<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=2&sn=55e0cf403a3327c58f7dfcc77ea888c8&chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTMjDoksfTYOhRJDYLjw2f4MnouicHicAgM1xTicAOKThWibrRjjpL7cpOKCQl0KXd4ySxhlN7Pg7maFKw%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTMjDoksfTYOhRJDYLjw2f4MnouicHicAgM1xTicAOKThWibrRjjpL7cpOKCQl0KXd4ySxhlN7Pg7maFKw/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></section><p ><span ><br /></span></p><section ><span style="color: rgb(51, 51, 51); text-align: justify">保险公司这块，大多数人可能只听过“<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247494252&idx=1&sn=e55272fcaedc0b878aefdc18f5bc1027&chksm=cfb609ecf8c180fad7fc6da421c3da6898c390ceedc138231228214b8042731d1db35351a083&scene=21#wechat_redirect" textvalue="老七家" linktype="text" imgurl="" imgdata="null" tab="innerlink">老七家</a>”，国寿、平安、太平洋这种。</span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><strong>那只有这7家才算大公司吗？</strong></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><strong>不见得。</strong><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">今天我们就来聊聊<span style="color: rgb(51, 51, 51); text-align: justify">“老七家”</span>之外的大公司们...</span></section><section ><span ><br /></span></section><section ><span ><br /></span></section><section ><span style="color: rgb(33, 89, 103); text-align: start">一、</span></section><p ><br /></p><p ><span >还是从产品切入，</span></p><p ><span ><br /></span></p><p ><span >国寿、人保、平安等老七家的增额寿都已经评测过，大家可参见：</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247494252&idx=1&sn=e55272fcaedc0b878aefdc18f5bc1027&chksm=cfb609ecf8c180fad7fc6da421c3da6898c390ceedc138231228214b8042731d1db35351a083&scene=21#wechat_redirect" textvalue="大公司的增额终身寿，收益是什么水平？" linktype="text" imgurl="" imgdata="null" tab="innerlink">大公司的增额终身寿，收益是什么水平？</a></span></p><p ><br /></p><p ><span >下面直接看今天增额寿评测涉及到的大<span style="color: rgb(51, 51, 51); text-align: justify">公司</span><span style="color: rgb(51, 51, 51); text-align: justify">，共计9家，</span></span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></p><p ><span ><span style="color: rgb(51, 51, 51); text-align: justify">有些公司很多朋友估计比较眼熟，毕竟他们要么规模大，要么背景大，要么名声响</span>：</span></p><p ><span ><br /></span></p><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >1、<strong>华夏人寿</strong>：国内第3的人寿公司，2021年保费2549亿，人称“新一家”；</span></em></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >2、<strong>阳光人寿</strong>：国内13家保险集团之一，去年保费收入排名11；</span></em></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >3、<strong>大家人寿</strong>：国内13家保险集团之一，去年保费收入排名15；</span></em></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >4、<strong>招商仁和人寿</strong>：超大型央企招商局集团旗下，发起股东包括招商局、中国移动、中国航信等；</span></em></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >5、<strong>中信保诚人寿</strong>：银行系保险公司，由“正部级”央企中信集团，和英国保诚集团联合发起；<br /></span></em></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >6、<strong>长城人寿</strong>：北京市西城区国资委的重要子企业，由北京西城区国资委实际控制；</span></em></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >7、<strong>中华人寿</strong>：国内13家保险集团之一，控股股东为四大国有AMC之一的东方资管；</span></em></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >8、<strong>光大永明人寿</strong>：中外合资背景，股东包括央企光大集团（持股50%）和加拿大永明人寿（持股24.99%）；</span></em></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><em ><span >9、<strong>英大人寿</strong>：中外合资背景，股东包括央企国家电网（持股80.1%）和美国万通人寿（持股19.9%）。</span></em></span></section><p ><span ><br /></span></p><p ><span >无论是规模，背景，名气，这9家保险公司都算可圈可点，不输传统的老七家。