支付宝卖起了增额寿，收益怎么样？

<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&amp;mid=2447790313&amp;idx=2&amp;sn=55e0cf403a3327c58f7dfcc77ea888c8&amp;chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&amp;scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUHCT38P7gQ1WsEr7NR6gG2iaZzEAh3mFuUO4xC59QNRPCwH8ps7yzMDSg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTN9drqtHcPyHLNc0t1IwFUHCT38P7gQ1WsEr7NR6gG2iaZzEAh3mFuUO4xC59QNRPCwH8ps7yzMDSg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></section><p ><span ><br /></span></p><section ><span >随着增额终身寿的爆火，不仅一贯矜持的“老七家”和各大银行们纷纷下场，现在支付宝也想来掺一脚。</span></section><section ><br /></section><h1 ><span >当前，在<strong>支付宝</strong>中搜索<strong>增额终身寿</strong>，或在支付宝-蚂蚁保中查看人寿产品，</span></h1><h1 ><br /></h1><h1 ><span >就能看到支付宝在售的<strong>4款</strong>增额寿。</span></h1><h1 ><span ><br /></span></h1><h1 ><span >分别由国华人寿、太平人寿、泰康人寿、长城人寿承保：</span></h1><p ><br /></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUHWLWo6XvbKNwJiciajiav8o5ialFG4BXzmicbA6IicwTdm8LnXusIMaH1BvAA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTN9drqtHcPyHLNc0t1IwFUHWLWo6XvbKNwJiciajiav8o5ialFG4BXzmicbA6IicwTdm8LnXusIMaH1BvAA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section ><br /></section><section ><strong><span >那支付宝热销的这些增额终身寿，收益怎么样呢？买了会不会亏？</span></strong><br /></section><section ><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">今天我们一起来看看。</span></section><section ><br /></section><section ><span ><br /></span></section><section ><span style="color: rgb(33, 89, 103); text-align: start">一、</span></section><p ><br /></p><p ><span >支付宝的增额终身寿，说是4款，其实有一半都是熟面孔了。</span></p><p ><span ><br /></span></p><p ><span >例如泰康的<strong>乐增寿</strong>一早就评测过；<br /></span></p><p ><span ><br /></span></p><p ><span >长城的聚多多听起来陌生，实际就是<strong>司马台</strong>终身寿险的“马甲”，也评测过。<br /></span></p><p ><span ><br /></span></p><p ><span >主要看的还是，</span><strong >国华人寿的稳增保</strong><span >，条款名：<em>国华互联网真爱终身寿险</em>，</span></p><p ><span ><br /></span></p><p ><span >以及<strong>太平人寿的岁岁盈</strong>，条款名：<em>太平珍爱金生终身寿险（互联网专属）</em>。<br /></span></p><p ><span ><br /></span></p><p ><span >由于是今年的增额寿新品，</span></p><p ><span ><br /></span></p><p ><span >不出意外的，这俩（稳增保+岁岁盈）都<strong>不支持加保</strong>，并且<strong>减保有20%的年上限</strong>。<br /></span></p><section ><span ><br /></span></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUHOUTIBFfu8GwavricatVupVrheUejaPXehOn3UIia1ib6jugQveVfibRbyQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTN9drqtHcPyHLNc0t1IwFUHOUTIBFfu8GwavricatVupVrheUejaPXehOn3UIia1ib6jugQveVfibRbyQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">国华稳增保减保条款</span><br /></section><section ><br /></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUHteqlxXBtZCRfUZ8WyLhcB8GGkp5QXMjeILmSa54tJgFolVD6AmM4fw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTN9drqtHcPyHLNc0t1IwFUHteqlxXBtZCRfUZ8WyLhcB8GGkp5QXMjeILmSa54tJgFolVD6AmM4fw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><span style="color: rgb(136, 136, 136); text-align: center">太平岁岁盈减保条款</span></section><section ><span ><br /></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">承保年龄这块，都只支持</span><strong style="color: rgb(51, 51, 51); text-align: justify">成年人</strong><span style="color: rgb(51, 51, 51); text-align: justify">购买（18+），不能给孩子买。</span></span></section><p ><span ><br /></span></p><p ><span >要说优点，<strong>支持月交</strong>算一个，岁岁盈月交50元起，稳增保月交100元起，最长可选10年期缴费。</span></p><p ><br /></p><p ><span >其他就乏善可陈了...</span></p><p ><br /></p><p ><br /></p><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: start">二、</span></section><section ><span ><br /></span></section><section ><span >接下来直接进行收益对比。</span></section><section ><span ><br /></span></section><section ><span >我们按<strong>趸交（一次交清）、3年交、5年交、10年交</strong>，分别来看这4款支付宝热销增额寿的收益情况。</span></section><section ><span ><br /></span></section><section ><span >为更客观了解收益情况，会加一列当前收益第一的弘康人寿-金玉满堂（弘运增利）<span style="color: rgb(51, 51, 51); text-align: justify">作为参照</span>。