得过癌症也能买的重疾险,有没有隐形坑点?

最近出了一个重疾险产品,叫 医联有盟 2026 ,它的核保 超级 宽松,得过癌症也 能 买,并且价格也不贵。 它也是复星联合的产品,很多人会拿它跟 达尔文 12号 对比。 一 得过癌症也能买的重疾险,有没有隐形坑点? 今

作者:懂保爷 · 发布于 2026-08-19 · 约 12 分钟读完

<section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D0" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=0" alt="懂保爷测评配图" loading="lazy" /></span></span></section><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >最近出了一个重疾险产品,叫</span><span text >医联有盟</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >2026</span><span text >,它的核保</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >超级</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >宽松,得过癌症也</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >能</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >买,并且价格也不贵。</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >它也是复星联合的产品,很多人会拿它跟</span><span text >达尔文</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >12号</span><span text >对比。</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><section nodeleaf=""></mp-common-videosnap></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">一</span></span><span style="text-align: justify; color: rgba(0, 0, 0, 0.9)"><br /></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="text-align: justify; color: rgba(0, 0, 0, 0.9)"><span text >得过癌症也能买的重疾险,有没有隐形坑点?</span></span></strong></p><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >今天我们来看下这款重疾险产品到底怎么样?有没有隐形的坑点?和达尔文对比,有哪些优势和劣势?</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXM55vZInp6D4qvxNSC71RgLgmso2eo1ic4dmSjy1XCKc7mbjfC7oHKXvl5ZlSR2rqqURicl7SG8jibua0BnicK6J29qAybu6LkHXI8%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXM55vZInp6D4qvxNSC71RgLgmso2eo1ic4dmSjy1XCKc7mbjfC7oHKXvl5ZlSR2rqqURicl7SG8jibua0BnicK6J29qAybu6LkHXI8/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >重疾保障这两款产品是是一样的,</span></span></font><font face="Noto Sans SC" style="color: rgb(235, 201, 0); text-align: justify"><span style="color: rgb(235, 201, 0); text-align: justify">都是</span></font><font face="Noto Sans SC" style="color: rgb(235, 201, 0); text-align: justify"><span style="color: rgb(235, 201, 0); text-align: justify">120种重疾单次赔付。</span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgb(235, 201, 0); text-align: justify"><span><br /></span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >区别在于中轻症和保额,医联有盟</span></span></font><font face="Noto Sans SC" style="color: rgb(235, 201, 0); text-align: justify"><span style="color: rgb(235, 201, 0); text-align: justify">最高只有</span></font><font face="Noto Sans SC" style="color: rgb(235, 201, 0); text-align: justify"><span style="color: rgb(235, 201, 0); text-align: justify">40万</span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >,并且还有一个限制,轻中症需要附加,</span></span><span style="color: rgb(235, 201, 0); text-align: justify">如果附加的话,保额最高只能买到30万。</span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >达尔文则是自带轻中症保障,</span></span></font><font face="Noto Sans SC" style="color: rgb(235, 201, 0); text-align: justify"><span style="color: rgb(235, 201, 0); text-align: justify">且最高保额能买到</span></font><font face="Noto Sans SC" style="color: rgb(235, 201, 0); text-align: justify"><span style="color: rgb(235, 201, 0); text-align: justify">50万。</span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">二</span></span><span style="text-align: justify; color: rgba(0, 0, 0, 0.9)"><br /></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="text-align: justify; color: rgba(0, 0, 0, 0.9)"><span text >健康告知,医联有盟更宽松</span></span></strong></p><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >医联有盟一个比较大的优势,</span></span><span style="color: rgb(235, 201, 0); text-align: justify">是健康告知非常宽松</span><span style="color: rgba(0, 0, 0, 0.9)"><span text >,只要不存在下面的情况,都有机会买。