</span><span ></span></p><p ><span ><br /></span></p><p ><span ><span style="color: rgb(34, 34, 34); text-align: justify">回到产品，今天参与评测的各家「</span><strong style="color: rgb(34, 34, 34); text-align: justify">增额终身寿险</strong><span style="color: rgb(34, 34, 34); text-align: justify">」产品名单如下：</span></span></p><p ><span style="text-align: center"><br /></span></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTMjDoksfTYOhRJDYLjw2f4M6jiazyQNDf22ltElt0ddN94IsFFvAR52dKHQeeA5wfHhynZQd9z7yWQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTMjDoksfTYOhRJDYLjw2f4M6jiazyQNDf22ltElt0ddN94IsFFvAR52dKHQeeA5wfHhynZQd9z7yWQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><p ><br /></p><p ><br /></p><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: start">二、</span></section><section ><span ><br /></span></section><section ><span >接下来正式进行测评。</span></section><section ><span ><br /></span></section><section ><span >我们按<strong>趸交（一次交清）、3年交、5年交、10年交</strong>，分别来看这9家保险公司的增额寿收益情况。</span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"></span></span></section><section ><span ><br /></span></section><section ><span >按例会在右方加一列，当前收益第一梯队的增额终身寿（IRR3.49%）作为“<strong>参照组</strong>”。</span></section><section ><span ><br /></span></section><section ><span >以给10岁男孩买，总投入30万为例。</span></section><section ><span ><br /></span></section><section ><strong><span style="color: rgb(33, 89, 103)">1、趸交</span></strong></section><section ><span ><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMjDoksfTYOhRJDYLjw2f4M8lOJCYfDoPd6U4gNq7WVYMRDD2WyCHulwFA5Dlh4sh9qvzLrIb0xlA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMjDoksfTYOhRJDYLjw2f4M8lOJCYfDoPd6U4gNq7WVYMRDD2WyCHulwFA5Dlh4sh9qvzLrIb0xlA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">收益top3为：</span><span style="color: rgb(255, 0, 0)">红色</span><span style="color: rgb(136, 136, 136)">＞</span><span style="color: rgb(255, 169, 0)">橙色</span><span style="color: rgb(136, 136, 136)">＞</span><span style="color: rgb(120, 172, 254)">蓝色</span><span style="color: rgb(136, 136, 136)">，参照组不参与排名，下同</span></section><section ><br /></section><section ><span >明显，账户金额综合排名前3分别是：</span></section><section ><span ><br /></span></section><section ><strong><span >中华赢（翡翠版）＞金盈卫<strong style="color: rgb(51, 51, 51); text-align: justify"><span >＞龙泉关</span></strong></span></strong></section><section ><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">大家传世无此缴费期不谈，趸交下，这几家收益最低是华夏鑫传家和阳光臻鑫倍致。</span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><strong><span style="color: rgb(33, 89, 103)">2、三年交</span></strong></section><section ><span ><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMjDoksfTYOhRJDYLjw2f4MFZ8yJBibYia6VvOOcB7lcMUicMWU8tfjFCpJUymfibhccgnZW37n7BtP0g%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMjDoksfTYOhRJDYLjw2f4MFZ8yJBibYia6VvOOcB7lcMUicMWU8tfjFCpJUymfibhccgnZW37n7BtP0g/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: center; color: rgb(136, 136, 136)"></span></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">3年交时，和趸交结论<strong>部分一致</strong>。<br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">收益前三还是<span >中华赢（翡翠版）、金盈卫、龙泉关；</span><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><span >吊车尾倒是变了，信诚基石恒利、阳光臻鑫倍致、大家传世，位列3年交收益倒数前三。<br /></span></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103)">3、五年交</span></strong></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMjDoksfTYOhRJDYLjw2f4MOIric4YoFs5aNybyibf6JB9SXClvbrywZ0NibD2hbydESZANZ6ednZxDw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMjDoksfTYOhRJDYLjw2f4MOIric4YoFs5aNybyibf6JB9SXClvbrywZ0NibD2hbydESZANZ6ednZxDw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><br /></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">5年交，和3年交结论<strong>完全一致</strong>。