果。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这时候如果产品支持核保复议，就意味着：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >第一次核保结果不理想，</span><span text >后续如果身体情况发生变化，就可以按照合同约定申请复议，有机会标体承保。</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color:rgba(0, 0, 0, 0.9)"><span text >超级玛丽17号：</span></span></p><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXNpbVRPayFClIiaXRSw1ae9icMRphj6tEAkFqmUMeznSISwGLqSzV9cNdvkJb4GaLUdkMyiaIaVZ7ruHGm94lVLaeLyW9ZDnhVG0g%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXNpbVRPayFClIiaXRSw1ae9icMRphj6tEAkFqmUMeznSISwGLqSzV9cNdvkJb4GaLUdkMyiaIaVZ7ruHGm94lVLaeLyW9ZDnhVG0g/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽16号Pro：</span></span></section><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_jpg%2FiaZHDj9icvRXNZxLv9micjHZj2azLKQkswUepuoTiat8O98o7NpPibqjibHzGfYeNtd06kDMnl6AAUBl8BVg7uibkxpWtzkgbdoiaibEM1g2VVXRVKCI%2F640%3Fwx_fmt%3Djpeg%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_jpg/iaZHDj9icvRXNZxLv9micjHZj2azLKQkswUepuoTiat8O98o7NpPibqjibHzGfYeNtd06kDMnl6AAUBl8BVg7uibkxpWtzkgbdoiaibEM1g2VVXRVKCI/640?wx_fmt=jpeg&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >总之，超级玛丽17号和超级玛丽16号Pro，都是现在市场上比较不错的成人重疾险，基础保障够用，自带责任也不错，核保复议机制也比较友好。</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >但如果两款产品让我二选一，我会更偏向超级玛丽17号。</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >为什么？</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为，超级玛丽17号有几个比较核心的优势。</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></strong></p><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">二</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽17号，几个核心优势</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >第一，价格更便宜，性价比更高</span></span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >按照</span></span><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >50万保额、保终身、30年缴费、不附加任何责任</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >来算：</span></span></p><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXMhyHib7DmENFSY7RyOpYbtic9xl7fFX104auST7bshBZQLoAot8hPqeHic5PUEnHNoVJia9qTEWDFqZxjic3ibyWxtZbxibeLrDPejAI%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXMhyHib7DmENFSY7RyOpYbtic9xl7fFX104auST7bshBZQLoAot8hPqeHic5PUEnHNoVJia9qTEWDFqZxjic3ibyWxtZbxibeLrDPejAI/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽17号：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >30岁男性一年保费</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >6720元</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >，30岁女性一年</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >6285元</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽16号Pro：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >30岁男性一年要</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >8585元</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >，女性则是</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >7690元</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >也就是说，超级玛丽17号一年就能便宜</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >1000多元</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >别小看这一千多块钱。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为这是长期重疾险，交30年，</span></span><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >一年省1000多，30年下来就是好几万块的差价了</span><span text >。</span></span></strong></p><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保障类似的情况下，</span></span><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽17号</span></span><span style="color: rgba(0, 0, 0, 0.9)"><span text >这个价格优势还是很明显的。</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >第二，癌前病变手术关爱金，非常实用，而且附加价格很便宜</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽17号首创了一个责任，叫</span></span><span style="color: rgba(0, 0, 0, 0.9)"><span text >癌前病变手术关爱金</span><span text >，</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >这个责任，我觉得非常实用。</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >先看一下这项责任：</span></span></section><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXMCDemR4pf3SGHzL3ibsGjOzYAVLf1GapNF2PvO7cia6WglaYIPPYOKbSLQ36ibMhTShuD1wAvgt8ZQkgFhLTth3zJueaRt5x8ZC8%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXMCDemR4pf3SGHzL3ibsGjOzYAVLf1GapNF2PvO7cia6WglaYIPPYOKbSLQ36ibMhTShuD1wAvgt8ZQkgFhLTth3zJueaRt5x8ZC8/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color:rgba(0, 0, 0, 0.9)"><span text >具体来说，</span><span text >做了肺结节切除术、萎缩性胃炎伴肠上皮化生等6个癌前病变手术，</span></span><strong><span style="color:rgba(0, 0, 0, 0.9)"><span text >每次可以赔</span><span text >5%</span><span text >基本保额，累计最高赔</span><span text >30%</span><span text >基本保额</span><span text >。