</span></section><section ><span ><br /></span></section><section ><span >以35岁女士购买，总投入30万为例。</span></section><section ><span ><br /></span></section><section ><strong><span style="color: rgb(33, 89, 103)">1、趸交</span></strong></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUHiamGn4ggXylKr42KWqXHvUUuCzbY7ianc82ghUO27WcYFHibXfWBQRvHA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTN9drqtHcPyHLNc0t1IwFUHiamGn4ggXylKr42KWqXHvUUuCzbY7ianc82ghUO27WcYFHibXfWBQRvHA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">收益top3为：</span><span style="color: rgb(255, 0, 0)">红色</span><span style="color: rgb(136, 136, 136)">＞</span><span style="color: rgb(255, 169, 0)">橙色</span><span style="color: rgb(136, 136, 136)">＞</span><span style="color: rgb(120, 172, 254)">蓝色</span><span style="color: rgb(136, 136, 136)">，参照组不参与排名，下同</span></section><section ><br /></section><section ><span >不难看出，这4款增额寿在一次交清时，</span></section><section ><span ><br /></span></section><section ><span >封闭期最短的是太平-岁岁盈和泰康-乐增寿，但后续收益乏力；</span></section><section ><span ><br /></span></section><section ><strong><span >前期十几年的收益，长城-聚多多优势明显，后期收益最强的则是国华-稳增保。</span></strong></section><section ><span ><br /></span></section><section ><span >因此，一次交清时，准备持有20年内，<strong>长城-聚多多</strong>（即长城-司马台）比较合适。</span></section><section ><span ><br /></span></section><section ><span >长期持有，<strong>国华-稳增保</strong>在支付宝这4款增额寿里最值得选。</span></section><section ><span ><br /></span></section><section ><span >太平-岁岁盈和泰康-乐增寿，收益和这俩差距较大，不建议选择。</span></section><section ><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><strong><span style="color: rgb(33, 89, 103)">2、三年交</span></strong></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUHexv7cDepz6JImgXrexo3IEic2YDPUmkIRoXRCiaCwdZxeMNibicWYlXauA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTN9drqtHcPyHLNc0t1IwFUHexv7cDepz6JImgXrexo3IEic2YDPUmkIRoXRCiaCwdZxeMNibicWYlXauA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">3年交时，<strong>长城-聚多多</strong>没得说，第7年开始，收益稳压另3款一头。<br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">是3年期缴费的首选。<br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">国华-稳增保优势不再，不过仍比垫底的太平-岁岁盈和泰康-乐增寿要好</span><span >。</span></section><section ><span ><br /></span></section><section ><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103)">3、五年交</span></strong></span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUHou2ZD2wSTGOOxMRW8e3icPvAw4x4SYvRFnlNIZxUWFLicKRecIiapiawNg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTN9drqtHcPyHLNc0t1IwFUHou2ZD2wSTGOOxMRW8e3icPvAw4x4SYvRFnlNIZxUWFLicKRecIiapiawNg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">5年交的</span><span >收益结论，</span><span style="color: rgb(51, 51, 51); text-align: justify">和3年交一致。</span></section><section ><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><strong>长城-聚多多</strong>一家独大。</span></section><section ><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103)">4、十年交</span></strong></span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUH4FovDEibzMlXiak3o1Qpic0ExVsfrcYfuMSPRkSSLznjTFiayiacWIkqoGQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTN9drqtHcPyHLNc0t1IwFUH4FovDEibzMlXiak3o1Qpic0ExVsfrcYfuMSPRkSSLznjTFiayiacWIkqoGQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">10年交，结论还是同上</span><span >。</span></section><section ><span ><br /></span></section><section ><strong><span >聚多多＞稳增保＞岁岁盈＞乐增寿</span></strong><span >的局面一直没变过。<br /></span></section><section ><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(33, 89, 103); text-align: start">三、</span></section><section ><span ><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">通过以上对比，有一点很明显：</span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">不管是一次交清、3年交、5年交、10年交，收益靠前的一直是<strong>国华-稳增保和长城-聚多多</strong>；</span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">这俩收益又是根据缴费期来的，</span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="text-align: justify; color: rgb(33, 89, 103)">趸交（一次交清）前期长城-聚多多高，后期国华-稳增保高；</span></section><section ><br /></section><section ><span style="text-align: justify; color: rgb(33, 89, 103)">期交（3/5/10年交）一直是长城-聚多多高。