</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXMHicpStFZsDK8DFr7dyyXrFRKENL3xwbgqSXnOveniaBFpug8jkAhIIyWv3gybjmTrAH67NcOsUzab4l9vJEJgRqJev4x21p8EM%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXMHicpStFZsDK8DFr7dyyXrFRKENL3xwbgqSXnOveniaBFpug8jkAhIIyWv3gybjmTrAH67NcOsUzab4l9vJEJgRqJev4x21p8EM/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >比如说如果</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >5年前得过癌症,</span></span><span style="color: rgb(235, 201, 0); text-align: justify">5年内没有复发、没有转移,不涉及其他告知,也是有机会直接投保的。</span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >另外,像</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >3级及以下的甲状腺/乳腺/肺结节,也能直接买。</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >还有乙肝、</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >2级高血压、抑郁症这类,同样能买。</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >相比之下,达尔文</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >12号核保就相对偏严格一些了,像</span></span><span style="color: rgb(235, 201, 0); text-align: justify">部分结节、慢性病就容易出现除外承保或者拒保。</span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">三</span></span><span style="text-align: justify; color: rgba(0, 0, 0, 0.9)"><br /></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="text-align: justify; color: rgba(0, 0, 0, 0.9)"><span text >自带特色保障,达尔文12号更有优势</span></span></strong></p><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >不过,在自带</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >的特色</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保障方面,医联有盟只有一条:</span></span></font><span style="color: rgb(235, 201, 0); text-align: justify"><font face="Noto Sans SC"><span style="color: rgb(235, 201, 0); text-align: justify">就是</span></font></span><span style="color: rgb(235, 201, 0); text-align: justify"><font face="Noto Sans SC"><span style="color: rgb(235, 201, 0); text-align: justify">和两家</span></font></span><span style="color: rgb(235, 201, 0); text-align: justify"><font face="Noto Sans SC"><span style="color: rgb(235, 201, 0); text-align: justify">著名的</span></font></span><span style="color: rgb(235, 201, 0); text-align: justify"><font face="Noto Sans SC"><span style="color: rgb(235, 201, 0); text-align: justify">三甲医院达成合作</span></font></span><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >,分别是上海的瑞金医院和广州的中山一院。投保后,选择瑞星保计划,可以去上海的瑞金医院,选择中星保计划,可以去广州的中山一院,服务有就医指导、体检报告解读等,还能领一块智能手表,实时监测健康数据,并共享给家人。</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >另外,</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >医联有盟</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >的</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >轻、中症豁免</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >没有</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >自带,需要附加。</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >达尔文</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >12号的自带</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >特色</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保障,</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >主要有两条:</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><h1 ><span style="color: rgb(235, 201, 0); text-align: justify"><font face="Noto Sans SC"><span style="color: rgb(235, 201, 0); text-align: justify">一个是</span></font></span><span style="color: rgb(235, 201, 0); text-align: justify"><font face="Noto Sans SC"><span style="color: rgb(235, 201, 0); text-align: justify">因意外导致首次重疾,能多赔</span></font><font face="Noto Sans SC"><span style="color: rgb(235, 201, 0); text-align: justify">35%;</span></font></span><span style="color: rgb(235, 201, 0); text-align: justify"><br /></span></h1><h1 ><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></h1><h1 ><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOgLb3KpZwExbibVG6bLcAwwQXOsNEpdLNRtTqTs0vwHaR5qJC9n1LD6YfyPQeR0iaPK77kfOL6YicRFM1KUUb0I7HDxaq9AH6xhM%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOgLb3KpZwExbibVG6bLcAwwQXOsNEpdLNRtTqTs0vwHaR5qJC9n1LD6YfyPQeR0iaPK77kfOL6YicRFM1KUUb0I7HDxaq9AH6xhM/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></span></h1><h1 ><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >还有一条很特色的条款是,</span></span></font><font face="Noto Sans SC" style="color: rgb(235, 201, 0); text-align: justify"><span style="color: rgb(235, 201, 0); text-align: justify">只要没有理赔重疾,</span></font><font face="Noto Sans SC" style="color: rgb(235, 201, 0); text-align: justify"><span style="color: rgb(235, 201, 0); text-align: justify">60 岁后去住院,每天都有0.1%的津贴</span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >,如果基本保额是50万的话,每天就是500元津贴,晚年生病住院能多一笔不小的保障。