官宣，我最推荐的增额寿下架时间已确定！

<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247490759&amp;idx=2&amp;sn=d193258ecf6af465067d423b1b199f46&amp;chksm=cfb5ff47f8c27651ceacd2d35c0f8d65c5547702728101ca178a697e24739d450d6dff45a821&amp;scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" linktype="text" imgurl="" imgdata="null" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTO3KxwjYCz2KJyOOOHJAh7Diahsqb8ZAqxhdWXyMczfoEHSwOe6dOPRbscLmxic2Rp2qlx9YmdsnEVA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTO3KxwjYCz2KJyOOOHJAh7Diahsqb8ZAqxhdWXyMczfoEHSwOe6dOPRbscLmxic2Rp2qlx9YmdsnEVA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="color: rgb(34, 34, 34); text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span><br /></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span ><strong >一、</strong></span><br /></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >周三给大家同步了金玉满堂的调整通告（开启下架流程），</span></section><section style="color: rgb(34, 34, 34)"><span ><br /></span></section><section style="color: rgb(34, 34, 34)"><span >之后因为种种原因<em>（内部消息未官宣）</em>删文了。</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >不过昨天我接到了弘康人寿的正式通知：</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span ><span >将于</span><span style="color: rgb(255, 0, 0)">4月30日晚上22:00</span><span >，停止<strong>江苏、河南、上海</strong>3个地区的金玉满堂购买通道，后续仅能通过北京地区购买；</span></span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span ><span >另</span><span style="color: rgb(255, 0, 0)">拟于5月31日</span><span >正式下架金玉满堂，具体时间待确定。</span></span></section><section style="color: rgb(34, 34, 34)"><span ><br /></span></section><section style="color: rgb(34, 34, 34)"><span >翻译下就是，4月30日起限购，预计5月31日下架。</span></section><section style="color: rgb(34, 34, 34)"><span ><br /></span></section><section style="color: rgb(34, 34, 34)"><em><span >注意5月31日非确定日期，像去年某爆款理财险说是11月30日停售，结果11月16日就提前停了。</span></em></section><section style="color: rgb(34, 34, 34)"><span ><br /></span></section><section style="color: rgb(34, 34, 34)"><span >据我所知，当前有销售渠道已经决定先于保险公司下架，<strong>建议大家对金玉满堂下架时间不要过于乐观</strong></span><span >。</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >不比以往停售，如传世壹号<em >（<span >3月25日）</span></em>，鑫越人生<em >（4月21日）</em>，传世金彩<em >（4月22日）</em>，</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >这些产品下架时因为更好的产品还在，停就停呗。</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><strong><span >作为当前第一推荐的金玉满堂若是下架，未来增额寿市场就没有高个子顶着了...</span></strong></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span style="color: rgb(53, 53, 53); text-align: start">还没上车的朋友，趁着金玉满堂还能买，建议一定要买上！</span></section><p style="color: rgb(34, 34, 34)"><br /></p><p style="color: rgb(34, 34, 34)"><br /></p><p style="color: rgb(34, 34, 34)"><span ><strong >二、</strong></span><br /></p><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >老规矩，刚接触增额寿、还不太了解这类产品</span><span >的朋友可以先戳下方链接了解：</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493504&amp;idx=1&amp;sn=fe6fef6b0bdb5390409f74eeea7d57a4&amp;chksm=cfb60400f8c18d164c7051205062f7944b9539f2ed43df5f72f71cbdfdb93f1e4228b76510b4&amp;scene=21#wechat_redirect" textvalue="比存银行更好的存钱新路子" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >比存银行更好的存钱新路子</a><br /></span></section><section style="color: rgb(34, 34, 34)"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493287&amp;idx=1&amp;sn=c67de5048364c763c64d745c8554dcf0&amp;chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&amp;scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" ><span >关于增额终身寿，我把这些实话一次全告诉你</span></a></section><section style="color: rgb(34, 34, 34)"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493334&amp;idx=1&amp;sn=c3322a8afc23653ca6c2e350bb72a4bc&amp;chksm=cfb60556f8c18c4040554f486bff905a36889f1dd5d574bfdd191728f2e2c4670796e760c750&amp;scene=21#wechat_redirect" textvalue="各大银行力推的增额终身寿，哪家收益最高？