<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=2&sn=55e0cf403a3327c58f7dfcc77ea888c8&chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink" hasload="1" ><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPpNfibj9ld2nO5xDyE8TMnYY0jYZkjNeAhOwkfJQHQacLmib80cF96vHldNleh3iaiaZEyjcj577Vpeg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPpNfibj9ld2nO5xDyE8TMnYY0jYZkjNeAhOwkfJQHQacLmib80cF96vHldNleh3iaiaZEyjcj577Vpeg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><p style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></p><section ><br /></section><section ><span >疫情反反复复，</span><span >防疫形势愈发严峻。</span></section><section ><span ><br /></span></section><section ><span >目前看，吉林、山东、广东等省市新增确诊还在持续增长，周边省市压力山大。</span></section><section ><span ><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPpNfibj9ld2nO5xDyE8TMnYMsePsD8nGvbG3TDDlUuXL2KC0gLWCnXlfQXMFUoXDQPvuOL61Xa92A%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPpNfibj9ld2nO5xDyE8TMnYMsePsD8nGvbG3TDDlUuXL2KC0gLWCnXlfQXMFUoXDQPvuOL61Xa92A/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section ><span ><br /></span></section><section ><span >在此背景下，原本“岁月静好”的<strong>防疫险</strong>坐不住了。</span></section><section ><span ><br /></span></section><section ><span >疫情要是继续这么猛，<span >压力也来到了</span><span >保险公司</span><span >这</span><span >边</span>，<span >毕竟一</span><span >人确诊几百号人隔离...</span><span ></span></span></section><section ><span ><span ><br /></span></span></section><section ><span ><span >因此，保险公司们很不体面的准备跑路了。<br /></span></span></section><section ><span ><span ><br /></span></span></section><section ><span ><span >前两天众安就下架了爱无忧隔离险，</span></span></section><section ><span ><span ><br /></span></span></section><section ><span style="color: rgb(255, 0, 0)"><strong><span >今晚10点</span></strong></span><span >（3月17日22:00）<strong>众惠相互</strong>也将下架<strong>惠无忧、全民疫保通</strong>这俩爆款防疫险。<br /></span></section><section ><br /></section><section ><span >产品怎么样，大家可以看下我找的市面优秀新冠保险对比 ▼</span><span >：</span></section><section ><span ><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPpNfibj9ld2nO5xDyE8TMnYgjNuKY9T8IGHxGcnHpmnyZxUWqRDI2jfu2kXUIFbqS7icic4BhEukJVQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPpNfibj9ld2nO5xDyE8TMnYgjNuKY9T8IGHxGcnHpmnyZxUWqRDI2jfu2kXUIFbqS7icic4BhEukJVQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><br /></section><section ><strong><span style="color: rgb(33, 89, 103)">1、惠无忧</span></strong></section><section ><br /></section><p ><span >众惠相互承保，59元保一年，65岁以下可买，基础是意外险（含猝死责任）。</span></p><p ><span ><br /></span></p><p ><span >含1万新冠确诊金和10万新冠身故金。</span></p><p ><span ><br /></span></p><p ><span >核心的隔离津贴一天可赔<strong>200元</strong>，一年最多赔60天（单次最多30天，可赔2次）。</span></p><p ><span ><br /></span></p><blockquote><section><p >Ps.触发隔离津贴需同时满足以下2种情况: </p><p ><br /></p><p >a.被相关单位追踪为<strong>新冠肺炎确诊</strong>或者疑似患者的<strong>密切接触者</strong>，或居住地/工作所在地/旅行途径地/目的地被国家确定为<strong>中高风险地区</strong>。</p><p >b.被要求强制隔离（包括<strong>集中隔离</strong>、<strong>居家隔离</strong>或医学观察），并<strong>出具<span style="color: rgb(154, 154, 154)">加盖</span><span style="color: rgb(154, 154, 154)">公章</span>的相关单位文件</strong>（要体现被保险人身份信息、隔离时间、隔离地点等）。</p></section></blockquote><p ><br /></p><p ><span >嗯，少有的居家隔离也能赔，不过要求挺多，主动前往、途经中高风险地区被隔离是不赔的，<span >所</span><span >在</span><span >地区已有封控的朋友留意下</span>。</span></p><p ><span ><br /></span></p><p ><span >对了，惠无忧是<strong>今晚10点</strong>下架，有需求赶紧上车。