喜闻乐见，这款好产品又回来了

<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&amp;mid=2447790313&amp;idx=2&amp;sn=55e0cf403a3327c58f7dfcc77ea888c8&amp;chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&amp;scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPQicKAEFjTj3ks3JjBDeVzKBrgsqmkwTHTQiawmBcRVCllAFXDrrkIR2jkulwLpBbiayibiagoNor5fJw%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPQicKAEFjTj3ks3JjBDeVzKBrgsqmkwTHTQiawmBcRVCllAFXDrrkIR2jkulwLpBbiayibiagoNor5fJw/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></section><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >2022年底，定价激进（IRR＞3.49%）的一批增额寿险应监管要求下架。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >此后，在真•增额寿险领域，几乎就没有比肩老款收益的产品了。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >论收益，现在反而是以<strong>增额护理险</strong>身份暂存的乐享年年、人我行2款为首，IRR都能到极致的3.49%+<br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >不过局势倒也没有僵住，最近就有款顶级收益产品回归了。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p ><span style="color: rgb(33, 89, 103); text-align: start">一、</span></p><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >刚来的叫万年禧，是一款</span><strong >增额两全险</strong><span >。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMp1A6jHllWBkXIU2zcxT2XDnxl6iaOuQK5yjSjRezGic3dcWjRBPsia8B6RTHFmqUtycKNvoG3mHVwA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMp1A6jHllWBkXIU2zcxT2XDnxl6iaOuQK5yjSjRezGic3dcWjRBPsia8B6RTHFmqUtycKNvoG3mHVwA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >就跟乐享年年等一样，<strong>你增额终身寿险下架，关我增额两全险什么事？</strong></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><em><span >*注：两全保险和定期/终身寿险都是</span></em><em><span >人寿保险的分支</span></em><em><span >，安全性一致。</span></em><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >实际也是如此，当初万年禧有2款，一款是终身寿险，一款是两全保险，收益差不多。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >由于银保监501号文的缘故，这次回归的仅是万年禧两全保险。<br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >而增额两全险和增额终身寿的区别主要是：</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >终身寿险统一保终身（即<strong>105岁</strong>），两全险保险期间不定，例如万年禧是保到</span><strong><span >100岁</span></strong><span >，几乎没啥影响。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >万年禧<span >承保</span>公司是<strong>恒大</strong><strong>人寿</strong>，原名中新大东方人寿，算是一家的<strong>中外合资</strong>险企。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><p style="color: rgb(51, 51, 51); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMp1A6jHllWBkXIU2zcxT2XjGjEtF1T4LXEUibnkEGJWTFhPcsicUEhYRicOK3MIR5ldsQAVBrIDyuNA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMp1A6jHllWBkXIU2zcxT2XjGjEtF1T4LXEUibnkEGJWTFhPcsicUEhYRicOK3MIR5ldsQAVBrIDyuNA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >股东有：</span><strong><span >恒大集团（股权已质押给盛京银行）、新加坡大东方人寿、深圳越众集团。<br /></span></strong></section><section style="color: rgb(51, 51, 51); text-align: justify"><strong><span ><br /></span></strong></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >鉴于恒大集团已经失去了作为大股东的相关权力，大家不用担心恒大集团现在会影响到恒大人寿。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >并且恒大人寿本身也不是小公司，2020年总资产就突破了2000亿（友邦保险的级别），净资产也有近170亿，是位列行业上游的大型保险公司。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >再加上国内严苛的安全机制，恒大人寿产品安全性的不用担心的。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >说回产品，「<strong>万年禧</strong>」支持趸交、3/5/10年交，可以隔代投保和设置第二投保人。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >不支持加保，减保却也没有20%的年度限制，满2年可减，留个最低保费即可，非常灵活。<br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >另外，满足保费要求，可对接旗下的养老社区，以及保险金信托。<br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >还有传家宝年金型万能账户可关联，保底2.5%，现在结算4.5%，只是追加收2%初始费用且不返还，有点瑕疵。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><strong><span >总的来说，万年禧减保不受限，产品功能齐全，各项增值服务也有，单就产品算是非常优秀了。