</span></span></font><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></h1><h1 ><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></h1><h1 ><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXM8uBZMicjfUNMwkFoxZ5iawaWRLrouwrTI03a7ItSkXlApx5IeQkfvbPNficXIV4doF4TjNY8BDhZZ4I4undQP1cicJZ2lMjJ880Q%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXM8uBZMicjfUNMwkFoxZ5iawaWRLrouwrTI03a7ItSkXlApx5IeQkfvbPNficXIV4doF4TjNY8BDhZZ4I4undQP1cicJZ2lMjJ880Q/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></span></h1><h1 ><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(64, 34, 15)">四</span></span><span style="text-align: justify; color: rgba(0, 0, 0, 0.9)"><br /></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span style="text-align: justify; color: rgba(0, 0, 0, 0.9)"><span text >价格对比,达尔文12号性价比更高</span></span></strong></p><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >最后</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >我们</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >算下价格,我们把医联有盟的中轻症</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >保障</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >+中轻症豁免都附加上,然后以30万保额,保终身,30年缴费,男性为例,</span></span><span style="color: rgb(235, 201, 0); text-align: justify">医联有盟是每年6059元,达尔文是4026元。</span></font><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></h1><h1 ><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></h1><section style="text-align: center" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXNXpiaIUhiaYk6uHuYK4jnbtUman1QLLkCMxLdia6xMFyalruyv50DCol3jc2JIH0t2EZIIRWuCNpEQ0SxficiaWiaqY6ovVARmmY47E%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXNXpiaIUhiaYk6uHuYK4jnbtUman1QLLkCMxLdia6xMFyalruyv50DCol3jc2JIH0t2EZIIRWuCNpEQ0SxficiaWiaqY6ovVARmmY47E/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >每年相差</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >2000块钱。</span></span></font></h1><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><br /></span></font></h1><p ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >但是大家不要忘了哦,最开始我们说,</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >医联有盟</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >是健康告知非常宽松的重疾险,即使得过癌症,也能买的产品。所有从本质上来说,</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >医联有盟</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >和达尔文是两个物种,这一点一定要理解。</span></span></font></p><p ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >达尔文属于正常的重疾险,性价比极高。</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >医联有盟</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >属于健康告知极度宽松的重疾险,整体保障和服务也不差。</span></span></font></p><h1 ><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >如果</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >大家体检有异常,不懂怎么通过健康告知选重疾险</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >,可以给我留言</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >【</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >重疾险】</span></span></font><font face="Noto Sans SC"><span style="color: rgba(0, 0, 0, 0.9)"><span text >,我们来协助你判断。