<br /></span></p><p ><span ><br /></span></p><section ><span >投保入口：<br /></span></section><section ><br /></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPpNfibj9ld2nO5xDyE8TMnY6IIkt3HsXdPiciaVnM3cibCXHhB8vV8xsn9hg2uibgI20ClhzY7WicSSSibQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPpNfibj9ld2nO5xDyE8TMnY6IIkt3HsXdPiciaVnM3cibCXHhB8vV8xsn9hg2uibgI20ClhzY7WicSSSibQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">长按</span><span style="color: rgb(136, 136, 136)">识别二维码投保惠无忧</span></section><section ><span ><br /></span></section><section ><strong><span style="color: rgb(33, 89, 103)">2、</span></strong><strong><span style="color: rgb(33, 89, 103)">全民疫保通</span></strong></section><section ><br /></section><p ><span >和惠无忧一样，众惠相互承保的。</span></p><p ><span ><br /></span></p><p ><span >有俩版本：</span><span >保30天的（</span><strong >9.9元</strong><span >）和保90天的（</span><strong >29.7元</strong><span >），保障一样。</span><span ></span></p><p ><br /></p><p ><span >含1万新冠确诊金和20万新冠身故金。</span></p><p ><br /></p><p ><span >隔离津贴比惠无忧差点：<strong>150元一天，最多给14天</strong>。</span></p><p ><br /></p><blockquote><section><section>注意：被保人因乘坐飞机、火车、公交等<strong >交通工具</strong>，与新冠确诊病例有<strong >密切接触</strong>，相关部门要求<strong >集中隔离</strong>且<strong>自费</strong>支付隔离费用的，才能赔偿。<span style="color: rgb(136, 136, 136)"></span></section></section></blockquote><p ><br /></p><section ><span >再加上其他保障，整体来看是款不错的新冠保险，便宜实用，同样是<strong >今晚10点</strong><span >下架</span>。</span></section><section ><span ><br /></span></section><section ><span >投保入口：<br /></span></section><section ><span ><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPpNfibj9ld2nO5xDyE8TMnYt6rpgA4Ys82YvUhGHtiaTS78rhVkFOCJ8OVcicIIicB4Z4a1YWofK3TDQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPpNfibj9ld2nO5xDyE8TMnYt6rpgA4Ys82YvUhGHtiaTS78rhVkFOCJ8OVcicIIicB4Z4a1YWofK3TDQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">长按</span><span style="color: rgb(136, 136, 136)">识别二维码投保全民疫保通</span></section><section ><span ><br /></span></section><section ><span ><strong ><span style="color: rgb(33, 89, 103)">3、华泰抗疫保</span></strong></span></section><section ><br /></section><section ><span >整体形态和上一款【全民疫保通】几乎相同，80岁以下都能买，价格更便宜。</span></section><section ><span ><br /></span></section><section ><span >主要区别在于它的隔离津贴好点，</span><span ></span><strong >200元一天，并且没说必须自费才能赔</strong><span >。</span></section><p ><span > </span></p><p ><span >不过也有缺点，<strong>有7天等待期</strong>。</span></p><section ><span ><br /></span></section><section ><span >不在意等待期的朋友，选择这款会比上款全民<span >疫保通</span>更好。</span></section><section ><span ><br /></span></section><section ><span >投保入口：<br /></span></section><section ><br /></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPpNfibj9ld2nO5xDyE8TMnYmicOCcbkJJ4ibwUH13TWNWGibhYrOJrFVzboCNZM1PWfqYiahCH8e6NjgQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPpNfibj9ld2nO5xDyE8TMnYmicOCcbkJJ4ibwUH13TWNWGibhYrOJrFVzboCNZM1PWfqYiahCH8e6NjgQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">长按</span><span style="color: rgb(136, 136, 136)">识别二维码投保华泰抗疫保</span></section><section ><span ><br /></span></section><section ><strong><span style="color: rgb(33, 89, 103)"><strong ><span style="color: rgb(33, 89, 103)">4、暖疫保通勤版2021</span></strong></span></strong></section><p ><br /></p><section ><span >相比前3款，暖疫保<strong>没有隔离津贴</strong>。</span></section><section ><br /></section><section ><span >主要保障是20万的甲乙类传染病（含新冠肺炎）身故保险金，2万的甲乙类传染病（含新冠肺炎）确诊保险金。</span></section><section ><br /></section><section ><span >以及疫苗接种失效，确诊可赔1万元。</span></section><section ><span ><br /></span></section><section ><span >价格是66元保半年，觉得用不着隔离津贴的朋友可以看看。