<section ><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447791569&idx=2&sn=5987c1c5ec9a577abfd324326f2678f1&chksm=b2b0729385c7fb8586759adebe79ca6238c28b2041a7b13a9384baed96b7e3aa2c96ff4b5be1&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FaqibLpHUEczvApiadYg2P7NBy4fcdib0lWqdlYoHZ7RJABngEniaMSLIYuxlUM2IheBpKibRk5yoPhFDMBDL7W5PBag%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/aqibLpHUEczvApiadYg2P7NBy4fcdib0lWqdlYoHZ7RJABngEniaMSLIYuxlUM2IheBpKibRk5yoPhFDMBDL7W5PBag/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span><span style="text-align: justify"></span></section><p ><br /></p><p ><span >本期的分享案例是一起<strong >重疾出险理赔</strong>，</span></p><p ><span ><br /></span></p><p ><span >7岁孩子</span><span >不幸罹患急性中耳炎，治愈后双耳听力却一直持续下降，这可急坏了出险人的妈妈。</span><br /></p><p ><br /></p><p ><span >下面我们就来看看这次的理赔案例。</span></p><p ><span ></span></p><section ><span ><section ><section style="text-align: left"><section ><section style="color: rgb(50, 135, 156)"><section style="text-align: center"><span style="color: rgb(33, 89, 103)"><strong>理赔简记</strong></span></section></section></section></section></section></span></section><p ><br /></p><ul ><li style="color: rgb(33, 89, 103)"><section ><strong>被保人：</strong><span ><span style="color: rgb(33, 89, 103)">马女士</span>孩子</span></section></li><li style="color: rgb(33, 89, 103)"><section ><strong>投保险种：</strong><span ><span >妈咪保贝儿童重疾险</span></span></section></li><li style="color: rgb(33, 89, 103)"><section ><strong>投保时间：</strong><span >2019年8月</span><span ></span></section></li><li style="color: rgb(33, 89, 103)"><section ><strong>出险原因：</strong><span >双耳听力严重受损</span></section></li><li style="color: rgb(33, 89, 103)"><section ><strong>出险时间：</strong><span >2021年1月</span></section></li><li style="color: rgb(33, 89, 103)"><section ><strong>理赔时效：</strong><span >8个工</span><span >作日</span></section></li><li style="color: rgb(33, 89, 103)"><section ><strong>获赔金额：</strong><span >重疾保险金20万元</span></section></li></ul><section ><br /></section><section ><span ><section ><section style="text-align: left"><section ><section style="color: rgb(50, 135, 156)"><section style="text-align: center"><span style="color: rgb(33, 89, 103)"><strong>理赔回顾</strong></span></section></section></section></section></section></span></section><h6 ><span ></span></h6><p ><span ></span></p><p ><span >湖北的马女士此前在朋友圈<span >刷到一条孩子患大病，父母</span>众筹求救的消息，</span></p><p ><span ><br /></span></p><p ><span >身为一个母亲，她很能理解当事父母的痛苦和无奈。</span></p><p ><span ><br /></span></p><p ><span >之后开始关注大病保险的她，找到了保爷团队的老师，</span></p><p ><br /></p><p ><span >了解实际情况和需求后，</span></p><p ><span ><br /></span></p><p ><span >老师给马女士孩子推荐了复星联合的儿童重疾险——<strong>妈咪保贝</strong>，</span><span >当时最好的</span><span >儿童重疾险。</span></p><p ><br /></p><p ><span >直到一年前，马女士的孩子说他耳朵不舒服，去医院检查后，被确诊为急性中耳炎。</span></p><p ><span ><br /></span></p><p ><span >可治愈后复查时，发现孩子听力下降严重。</span></p><p ><span ><br /></span></p><p ><span >马女士有点着急，孩子才七岁，还要上课学习，听力受损可怎么办？</span></p><p ><br /></p><p ><span >之后一个月，马女士又带孩子去了更好的医院进行治疗，一直到今年7月，检查</span><span >结果仍没有好转。</span></p><p ><br /></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTMXJpNQBGgHicRVkWicRtw6Eibl9aGVd16PyvjOWqOVQQvsBMuzuwicrX7ZZ1WMITdYzBQtaGN3meKiaPw%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTMXJpNQBGgHicRVkWicRtw6Eibl9aGVd16PyvjOWqOVQQvsBMuzuwicrX7ZZ1WMITdYzBQtaGN3meKiaPw/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><p ><br /></p><p ><span >孩子这么小，遇到这事，后续的治疗费用还要一大笔，马女士一时间又急又气。