</span></span></font></h1><h1><font face="Noto Sans SC"><span style="color:rgba(0, 0, 0, 0.9)"><br /></span></font></h1><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >另外,我打包了我们认为从0到1理解保险,打破信息差,我们每个人需要全面知道的四项内容给大家:</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >第1-市场上最热的产品测评表</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOVQOy7tL3yoib3OsLURib8zKkQ4uDUrk71n2CyZHQib5j2nWYFKmrL40yvATLMz3Oornr8iaE6ePuA69mdur3O9kfa5icoqqN0Bibc4%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOVQOy7tL3yoib3OsLURib8zKkQ4uDUrk71n2CyZHQib5j2nWYFKmrL40yvATLMz3Oornr8iaE6ePuA69mdur3O9kfa5icoqqN0Bibc4/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >第2-最新更新的2类7大保险榜单</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOSaBeGMTPIxqDNzv4icMJ0cOI2ibq4zSUVCibjWBYNFvgDKticJW2YyWGXzW9RCx25ibic5HAT3L2YficfU5ypz14iciblZBZBDC9EoA1g%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26tp%3Dwebp%26wxfrom%3D5%26wx_lazy%3D1%23imgIndex%3D8" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOSaBeGMTPIxqDNzv4icMJ0cOI2ibq4zSUVCibjWBYNFvgDKticJW2YyWGXzW9RCx25ibic5HAT3L2YficfU5ypz14iciblZBZBDC9EoA1g/640?wx_fmt=png&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1#imgIndex=8" alt="懂保爷测评配图" loading="lazy" /></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >第3-我们懂保爷首创的极简养老规划指南</span></span></p><section nodeleaf="" style="color: rgba(0, 0, 0, 0.9); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXOXQ1Zl2Yuer2Z4BXzfKnYhibboZbibfWyT6S4xkYjEOpkQQrNQkWnEwibsjmlKqfticTcH0aLia4sG9N8XR7f8gcgXiadGULWyPdoJU%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26tp%3Dwebp%26wxfrom%3D5%26wx_lazy%3D1%23imgIndex%3D10" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXOXQ1Zl2Yuer2Z4BXzfKnYhibboZbibfWyT6S4xkYjEOpkQQrNQkWnEwibsjmlKqfticTcH0aLia4sG9N8XR7f8gcgXiadGULWyPdoJU/640?wx_fmt=png&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1#imgIndex=10" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >第4-每个家庭到底要买什么保险1对1深度讲解</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_jpg%2FiaZHDj9icvRXNU3C5c9rmMJszJJib0e9pPCeNxVv0v4hllibHFyEhsCqQq2D7SNcB75ruyHSeEcZicIWScvLWEke0s6vKgShchEuS94h6ic1IvibsY%2F640%3Fwx_fmt%3Djpeg%26from%3Dappmsg%26tp%3Dwebp%26wxfrom%3D5%26wx_lazy%3D1%23imgIndex%3D9" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_jpg/iaZHDj9icvRXNU3C5c9rmMJszJJib0e9pPCeNxVv0v4hllibHFyEhsCqQq2D7SNcB75ruyHSeEcZicIWScvLWEke0s6vKgShchEuS94h6ic1IvibsY/640?wx_fmt=jpeg&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1#imgIndex=9" alt="懂保爷测评配图" loading="lazy" /></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span text >有需要的可以评论区留言,我们一一发给大家。</span></span></p><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span >有空的话,前面几篇重要文章可能也值得一看:</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" style="color: rgb(87, 107, 149)" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&amp;mid=2247504551&amp;idx=1&amp;sn=3fa07668954fa5600953116801b0802e&amp;scene=21#wechat_redirect" textvalue="得过癌症、3级结节,买重疾险总被拒?看看复兴联合的医联有盟2026这一款!" linktype="text">得过癌症、3级结节,买重疾险总被拒?看看复兴联合的医联有盟2026这一款!</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" style="color: rgb(87, 107, 149)" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&amp;mid=2247504442&amp;idx=1&amp;sn=9526329a0da5adb2f168209685ac0688&amp;scene=21#wechat_redirect" textvalue="随机测血糖,很多年轻人破防了" linktype="text">随机测血糖,很多年轻人破防了</a></span></span></section><section style="color: rgba(0, 0, 0, 0.9); 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text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXMuCG3QMkhibRZyYrxY3D1qCrhYjchQgeKSAQiarDj9G5VG8jBBSLRV3uf3vAibWm3O63icKn9bz8kTIibEQbTNtdbCUdUv3umOAgr4%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D3" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXMuCG3QMkhibRZyYrxY3D1qCrhYjchQgeKSAQiarDj9G5VG8jBBSLRV3uf3vAibWm3O63icKn9bz8kTIibEQbTNtdbCUdUv3umOAgr4/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=3" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><br /></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: left"><span ><span text >点击“阅读原文”进入「保险商城」</span></span></section><p ></mp-style-type></p>

本文为懂保爷原创保险知识科普,不构成投保建议。具体保险责任与理赔条件以保险公司正式条款和保险合同为准。

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