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" ><span >各大银行力推的增额终身寿，哪家收益最高？</span></a></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >下面按例带大家看下金玉满堂的收益情况：</span></section><section style="color: rgb(34, 34, 34)"><br /></section><p style="color: rgb(34, 34, 34); text-align: left"><span style="text-align: justify">以35岁女性，年交6万，交5年为例：</span></p><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTO3KxwjYCz2KJyOOOHJAh7DQOCRbWNIMbnNuaAnERdVhxMgyjLKAIsBMnBrwYiaTBicAredUoP0obOg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTO3KxwjYCz2KJyOOOHJAh7DQOCRbWNIMbnNuaAnERdVhxMgyjLKAIsBMnBrwYiaTBicAredUoP0obOg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >可以看到，<strong >投保后第8年起，直至终身</strong>，近百年内金玉满堂收益都是当之无愧的No.1</span></section><section style="color: rgb(34, 34, 34)"><br /></section><p style="color: rgb(34, 34, 34)"><span >本金30万，分<span >5年交</span>：</span></p><p style="color: rgb(34, 34, 34)"><br /></p><ul style="color: rgb(34, 34, 34)"><li ><p ><span >60岁时，账户价值约66万，是本金的2.2倍；</span></p></li><li ><p ><span >70岁时，账户价值约93万，是本金的3.1倍；</span></p></li><li ><p ><span >80岁时，账户价值约131万，是本金的4.4倍！</span></p></li></ul><section style="color: rgb(34, 34, 34)"><br /></section><p style="color: rgb(34, 34, 34)"><span ><strong ><span >更详细的演示可以看：</span></strong></span></p><p style="color: rgb(34, 34, 34)"><br /></p><p style="color: rgb(34, 34, 34); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTO3KxwjYCz2KJyOOOHJAh7DYJxk8coSk4I2hjTT3yCccGOic89X4JU1H0lLFWFiaM1otwVMw1RibQ1ow%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTO3KxwjYCz2KJyOOOHJAh7DYJxk8coSk4I2hjTT3yCccGOic89X4JU1H0lLFWFiaM1otwVMw1RibQ1ow/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p style="color: rgb(34, 34, 34)"><br /></p><p style="color: rgb(34, 34, 34)"><span >每年存3万，连续10年，本金30万。</span></p><p style="color: rgb(34, 34, 34)"><br /></p><section style="color: rgb(34, 34, 34)"><span >缴费期结束后次年，账户余额就有37万，除去本金，就赚了<strong >7万</strong>。</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >相当于年化单利<strong >3.88%</strong>，比银行大额存单给的还多。</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >如果准备长期持有，</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >持有30年，账户金额72万，赚了42万，<span >相当于年化单利</span><strong >5.52%</strong>。</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >持有50年，账户金额143万，赚了113万，相当于存银行每年给你<strong >8.32%</strong>的利息。</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >并且，<strong >这是刚性兑付，保证安全</strong>。</span></section><p style="color: rgb(34, 34, 34)"><br /></p><p style="color: rgb(34, 34, 34)"><span >持有过程中，我们也可以随时减保，取钱出来花。</span></p><p style="color: rgb(34, 34, 34)"><br /></p><p style="color: rgb(34, 34, 34)"><span >在当下，如果想存钱理财、规划养老、给子女存一笔钱、家族资产传承，</span></p><p style="color: rgb(34, 34, 34)"><br /></p><p style="color: rgb(34, 34, 34)"><strong ><span >除了增额寿这类产品，普通人没有更好的选择了。</span></strong></p><p style="color: rgb(34, 34, 34)"><br /></p><section style="color: rgb(34, 34, 34)"><strong><span >而在当前增额寿中，金玉满堂是绝对的顶流。