<br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify">收益前三，依旧是<span style="color: rgb(51, 51, 51); text-align: justify">中</span><span style="color: rgb(51, 51, 51); text-align: justify">华赢（翡翠</span><span style="color: rgb(51, 51, 51); text-align: justify">版）、</span><span style="color: rgb(51, 51, 51); text-align: justify">金</span><span style="color: rgb(51, 51, 51); text-align: justify">盈卫、龙泉关</span><span style="color: rgb(51, 51, 51); text-align: justify">；</span></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">信诚</span><span style="color: rgb(51, 51, 51); text-align: justify">基石</span><span style="color: rgb(51, 51, 51); text-align: justify">恒利</span><span style="color: rgb(51, 51, 51); text-align: justify">、阳光</span><span style="color: rgb(51, 51, 51); text-align: justify">臻鑫倍致、大家传世5年交还是</span>倒数。<br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103)">4、十年交</span></strong></span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMjDoksfTYOhRJDYLjw2f4MJbjbc9zicSyibT3EOxc3V5IJRG2c5GvEGRudcKDjYWkIkp3CjHJwibhJw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMjDoksfTYOhRJDYLjw2f4MJbjbc9zicSyibT3EOxc3V5IJRG2c5GvEGRudcKDjYWkIkp3CjHJwibhJw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">10年期缴费有了些变化，</span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">收益前三变为</span></span><span style="color: rgb(51, 51, 51); text-align: justify"><strong>金盈卫＞龙泉关＞中华赢（翡翠版）</strong></span><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span ><span ><span ><span style="color: rgb(51, 51, 51); text-align: justify"></span></span>；</span></span></span></span><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span ><span ></span></span></span></span><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span ><strong style="color: rgb(51, 51, 51); text-align: justify"><span ></span></strong></span><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">招商仁和人寿的金盈卫跃居第一，中华赢（翡翠版）优势不复<span style="color: rgb(51, 51, 51); text-align: justify">。</span></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">收益垫底的仨也换了一个，除了<span style="color: rgb(51, 51, 51); text-align: justify">信诚</span><span style="color: rgb(51, 51, 51); text-align: justify">基石</span><span style="color: rgb(51, 51, 51); text-align: justify">恒利</span><span style="color: rgb(51, 51, 51); text-align: justify">、</span><span style="color: rgb(51, 51, 51); text-align: justify">大家传世，光大永明光明至尊10年交收益也一般。</span></span><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><section ><span style="color: rgb(33, 89, 103); text-align: start">三、</span><span ></span></section><section ><span ><br /></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">不难看出，以上10款增额寿险大致可分为3梯队<em>（同梯队产品收益都很接近，选哪款都行）</em>：</span></span></section><section ><span ><br /></span></section><ul ><li style="color: rgb(33, 89, 103)"><p ><strong><span style="color: rgb(33, 89, 103)">T1：</span></strong><span style="color: rgb(33, 89, 103)">招商仁和金盈卫、中华赢（翡翠版）</span><span style="color: rgb(33, 89, 103)">；</span></p></li><li style="color: rgb(33, 89, 103)"><p ><strong><span style="color: rgb(33, 89, 103)">T2：</span></strong><span style="color: rgb(33, 89, 103)">长城龙泉关</span><span style="color: rgb(33, 89, 103); text-align: justify">、英大尊享世家；</span></p></li><li style="color: rgb(33, 89, 103)"><p ><strong><span style="color: rgb(33, 89, 103)">T3</span></strong><strong><span style="color: rgb(33, 89, 103)">：</span></strong><span style="text-align: justify; color: rgb(33, 89, 103)">华夏鑫传家、阳光臻鑫倍致、大家传世、中信保诚基石恒利、<span style="color: rgb(33, 89, 103); text-align: justify">光</span><span style="color: rgb(33, 89, 103); text-align: justify">大永明光明至尊庆典版</span>。