</span></p><p ><span ><br /></span></p><p ><span >冷静下来，马女士<span >想起来自己之前为孩子买过一份重疾险，</span></span></p><p ><span ><span ><br /></span></span></p><p ><span ><span >可她不太确定这个能不能赔付，<span >抱着试</span><span >试看的心态</span>联系了我们团队的老师。</span></span></p><p ><span ><span ><br /></span></span></p><p ><span ><span >结果让她松了一口气。</span></span></p><p ><br /></p><p ><span >经过保爷团队</span><span >协赔专员</span><strong >仔细核实了保险条款与马女士孩子的检查报告</strong><span >，</span></p><p ><span ><br /></span></p><p ><span >确认这种疾病是<strong>在理赔范围内</strong>，且<strong>符合<span >妈咪保贝的重疾</span></strong><span >保障</span><span >责任。</span></span></p><p ><span ><br /></span></p><p ><span ><span >于是保爷团队的协赔专员就让马</span>女士先向保险公司报案。</span></p><p ><span ><br /></span></p><p ><span style="color: rgb(136, 136, 136)">注意：在「懂保爷」公众号投保的朋友，可以选择联系公众号的协赔专员，再向保险公司报案，我们会全程提供理赔协助：</span></p><p ><br /></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FaqibLpHUEcztJ2AJwfjmibWITsubs4Y23WbzgJHESD2qDKM9fycMKInuice3tqUvuBHb7nful1paDQY0aQ83P0htw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/aqibLpHUEcztJ2AJwfjmibWITsubs4Y23WbzgJHESD2qDKM9fycMKInuice3tqUvuBHb7nful1paDQY0aQ83P0htw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><br /></p><p ><span >随后协助马女士向保险公司交付了完整的理赔资料。</span><span ></span></p><p ><br /></p><p ><span >在</span><strong><span >8月16日</span></strong><span >，复星联合</span><span >保险公司下发了理赔给付通知书：</span></p><p ><span ><br /></span></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTMXJpNQBGgHicRVkWicRtw6EibO9HLojFAK3mX9L71oYDvDicwmL3st4phMBcRrpcTPafRHI4MYtWF2IQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTMXJpNQBGgHicRVkWicRtw6EibO9HLojFAK3mX9L71oYDvDicwmL3st4phMBcRrpcTPafRHI4MYtWF2IQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><p ><br /></p><p ><span >马女士孩子的情况符合理赔要求，直接赔付20万元，</span><span >并</span><strong >豁免后期保费</strong><span >，</span><span >保障依旧有效。</span></p><p ><span ></span></p><p ><span >这对马女士来说，是另一个好消息了。</span></p><p ><span style="color: rgb(136, 136, 136)"><br /></span></p><p ><span style="color: rgb(136, 136, 136)">我们下期再见~</span></p><p ><br /></p><section ><span style="color: rgb(0, 0, 0)"><span style="color: rgb(33, 89, 103)">在【懂保爷】投保过的朋友要是出险，可以点击</span><strong style="color: rgb(33, 89, 103)">公众号右下角「我的服务」-「理赔协助」</strong><span style="color: rgb(33, 89, 103)">联系协赔专员申请协助。</span></span></section><p><br /></p><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span></section><section style="text-align: center"><span ></span><br /></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTPmFXJicDZ7TgTibQcRdVN6dOFRaoA0iafz9uRt9UUN2JpHoGC72fnL68XOx4icklHwf0E185n2g3STgw%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTPmFXJicDZ7TgTibQcRdVN6dOFRaoA0iafz9uRt9UUN2JpHoGC72fnL68XOx4icklHwf0E185n2g3STgw/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><span ></span></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，查看</span><span style="color: rgb(33, 89, 103)">保爷精选保险</span></span></section><section label="Powered by 135editor.com" ><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong>在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section><section ><span 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