</span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">因此，咱们把国华-稳增保、长城-聚多多，加个一直排名第三的太平-岁岁盈和弘康-金玉满堂详细对比即可。</span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">先看<strong>趸交</strong></span><span style="color: rgb(51, 51, 51); text-align: justify">（一次交清）的数据，计算出这几款产品的IRR和年化单利：</span></section><section ><br /></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUHwEn3K3JxmwSOGpXqBu6PhAObwbQLcxiagdicVU89UGoeias5kibh2MuEjw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTN9drqtHcPyHLNc0t1IwFUHwEn3K3JxmwSOGpXqBu6PhAObwbQLcxiagdicVU89UGoeias5kibh2MuEjw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><span style="text-align: center"></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">再看<strong>期交数据</strong>，</span></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">因为3/5/10年结论一致，<span style="color: rgb(51, 51, 51); text-align: justify">这里选了</span><span style="color: rgb(51, 51, 51); text-align: justify">5年</span><span style="color: rgb(51, 51, 51); text-align: justify">交作为期交代表</span></span><span style="color: rgb(51, 51, 51); text-align: justify">，再次计算出这几款产品的IRR和年化单利：</span></span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTN9drqtHcPyHLNc0t1IwFUH3lHb7rqicEWd7tmF55lPoELppsoo45uDCo0my5uUoqjnPZRhbAKnUicA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTN9drqtHcPyHLNc0t1IwFUH3lHb7rqicEWd7tmF55lPoELppsoo45uDCo0my5uUoqjnPZRhbAKnUicA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><span style="text-align: center"></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"></span></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"></span></section><section ><span ><br /></span></section><section ><span >通过和市面第一梯队的产品对比，</span></section><section ><span ><br /></span></section><section ><span >大家应该明白支付宝这几款热销增额寿收益是啥水平了...</span></section><section ><span ><br /></span></section><section ><span >就说一点吧，<strong>弘康-金玉满堂第8年IRR就突破了3.4%，<br /></strong></span></section><section ><strong><span ><br /></span></strong></section><section ><strong><span >而国华-稳增保、太平-岁岁盈和长城-聚多多，直至持有50年，IRR都未能突破3.4%！</span></strong><span ></span></section><section ><br /></section><section ><span >体现在利息上，30万本金，分5年交，<strong>持有20年</strong>，金玉满堂账户金额为55.6万，</span></section><section ><span ><br /></span></section><section ><span >同期，稳增保为52.1万，少了3.5万利息；<br /></span></section><section ><span ><br /></span></section><section ><span >聚多多为52.8万，少了2.8万利息；<br /></span></section><section ><span ><br /></span></section><section ><span >岁岁盈是49.8万，少了5.8万利息！</span></section><section ><br /></section><section ><span >因此，<strong>支付宝热销增额寿，收益还远远够不上第一梯队。</strong></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><strong><br /></strong></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><em><span >*注：第一梯队增额寿</span><span >详细评测可以戳：</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247494591&amp;idx=1&amp;sn=f114f9fd3bff775622dd70cc38e831fd&amp;chksm=cfb6083ff8c18129bccc84f79f44bfebfa82488eec89aeff43b4e06c5c3af67623cb1ed4d9e4&amp;scene=21#wechat_redirect" textvalue="收益排行榜，所有线上线下增额终身寿大PK" linktype="text" imgurl="" imgdata="null" tab="innerlink" style="color: rgb(87, 107, 149)">收益排行榜，所有线上线下增额寿大PK</a></span></em></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ></span></section><section ><br /></section><section ><span >当然，根本原因是支付宝并不是保险公司，只能去对接“<span style="color: rgb(51, 51, 51); text-align: justify">大</span><span style="color: rgb(51, 51, 51); text-align: justify">公</span><span style="color: rgb(51, 51, 51); text-align: justify">司</span>”的增额寿。