</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >比如买了</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >50万保额</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >，切了肺结节，就能先赔</span></span><strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >2.5万元</span></span></strong><span style="color: rgba(0, 0, 0, 0.9)"><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >为什么说这个责任实用呢？</span></span></p><p style="text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >因为正常来说，重疾险</span><span text >是要等确诊癌症，达到重疾赔付标准之后才能赔钱。</span></span></p><p style="text-align: justify"><span><span text >而超级玛丽17号这个责任，相当于把保障</span></span><strong><span><span text >往前挪了一步</span></span></strong><span><span text >：</span></span></p><p style="text-align: justify"><strong><span><span text >还没等到癌症，符合合同约定做了这些癌前病变手术，就可以先赔一笔钱。</span></span></strong></p><p style="text-align: justify"><span><span text >而且这6种癌前病变，都是我们日常体检、临床中比较常见的高风险病变，</span></span><strong><span><span text >实际用到这项保障的概率还是比较高的。</span></span></strong></p><p style="text-align: justify"><strong><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOTZib5Gkk0wiaTyMg3LTnlOaazpnTolybJpeDN4Y2FBcyvJNK5QLl3CQOTwC6uqqQrx3CZGPT61NMsibI4Zze8j4zy6byO0HncHw%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOTZib5Gkk0wiaTyMg3LTnlOaazpnTolybJpeDN4Y2FBcyvJNK5QLl3CQOTwC6uqqQrx3CZGPT61NMsibI4Zze8j4zy6byO0HncHw/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></span></strong></p><p ><span><span text >更关键的是，</span></span><strong><span><span text >附加这项责任并不贵。</span></span></strong></p><p ><span><span text >还是按照</span></span><strong><span><span text >30岁、50万保额、30年缴费</span></span></strong><span><span text >来算：</span></span></p><p ><span><span text >男性一年只需要</span></span><strong><span><span text >多交140元左右</span></span></strong><span><span text >，女性一年大约</span></span><strong><span><span text >多交300元</span></span></strong><span><span text >。</span></span></p><p ><span><span text >所以</span></span><strong><span><span text >我个人还是非常建议把这项责任一起附加上的~</span></span></strong></p><p ><strong><span ><span text >另外，超级玛丽17号自带的</span><span text >被保人豁免是覆盖轻中重疾</span><span text >的，也就是说，被保人得了合同约定的轻中重疾</span></span><span><span text >并获赔后，后续所有未交的保费全部免交，合同保障继续有效。</span></span></strong></p><p ><strong><span ><span text >但是超级玛丽16号Pro的被保人豁免</span><span text >只覆盖重疾，轻中症需要花钱附加</span><span text >。</span></span></strong></p><p ><strong><span ><span text >这一点，也是</span></span><strong><span ><span text >超级玛丽17号更有优势。</span></span></strong></strong></p><p ><strong><span><br /></span></strong></p><p ><strong><span><span text >最后，我想说，</span></span></strong></p><p ><span><span text >如果你目前还没有重疾险，想买一款</span></span><strong><span><span text >保障比较全面、价格又比较友好</span></span></strong><span><span text >的成人重疾险，我觉得超级玛丽17号是可以重点关注的。</span></span></p><p ><span><span text >尤其是预算有限，但又希望把保额做到50万左右的朋友，</span></span><strong><span><span text >超级玛丽17号的价格优势还是比较明显的。</span></span></strong></p><p ><span><span text >而且这次新增的</span><span text >癌前病变手术关爱金</span><span text >，我觉得也是一个比较有特色的责任。</span></span></p><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color:rgba(0, 0, 0, 0.9)"><span text >当然，超级玛丽16Pro也不是完全没有优势，</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color:rgba(0, 0, 0, 0.9)"><span text >它的</span><span text >健康告知比超级玛丽17号更宽松</span><span text >，如果你的身体情况买不了超级玛丽17号，或者</span>之前买重疾险被别家拒保、延期、除外、加费过，<span text >那就可以看看</span></span><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级玛丽16Pro。</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text >对产品感兴趣，想测算具体的保费，可以来跟我聊一聊。</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></section><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXMHvbdnsxla2hGibyib9vLmbn2UFQmVCycFXqC7njJuXo6NFCeN0YiaU4NhibJ9PDraauHN58NbMvpvOORJMibvhy7f7HduOxwicIOJM%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXMHvbdnsxla2hGibyib9vLmbn2UFQmVCycFXqC7njJuXo6NFCeN0YiaU4NhibJ9PDraauHN58NbMvpvOORJMibvhy7f7HduOxwicIOJM/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><section><span><br /></span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >另外，我打包了我们认为从0到1理解保险，打破信息差，我们每个人需要全面知道的四项内容给大家：</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >第1-市场上最热的</span></span><span ><span text >「成人重疾险」</span></span><span ><span text >产品测评表</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXPFaBrbcpPxLQvJFRCQkhLTeGQyckEEHuJFva3ZDcH46I9JRtjMY2LxdjKibN0fZnqXPO7giaelEFtQvKzNicJIicalPiaDUzZhCUcY%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXPFaBrbcpPxLQvJFRCQkhLTeGQyckEEHuJFva3ZDcH46I9JRtjMY2LxdjKibN0fZnqXPO7giaelEFtQvKzNicJIicalPiaDUzZhCUcY/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >第2-最新更新的2类7大保险榜单</span></span></p><section nodeleaf="" style="color: rgba(0, 0, 0, 0.9); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXM1Wa9AeBLfKEJenEicTOHs9xErzoyvVPLlnr4xCEwe5EPofSUbG77G4kSro7r6HD6vVGGCGGrhia5DwfFPPnibSHY5BicbFlLk19s%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26tp%3Dwebp%26wxfrom%3D5%26wx_lazy%3D1%23imgIndex%3D11" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXM1Wa9AeBLfKEJenEicTOHs9xErzoyvVPLlnr4xCEwe5EPofSUbG77G4kSro7r6HD6vVGGCGGrhia5DwfFPPnibSHY5BicbFlLk19s/640?wx_fmt=png&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1#imgIndex=11" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >第3-我们懂保爷首创的极简养老规划指南</span></span></p><section nodeleaf="" style="color: rgba(0, 0, 0, 0.9); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXOXQ1Zl2Yuer2Z4BXzfKnYhibboZbibfWyT6S4xkYjEOpkQQrNQkWnEwibsjmlKqfticTcH0aLia4sG9N8XR7f8gcgXiadGULWyPdoJU%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D10" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXOXQ1Zl2Yuer2Z4BXzfKnYhibboZbibfWyT6S4xkYjEOpkQQrNQkWnEwibsjmlKqfticTcH0aLia4sG9N8XR7f8gcgXiadGULWyPdoJU/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=10" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >第4-每个家庭到底要买什么保险1对1深度讲解</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXNu3bgDO3x3AHV75XAZNBtu6Akyu5EG92v4slIAE4F1w0Pf61Am2HEsY1uKzCQZYfRV42QgFJrByIVNX3DyK2pnvN1z55ibpILA%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXNu3bgDO3x3AHV75XAZNBtu6Akyu5EG92v4slIAE4F1w0Pf61Am2HEsY1uKzCQZYfRV42QgFJrByIVNX3DyK2pnvN1z55ibpILA/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >扫码就能领取，我们一一发给大家。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><br /></span></p><section nodeleaf="" style="color: rgba(0, 0, 0, 0.9); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOiciaKOQNW6lr0g6ibibFtmcnqPzGgBzHLIh6hz1uTiarcEYZKBvwGzrBGgfzwEtiawGRBeS9t2nfGb6AT4cibuu64dPLcmKbByKuva4%2F640%3Fwx_fmt%3Dother%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D9" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOiciaKOQNW6lr0g6ibibFtmcnqPzGgBzHLIh6hz1uTiarcEYZKBvwGzrBGgfzwEtiawGRBeS9t2nfGb6AT4cibuu64dPLcmKbByKuva4/640?wx_fmt=other&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=9" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><br /></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span >有空的话，前面几篇重要文章可能也值得一看：</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247505058&idx=1&sn=922629caa073ffb6641163746c8dfa38&scene=21#wechat_redirect" textvalue="社保≠全额报销！这些弱点，赶快自查！" linktype="text">社保≠全额报销！这些弱点，赶快自查！</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247505041&idx=1&sn=9a0215408448925e872d173a3dddcfd2&scene=21#wechat_redirect" textvalue="中意又放大招！新品永续我爱（睿享版）值得买吗？" linktype="text">中意又放大招！新品永续我爱（睿享版）值得买吗？</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" style="color: rgb(87, 107, 149)" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247504920&idx=1&sn=c0947129d2d9d7c1008dba3c0655bf3d&scene=21#wechat_redirect" textvalue="" linktype="text">最想保的病被除外了，赶紧换产品！</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" style="color: rgb(87, 107, 149)" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&mid=2247504885&idx=1&sn=9d02e554321711b4f0c21f28c6660ffa&scene=21#wechat_redirect" textvalue="重疾险没赔=白花钱？是你算错了几笔账" linktype="text">重疾险没赔=白花钱？是你算错了几笔账</a></span></span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><br /></span></p><section nodeleaf="" style="color: rgba(0, 0, 0, 0.9); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXMuCG3QMkhibRZyYrxY3D1qCrhYjchQgeKSAQiarDj9G5VG8jBBSLRV3uf3vAibWm3O63icKn9bz8kTIibEQbTNtdbCUdUv3umOAgr4%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D3" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXMuCG3QMkhibRZyYrxY3D1qCrhYjchQgeKSAQiarDj9G5VG8jBBSLRV3uf3vAibWm3O63icKn9bz8kTIibEQbTNtdbCUdUv3umOAgr4/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=3" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><br /></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: left"><span ><span text >点击“阅读原文”进入「保险商城」</span></span></section><p ></mp-style-type></p>