</span></strong></section><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >当然，评价增额寿不能不提收益。</span><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: start">二、</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >由于是曾经的顶级收益产品，这里就直接把万年禧和此前最强的<strong>乐享年年、人我行</strong>作比较了。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >为更直观，还加了“正统”增额寿险最强的<strong>金玉满堂2.0</strong>作为参考。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103)"><strong><span >1、趸交（一次交清）</span></strong></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMp1A6jHllWBkXIU2zcxT2Xfqxfxpa7vRxILJtibAubulGbibvORibZZt2OLsDq1hfAoDZIhl58HicJsw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMp1A6jHllWBkXIU2zcxT2Xfqxfxpa7vRxILJtibAubulGbibvORibZZt2OLsDq1hfAoDZIhl58HicJsw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(34, 34, 34); text-align: center"><span style="color: rgb(136, 136, 136)">收益前三标记为：</span><span style="color: rgb(255, 0, 0)">红</span><span style="color: rgb(136, 136, 136)">＞</span><span style="color: rgb(255, 104, 39)">橙</span><span style="color: rgb(136, 136, 136)">＞</span><span style="color: rgb(0, 128, 255)">蓝</span><span style="color: rgb(136, 136, 136)">，下同</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><p style="color: rgb(51, 51, 51); text-align: justify"><span >趸交应该没啥争议，</span><span >当前收益排名是：</span><strong >万年禧＞乐享年年＞人我行</strong><span >；</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >万年禧自认第二，没人敢说第一。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >本金30万，第10年万年禧账户金额就有42万左右，十年赚<strong>12万</strong>。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >是同期IRR（复利）唯一突破3.4%的增额产品，<strong>相当于十年期、年利率3.99%的定期存款</strong>！</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >持有更长时间，得益于复利增值，收益还会更高。</span><strong ></strong></p><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103)"><strong><span >2、三年期+五年期缴费</span></strong></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><strong><span ><br /></span></strong></section><p style="color: rgb(51, 51, 51); text-align: center"><span style="color: rgb(136, 136, 136)"><strong><span style="color: rgb(136, 136, 136)"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMp1A6jHllWBkXIU2zcxT2X4N7a5JTqBavget8aYgMSQr4iamCad9OZIkIgsPmTzpsAvHXyvY2x55g%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMp1A6jHllWBkXIU2zcxT2X4N7a5JTqBavget8aYgMSQr4iamCad9OZIkIgsPmTzpsAvHXyvY2x55g/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></span></strong></span></p><section style="color: rgb(51, 51, 51); text-align: center"><span style="color: rgb(136, 136, 136)">3年期缴费</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><p style="color: rgb(51, 51, 51); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMp1A6jHllWBkXIU2zcxT2XlmLkn2I65YOLWmBglqcs1SbZT4ArCkhcKXwFibxmlaKxT3yQM24jlpw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMp1A6jHllWBkXIU2zcxT2XlmLkn2I65YOLWmBglqcs1SbZT4ArCkhcKXwFibxmlaKxT3yQM24jlpw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /><strong style="color: rgb(136, 136, 136); text-align: center"></strong></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">5年期缴费</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section ><span >3年交和5年交，收益top1成了和谐人我行；</span></section><section ><span ><br /></span></section><section ><strong><span >万年禧在20年内，收益第二，20年后被乐享年年反超。</span></strong><span ></span></section><section ><span ><br /></span></section><section ><span >这俩可根据用钱时间做选择。</span></section><section ><span ><br /></span></section><section ><span >只是相比之下，万年禧还有<strong>减保不受限</strong>的特性。</span></section><section ><span ><br /></span></section><section ><span >有灵活减保、给孩子买（人我行暂未开放未成年人购买）、短期用钱等需求的朋友，3年/5年交仍可以首选万年禧。