</span><br /></section><section ><span ><br /></span></section><section ><span >看起来是支付宝的问题，不如说是大公司增额终身寿在高附加费用下的“<span style="color: rgb(51, 51, 51); text-align: justify">通病</span>”。</span></section><section ><span ><br /></span></section><section ><span >可对大多数人来说，除了奉行“敬而远之”，又能怎样呢？</span></section><section ><br /></section><hr /><section ><span ></span></section><section ><br /></section><section style="color: rgb(34, 34, 34)"><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">有问题，可以</span></strong><strong style="color: rgb(0, 0, 0)"><span >长按扫描下图二维码进入</span></strong><strong ><span style="color: rgb(33, 89, 103)">【懂保爷】公众号</span></strong><strong style="color: rgb(0, 0, 0)"><span >，关注后点击“免费咨询”菜单找我团队专业规划老师帮忙。</span></strong></section><section style="color: rgb(34, 34, 34)"><strong style="color: rgb(0, 0, 0)"></strong></section><section style="color: rgb(34, 34, 34); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section ><br style="color: rgb(34, 34, 34)" /></section><p ><span style="color: rgb(0, 0, 0)">相关阅读：</span><br /></p><section ><br /></section><section style="color: rgb(34, 34, 34)"><strong ><span >大公司增额寿评测：</span></strong></section><section style="color: rgb(34, 34, 34)"><strong ></strong><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247494252&amp;idx=1&amp;sn=e55272fcaedc0b878aefdc18f5bc1027&amp;chksm=cfb609ecf8c180fad7fc6da421c3da6898c390ceedc138231228214b8042731d1db35351a083&amp;scene=21#wechat_redirect" textvalue="大公司的增额终身寿，收益是什么水平？" linktype="text" imgurl="" imgdata="null" tab="innerlink">大公司的增额终身寿，收益是什么水平？</a></span></section><section style="color: rgb(34, 34, 34)"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247494773&amp;idx=1&amp;sn=21a8bfd2b82b7b789eb71f4188cde73d&amp;chksm=cfb60ff5f8c186e3406a91a7aafd9edb8d3bde0495dc014c89c473edf730150b97dc643987ab&amp;scene=21#wechat_redirect" textvalue="大公司的增额终身寿，还有这几家" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >大公司的增额终身寿，还有这几家</span></a><br /></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span ><strong ><span ><strong style="color: rgb(34, 34, 34); text-align: justify">增额挑选标准：</strong><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493287&amp;idx=1&amp;sn=c67de5048364c763c64d745c8554dcf0&amp;chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&amp;scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink" style="color: rgb(87, 107, 149); text-align: justify">关于增额终身寿，我把这些实话一次全告诉你</a></span></strong></span></section><section style="color: rgb(34, 34, 34)"><span ><strong ><span >增额终身寿科普：<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493504&amp;idx=1&amp;sn=fe6fef6b0bdb5390409f74eeea7d57a4&amp;chksm=cfb60400f8c18d164c7051205062f7944b9539f2ed43df5f72f71cbdfdb93f1e4228b76510b4&amp;scene=21#wechat_redirect" textvalue="比存银行更好的存钱新路子" linktype="text" imgurl="" imgdata="null" tab="innerlink"></a></span></strong><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493504&amp;idx=1&amp;sn=fe6fef6b0bdb5390409f74eeea7d57a4&amp;chksm=cfb60400f8c18d164c7051205062f7944b9539f2ed43df5f72f71cbdfdb93f1e4228b76510b4&amp;scene=21#wechat_redirect" textvalue="比存银行更好的存钱新路子" linktype="text" imgurl="" imgdata="null" tab="innerlink">比存银行更好的存钱新路子</a></span></span></section><section style="color: rgb(34, 34, 34)"><span ><strong >减保政策：</strong></span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247492910&amp;idx=1&amp;sn=a5cdd63fa460660d59517e0435f912e3&amp;chksm=cfb606aef8c18fb895672db8002a9fe0e9f788eda2edf38d72df34b9a5f13da73f926f6d6796&amp;scene=21#wechat_redirect" textvalue="最适合普通人的理财，2022年开始陆续收紧了！" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" >最适合普通人的理财，2022年开始陆续收紧了！</a></section><section ><br /></section><section style="text-align: center"><span ><span >—&nbsp;</span><strong >END&nbsp;</strong><span >—</span></span></section><section ></mp-common-profile></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span >&nbsp; 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