</span></strong></section><section style="color: rgb(34, 34, 34)"><span ><br /></span></section><section style="color: rgb(34, 34, 34)"><span >建议有需求的朋友，千万不要错过。</span></section><section style="color: rgb(34, 34, 34)"><br /></section><p style="color: rgb(34, 34, 34); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMczarsM8V4ibM7bcLo9CmpC0rJGsBzc0rqicSnqd46ZV3tPVSPEubc9ZfhlKFOWJT7icqCa8o8EXGJg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMczarsM8V4ibM7bcLo9CmpC0rJGsBzc0rqicSnqd46ZV3tPVSPEubc9ZfhlKFOWJT7icqCa8o8EXGJg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span >增额寿对比评测：</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493599&amp;idx=1&amp;sn=aae3a666e170f082d453c74690d98d38&amp;chksm=cfb6045ff8c18d491f9214d87abfa6d6c5e68231989beececcc73b5fcb4500fcf9966be71216&amp;scene=21#wechat_redirect" textvalue="收益排行榜，所有线上线下增额终身寿大PK" linktype="text" imgurl="" imgdata="null" tab="innerlink">收益排行榜，所有线上线下增额终身寿大PK</a></span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">有疑问，<strong style="color: rgb(34, 34, 34)"><span style="text-align: start">或获取购买链接，</span></strong>可以加我助理微信</span><strong style="color: rgb(0, 0, 0)"><span >：</span></strong></strong><strong style="color: rgb(0, 0, 0)"><span >dongbaoye888</span></strong></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><strong style="color: rgb(0, 0, 0)"><span >或长按下图二维码进入</span></strong><strong ><span style="color: rgb(33, 89, 103)">【懂保爷】公众号</span></strong><strong style="color: rgb(0, 0, 0)"><span >，关注后点击“免费咨询”菜单找我团队专业规划老师帮你解决。</span></strong></section><section style="color: rgb(34, 34, 34); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span style="color: rgb(0, 0, 0)">相关阅读：</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span style="color: rgb(0, 0, 0)"><strong ><span >怎么选理财险：</span></strong><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&amp;mid=2247484196&amp;idx=1&amp;sn=e5b4f7bd19fc5008eac7f634ddcccba5&amp;chksm=e889f045dffe7953bb7c6791cbbfa37919a692f43281323d11d0ab583f484db042b57ff8100d&amp;scene=21#wechat_redirect" textvalue="增额终身寿险和年金险选哪个？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >增额终身寿险和年金险选哪个？</a></span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><strong ><span >增额寿险评测：</span></strong><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493599&amp;idx=1&amp;sn=aae3a666e170f082d453c74690d98d38&amp;chksm=cfb6045ff8c18d491f9214d87abfa6d6c5e68231989beececcc73b5fcb4500fcf9966be71216&amp;scene=21#wechat_redirect" textvalue="收益排行榜，所有线上线下增额终身寿大PK" linktype="text" imgurl="" imgdata="null" tab="innerlink"><span >收益排行榜，所有线上线下增额终身寿大PK</span><strong ></strong></a></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34); text-align: center"><span ><span >—&nbsp;</span><strong >END&nbsp;</strong><span >—</span></span></section><section></mpprofile></section><section style="color: rgb(34, 34, 34); text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span >&nbsp; &nbsp;&nbsp;<span style="color: rgb(136, 136, 136)">点击阅读原文，</span><span style="color: rgb(136, 136, 136)">查看</span><span style="color: rgb(33, 89, 103)">懂保爷严选【理财、养老、保障】产品汇总</span></span></section><section style="color: rgb(34, 34, 34); text-align: left"><br /></section><section style="color: rgb(34, 34, 34)"><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section><p><br /></p>