<section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ></span></section><section ><strong><span style="color: rgb(33, 89, 103)">理赔简报</span></strong><o:p></o:p></section><section ><span >投保产品：小蜜蜂5号综合意外险</span></section><section ><span >投保时间：2024年3月31日</span><o:p></o:p></section><section ><span >报案时间：2024年7月9日</span><o:p></o:p></section><section ><span >出险原因：创伤性颅内出血</span><o:p></o:p></section><section ><span >缴纳保费：<strong><span style="color: rgb(33, 89, 103)">356元</span></strong></span><o:p></o:p></section><section ><span >理赔金额：<strong><span style="color: rgb(33, 89, 103)">4216.92元</span></strong></span><o:p></o:p></section><section ><strong><span style="color: rgb(33, 89, 103)">一、投保回顾</span></strong><o:p></o:p></section><section ><span >2024年3月31日，吴先生通过懂保爷给自己购买了一份小蜜蜂5号综合意外险至尊版，保费356元。</span><o:p></o:p></section><section style="text-align: center"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5PD4pUy84F39Vd5icicnibe3Et13CKh1eFooE6ic9ibl6J47CAcBX2JhsnNdA%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5PD4pUy84F39Vd5icicnibe3Et13CKh1eFooE6ic9ibl6J47CAcBX2JhsnNdA/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></span><span style="color: rgb(136, 136, 136)">小蜜蜂5号综合意外险至尊版</span></section><section ><span style="color: rgb(33, 89, 103)"><strong><span style="color: rgb(33, 89, 103)">二、理赔过程</span></strong></span><o:p></o:p></section><section ><span >2024年6月26日傍晚，吴先生在家中不慎摔倒，头部受到撞击，随即出现轻微鼻出血并伴有头痛和头晕症状。</span></section><section ><span >卧床休息两天后，症状并未有所缓解。</span></section><section ><span >因此，他决定前往湖北枣阳市第一人民医院接受治疗。</span></section><section ><span >经过急诊科的检查确诊为创伤性颅内出血，随后吴先生被安排住院接受进一步治疗。</span></section><p ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_jpg%2FttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5Piavk5DpacTIKNqObicVUFo30k7saO4mh5ZqaUTTubN3Wic3ZNmLreI6Mg%2F640%3Fwx_fmt%3Djpeg%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_jpg/ttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5Piavk5DpacTIKNqObicVUFo30k7saO4mh5ZqaUTTubN3Wic3ZNmLreI6Mg/640?wx_fmt=jpeg&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">吴先生的诊断书</span></section><section ><span >7月9日吴先生联系到我们，咨询理赔事宜。</span></section><section ><span >理赔老师在了解了吴先生的就诊详情后，帮助客户整理理赔资料，18日成功上传，完成线上理赔流程。</span><o:p></o:p></section><p ><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5Pw9a63bHgWc08Jzicqpelf8sJ6KYicRz7r8PObpYpC635OuvPtAGJDPvQ%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5Pw9a63bHgWc08Jzicqpelf8sJ6KYicRz7r8PObpYpC635OuvPtAGJDPvQ/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></span></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">理赔老师协助吴先生上传理赔资料</span></section><section ><span style="color: rgb(33, 89, 103)"><strong>三、理赔到账</strong></span><o:p></o:p></section><section ><span >7月24日，吴先生顺利收到了理赔款，理赔金额：4216.92元。</span><o:p></o:p></section><p ><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5PlGMaAWUrCAkDYVG9V5GxRicVF16qzKlvEh4zHqt2ZmZT93hEicmGL3Og%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5PlGMaAWUrCAkDYVG9V5GxRicVF16qzKlvEh4zHqt2ZmZT93hEicmGL3Og/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></span></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">赔付通知</span></section><section ><span >理赔明细如下：</span><o:p></o:p></section><section ><strong><span >意外医疗赔付<span >2566.92元</span></span></strong><span ><strong><span ></span></strong>=(索赔金额6741.48-核减金额4174.56-免赔额0)赔付比例100%；</span><o:p></o:p></section><section ><strong><span >意外住院津贴<span >1650.00元</span></span></strong><span ><span ></span>=(索赔金额1650-核减金额0-免赔额0)赔付比例100%。