</span></section><section ><br /></section><section ><span >投保入口：<br /></span></section><section ><br /></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPpNfibj9ld2nO5xDyE8TMnYicmQATIme8qjfh9IuuDjtsWBOXdZOSbHoj9IHXTwPhaSib3kLgiaYUjmg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPpNfibj9ld2nO5xDyE8TMnYicmQATIme8qjfh9IuuDjtsWBOXdZOSbHoj9IHXTwPhaSib3kLgiaYUjmg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)">长按</span><span style="color: rgb(136, 136, 136)">识别二维码投保暖疫保</span></section><section ><span ><br /></span></section><section ><span >以上4款就是当前仅存的优秀新冠保险了，</span></section><section ><span ><br /></span></section><section ><span >一般来说，因新冠或疫苗接种身故风险极小，我们选防疫险主要看<strong>新冠确诊保险金</strong>和<strong>隔离津贴</strong>就行。</span></section><section ><span ><br /></span></section><section ><span >目前想买的话，比较推荐</span><strong><span >惠无忧</span></strong><span >和</span><strong><span >华泰抗疫保。</span></strong><span ><br /></span></section><section ><span ><br /></span></section><section ><span >其中<strong>惠无忧</strong>今晚10点就会下架！</span></section><section ><span ><br /></span></section><section ><span >可长按识别下方二维码投保：<br /></span></section><section ><br /></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPpNfibj9ld2nO5xDyE8TMnY6IIkt3HsXdPiciaVnM3cibCXHhB8vV8xsn9hg2uibgI20ClhzY7WicSSSibQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPpNfibj9ld2nO5xDyE8TMnY6IIkt3HsXdPiciaVnM3cibCXHhB8vV8xsn9hg2uibgI20ClhzY7WicSSSibQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /><span style="color: rgb(136, 136, 136)"></span></p><section style="text-align: center"><span style="color: rgb(136, 136, 136)"></span></section><section ><span ><br /></span></section><section ><span >鉴于疫情反复、市面产品越来越少，建议大家抓紧时间上车。</span></section><section ><span ><br /></span></section><p ><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">有其他问题，可以加我助理小琳微信</span><strong style="color: rgb(0, 0, 0)"><span >：</span></strong></strong><strong style="color: rgb(0, 0, 0)"><span >dongbaoye888</span></strong></p><p ><strong style="color: rgb(0, 0, 0)"><span ><br /></span></strong></p><p ><strong style="color: rgb(0, 0, 0)"><span >或扫码下图二维码进入</span></strong><strong><span style="color: rgb(33, 89, 103)">【</span></strong><strong><span style="color: rgb(33, 89, 103)">懂保爷】公众号</span></strong><strong style="color: rgb(0, 0, 0)"><span >，点击“免费咨询”菜单找我团队专业规划老师帮你解决。</span></strong><strong style="color: rgb(0, 0, 0)"></strong></p><section ><span ><span style="color: rgb(0, 0, 0)"><strong ><span ></span></strong></span></span></section><section ><span ><span style="color: rgb(0, 0, 0)"><strong ><span ><br /></span></strong></span></span></section><section ><span ></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section ><br /></section><section ><strong><span >其他保险推荐：</span></strong><span ></span></section><section ><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247492842&idx=1&sn=e9d10f456344145762c4cb887c0c5475&chksm=cfb6076af8c18e7cb6191653f22ca5d783fade6e3537dc1ae6ed4d5615c777e6ed561a4e24cd&scene=21#wechat_redirect" textvalue="最强重疾险再升级，超级玛丽6号来了" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >最强重疾险再升级，超级玛丽6号来了</span></a><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493086&idx=1&sn=1e7d453a88c6e0a0e44865fddd5c2648&chksm=cfb6065ef8c18f4815e05f1d38d1a7479591519a026fa0ba064e7fa129b5727c5bd23c6146d5&scene=21#wechat_redirect" textvalue="杂七杂八的增额寿，都说自己是3.5%，那我选哪个呢？" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >杂七杂八的增额寿，都说自己是3.5%，那我选哪个呢？</span></a><br /></section><section ><br /></section><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span><span ></span><span ></span></section><section></mpprofile></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，</span></span><span style="color: rgb(136, 136, 136)">查看</span><span style="color: rgb(33, 89, 103)">懂保爷严选【理财、养老、保障】产品汇总</span></section><section label="Powered by 135editor.com" ><section><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section>