</span><span style="color: rgb(51, 51, 51)"></span><strong style="color: rgb(51, 51, 51)"></strong></p></li></ul><section ><span ><br /></span></section><section ><span >当然，这只是它们内部的评比，相比<span style="color: rgb(51, 51, 51); text-align: justify">“老七家”</span>增额寿还是有优势的。</span></section><section ><span ><br /></span></section><section ><span >以10年交为例，<span style="color: rgb(51, 51, 51); text-align: justify">我按持有时间，算了每10年以上各家增额寿的</span><strong style="color: rgb(51, 51, 51); text-align: justify">IRR（实际收益率）：</strong></span></section><section ><span ><strong style="color: rgb(51, 51, 51); text-align: justify"><br /></strong></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMjDoksfTYOhRJDYLjw2f4MMv0rKpsc7Wo8T8oRLE5XGsdNgibVUxz4eeN4QDJluGgfiaUdgBHHe02A%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMjDoksfTYOhRJDYLjw2f4MMv0rKpsc7Wo8T8oRLE5XGsdNgibVUxz4eeN4QDJluGgfiaUdgBHHe02A/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">图1</span></section><section ><span ><br /></span></section><section ><span >作为对比，我们看下同期<span style="color: rgb(51, 51, 51); text-align: justify">“<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247494252&idx=1&sn=e55272fcaedc0b878aefdc18f5bc1027&chksm=cfb609ecf8c180fad7fc6da421c3da6898c390ceedc138231228214b8042731d1db35351a083&scene=21#wechat_redirect" textvalue="老七家" linktype="text" imgurl="" imgdata="null" tab="innerlink">老七家</a>”的IRR数据：</span></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMjDoksfTYOhRJDYLjw2f4MKsiajTYGuqW4v2R58libsppk01nvBdnDfqHtibvdKUj142htco3TQsxcw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMjDoksfTYOhRJDYLjw2f4MKsiajTYGuqW4v2R58libsppk01nvBdnDfqHtibvdKUj142htco3TQsxcw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"></span></span></section><section style="text-align: center"><span ><span style="color: rgb(136, 136, 136); text-align: center">图2</span></span></section><section ><span ><br /></span></section><section ><span >结论很明显...</span></section><section ><span ><br /></span></section><section ><span >图1，除了基石恒利，其他产品或长或短，IRR都能突破3.4%；<br /></span></section><section ><span ><br /></span></section><section ><span >图2，IRR最高的还不如基石恒利...</span></section><section ><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >目前来看，大公司产品中，</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >招商仁和人寿<strong >金盈卫</strong>，中华人寿<strong >中华赢（翡翠版）</strong>，长城人寿<strong>龙泉关</strong>都算大公司的良心产品，收益都还不错。<br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >即便和当前IRR3.49%的第一梯队增额寿相比，也没差多少了。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >例如金盈卫IRR最高能到<strong>3.48%</strong>，中华赢和龙泉关都能到3.46%...</span><em><span ></span></em><span ></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">要是非</span><span style="color: rgb(51, 51, 51); text-align: justify">大公司产品不选，又不想损失太多收益，以上几款无疑是值得考虑的。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section ><span >第一梯队增额寿</span><span >详细评测可以戳：</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247494591&idx=1&sn=f114f9fd3bff775622dd70cc38e831fd&chksm=cfb6083ff8c18129bccc84f79f44bfebfa82488eec89aeff43b4e06c5c3af67623cb1ed4d9e4&scene=21#wechat_redirect" textvalue="收益排行榜，所有线上线下增额终身寿大PK" linktype="text" imgurl="" imgdata="null" tab="innerlink">收益排行榜，所有线上线下增额寿大PK</a></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify"></span></span></section><section ><span ><br /></span></section><section style="color: rgb(34, 34, 34)"><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">产品购买链接，可以</span></strong><strong style="color: rgb(0, 0, 0)"><span >长按扫描下图二维码进入</span></strong><strong ><span style="color: rgb(33, 89, 103)">【懂保爷】公众号</span></strong><strong style="color: rgb(0, 0, 0)"><span >，关注后点击“免费咨询”菜单找我团队专业规划老师获取。