</span></section><section ><strong><span >共计赔付：4216.92元。</span></strong></section><section style="text-align: center"><span ></span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5P6lUdX87KHt8SvUUnTyNPWba3NgqKTPqqzCWrQnCkaa9N1nehBibEuOA%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5P6lUdX87KHt8SvUUnTyNPWba3NgqKTPqqzCWrQnCkaa9N1nehBibEuOA/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /><span style="color: rgb(136, 136, 136)">理赔明细</span></section><section ><span style="color: rgb(33, 89, 103)"><strong>四、理赔感悟</strong></span><span ></span><o:p></o:p></section><section ><span >家庭经济支柱一旦发生意外，会对家庭经济造成严重影响。</span><o:p></o:p></section><section ><span >所以在挑选意外险的时候，最好把<strong>意外身故</strong>、<strong>伤残保额</strong>买足。</span><o:p></o:p></section><section ><span >吴先生选择的【<strong>小蜜蜂5号】</strong>，300多保费最高可获赔<strong>150万</strong>，杠杆极高。</span><o:p></o:p></section><section ><span >除了高保额，在挑选时优先考虑<strong>意外医疗</strong>优秀的产品，尽量选择<strong>免赔低、报销比例高的、报销范围广的</strong>，最好能帮你<strong>报销社保外的费用</strong>。</span><o:p></o:p></section><section ><span >小蜜蜂5号综合意外险至尊版，意外医疗0免赔额，不限社保范围，最高报销15万元，并且还有150元/天的住院津贴（免赔0天，单次不超过90天，累计不超过180天）。</span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5PKEibqQy80J3BBLXpo6zTzQ4I7XPBMRgqMqLNy6eNuGv8HS6WllvSTiag%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5PKEibqQy80J3BBLXpo6zTzQ4I7XPBMRgqMqLNy6eNuGv8HS6WllvSTiag/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /><span style="color:#888888"><span ></span></span></section><section ><span >吴先生入院治疗后身体已完全康复，他对这次的理赔服务感到十分满意。</span></section><section style="text-align: center"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5PrTrMtsgwVUz4chfvkCg6iaFEzok7X0iciaXlT0401ZKPaRZf6q1r41FOA%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvTQwvRLiaByvbzEoBd1sGE5PrTrMtsgwVUz4chfvkCg6iaFEzok7X0iciaXlT0401ZKPaRZf6q1r41FOA/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /><span style="text-align: center; color: rgb(136, 136, 136)"><span >理赔结束，吴先生表示感谢</span></span></span></section><section ><span ><span >虽然我们</span><span >婉</span><span >拒了</span>吴先生的感谢红包，但是心意完全感受到了。</span></section><section ><span >全程协助客户理赔是懂保爷应该做的事情。</span></section><section ><span >我们将带着这份认可和信赖，持续做好客户服务。</span></section><section style="text-align: center"><span ><span style="text-align: center; color: rgb(136, 136, 136)"><span ></span></span></span></section><section ><span style="color: rgb(33, 89, 103)"><em><strong><span >大家如果也有配置意外险的想法，可以扫描下图二维码找我们团队专业规划老师。</span></strong></em></span><span ></span><o:p></o:p></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTOpB6SvNluyC7ibynwMqmmaeYaEESkpsJpZYybXqtHXeYNahSKOQ9dUFW3Eq7ibxWIjmRarPG9x0XKg%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTOpB6SvNluyC7ibynwMqmmaeYaEESkpsJpZYybXqtHXeYNahSKOQ9dUFW3Eq7ibxWIjmRarPG9x0XKg/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section></mp-common-profile></section><p ></mp-style-type></p>