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103)"><strong><span >3、十年期缴费</span></strong></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMp1A6jHllWBkXIU2zcxT2Xy75NzaBNAJBz0dgu1bQ25nfwBDLI2NPauriaDhtniblxdq2FJer8XrGQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMp1A6jHllWBkXIU2zcxT2Xy75NzaBNAJBz0dgu1bQ25nfwBDLI2NPauriaDhtniblxdq2FJer8XrGQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section ><span >10年交，首先排除乐享年年。</span></section><section ><span ><br /></span></section><section ><span >这款产品跟这个缴费期不对付，收益低的厉害，IRR从3.48%-3.49%直降到3.46%左右。</span></section><section ><span ><br /></span></section><section ><span >剩下3款排名是：<strong>人我行＞万年禧＞金玉满堂2.0</strong>；</span><br /></section><section ><span ><br /></span></section><section ><span >其中万年禧和人我行都是断档级别的产品，IRR3.49%，封闭期都是8年，收益人我行高一点。</span></section><section ><span ><br /></span></section><section ><span >那同样的，想给孩子买，或者减保这块有需求的，选择万年禧也没问题。<br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: start">三、</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >综上，当前增额产品在万</span><span >年禧回来后，又变了：</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMp1A6jHllWBkXIU2zcxT2XsKNQY3tBRpYlZtlg2Z3FamP0TVoZOkuicy74h0o5BLibibKUIq5etOu3g%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMp1A6jHllWBkXIU2zcxT2XsKNQY3tBRpYlZtlg2Z3FamP0TVoZOkuicy74h0o5BLibibKUIq5etOu3g/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(51, 51, 51); text-align: center"><span style="color: rgb(136, 136, 136)">同梯队产品排名不分先后</span><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >趸交、3/5/10年交，万年禧</span><span >都有着不错的竞争力。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >和此前的乐享年年、人我行一样，都是年复利最高3.49%的顶级产品。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >并且作为增额两全险，也是<strong>人寿保险</strong>，没有增额护理险意外身故只赔现金价值的小缺点（<span >封闭期内会亏）</span>。<br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >加上减保不受限，能给万年禧加分不少。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><strong><span style="color: rgb(33, 89, 103)"></span></strong></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><strong><span >不过个人认为：</span></strong><span ></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >万年禧回归只是钻空子，监管限制增额终身寿险收益，不可能单纯只管“终身寿险”，而放任增额两全险和护理险。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >和乐享年年、人我行一样，万年禧也有随时“猝死”的可能，毕竟定价过于极致。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >这3款特殊的遗老，只能说是给去年没上车的朋友一个机会，指望未来会源源不断有这类产品不太现实。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >有打算的，可以早做准备。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(34, 34, 34); text-align: justify"><span style="color: rgb(0, 0, 0)">相关阅读：</span></section><section ><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247493287&amp;idx=1&amp;sn=c67de5048364c763c64d745c8554dcf0&amp;chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&amp;scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >关于增额终身寿，我把这些实话一次全告诉你</span></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247495728&amp;idx=1&amp;sn=b49631a09453b07c49527852adcff558&amp;chksm=cfb613b0f8c19aa60260bb367a3d5e3201c821a2a7002275c06b8efc552bf592c53d96701775&amp;scene=21#wechat_redirect" textvalue="一图了解【懂保爷】" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >一图了解【懂保爷】</span></a></section><section ><br /></section><section ><br /></section><section style="text-align: center"><span ><span >—&nbsp;</span><strong >END&nbsp;</strong><span >—</span></span></section><section ></mp-common-profile></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span >&nbsp; &nbsp;&nbsp;<span style="color: rgb(136, 136, 136)">点击阅读原文，</span></span><span style="color: rgb(136, 136, 136)">查看</span><span style="color: rgb(33, 89, 103)">懂保爷严选【理财、养老、保障】产品汇总</span></section><section style="text-align: left"><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section><p ></mp-style-type></p>