</span></strong></section><section style="color: rgb(34, 34, 34)"><strong style="color: rgb(0, 0, 0)"></strong></section><section style="color: rgb(34, 34, 34); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section ><br style="color: rgb(34, 34, 34)" /></section><p ><span style="color: rgb(0, 0, 0)">相关阅读：</span><br /></p><section ><br /></section><section style="color: rgb(34, 34, 34)"><span ><strong >增额挑选标准：<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493287&idx=1&sn=c67de5048364c763c64d745c8554dcf0&chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink"></a></strong><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493287&idx=1&sn=c67de5048364c763c64d745c8554dcf0&chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink">关于增额终身寿，我把这些实话一次全告诉你</a></span><br /></section><section style="color: rgb(34, 34, 34)"><strong ><span >大公司增额寿评测：<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247494252&idx=1&sn=e55272fcaedc0b878aefdc18f5bc1027&chksm=cfb609ecf8c180fad7fc6da421c3da6898c390ceedc138231228214b8042731d1db35351a083&scene=21#wechat_redirect" textvalue="大公司的增额终身寿，收益是什么水平？" linktype="text" imgurl="" imgdata="null" tab="innerlink"></a></span></strong><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247494252&idx=1&sn=e55272fcaedc0b878aefdc18f5bc1027&chksm=cfb609ecf8c180fad7fc6da421c3da6898c390ceedc138231228214b8042731d1db35351a083&scene=21#wechat_redirect" textvalue="大公司的增额终身寿，收益是什么水平？" linktype="text" imgurl="" imgdata="null" tab="innerlink">大公司的增额终身寿，收益是什么水平？</a></span></section><section style="color: rgb(34, 34, 34)"><span ><strong ><span >增额终身寿科普：<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493504&idx=1&sn=fe6fef6b0bdb5390409f74eeea7d57a4&chksm=cfb60400f8c18d164c7051205062f7944b9539f2ed43df5f72f71cbdfdb93f1e4228b76510b4&scene=21#wechat_redirect" textvalue="比存银行更好的存钱新路子" linktype="text" imgurl="" imgdata="null" tab="innerlink"></a></span></strong><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493504&idx=1&sn=fe6fef6b0bdb5390409f74eeea7d57a4&chksm=cfb60400f8c18d164c7051205062f7944b9539f2ed43df5f72f71cbdfdb93f1e4228b76510b4&scene=21#wechat_redirect" textvalue="比存银行更好的存钱新路子" linktype="text" imgurl="" imgdata="null" tab="innerlink">比存银行更好的存钱新路子</a></span></span></section><section style="color: rgb(34, 34, 34)"><span ><strong >减保政策：</strong></span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247492910&idx=1&sn=a5cdd63fa460660d59517e0435f912e3&chksm=cfb606aef8c18fb895672db8002a9fe0e9f788eda2edf38d72df34b9a5f13da73f926f6d6796&scene=21#wechat_redirect" textvalue="最适合普通人的理财，2022年开始陆续收紧了！" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" >最适合普通人的理财，2022年开始陆续收紧了！</a></section><section ><br /></section><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span></section><section ></mpprofile></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，</span></span><span style="color: rgb(136, 136, 136)">查看</span><span style="color: rgb(33, 89, 103)">懂保爷严选【理财、养老、保障】产品汇总</span></section><section style="text-align: left"><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section>
