孩子重疾险买哪款?大黄蜂15号优缺点详细测评

Hi,大家好,我是懂保爷主编阿航~ 一直以来,少儿重疾险最强的IP都是大黄蜂系列,现在也不例外。 不过呢,最近新上架的大黄蜂系列有两款; 一款是北京人寿的 大黄蜂15号全能版, 一款是复保的 大黄蜂15号旗舰版 。 但这

作者:懂保爷 · 发布于 2025-07-11 · 约 12 分钟读完

<section style="text-align: justify"><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/ttibxYrpmzvRMRQ8Ot4BB9nrCw1EicbYY3lJMPC5n8NEwOm04yG4OtkRLNkOJZSCeey71IM1UpXswicff1otoiaAJg/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp" alt="懂保爷测评配图" loading="lazy" /></span></section><section style="text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span>Hi,大家好,我是懂保爷主编阿航~</span></span></section><section style="text-align: justify"><span><span text >一直以来,少儿重疾险最强的IP都是大黄蜂系列,现在也不例外。</span></span></section><section style="text-align: justify"><span><span text >不过呢,最近新上架的大黄蜂系列有两款;</span></span></section><section style="text-align: justify"><span><span text >一款是北京人寿的</span><span text style="color: rgb(255, 79, 121)">大黄蜂15号全能版,</span><span text >一款是复保的</span><span text style="color: rgb(255, 79, 121)">大黄蜂15号旗舰版</span><span text >。</span></span></section><section style="text-align: justify"><span><span text >但这两款产品,有什么区别,我们究竟该选哪款?</span></span></section><section style="text-align: justify"><span><span text >不要着急,今天我们就来测评对比一下,这两款产品的保障。</span></span></section><section style="text-align: justify"><span><span text style="color: rgb(33, 89, 103)">一、北京人寿——大黄蜂15号全能版</span></span></section><p style="text-align: justify"><span><span text >大黄蜂15号(全能版)延续了大黄蜂13号(全能版)的产品形态和保障责任;</span></span></p><p style="text-align: justify"><span><span text >新增</span><span text style="color: rgb(255, 79, 121)">少儿重度自闭症</span><span text >、</span><span text style="color: rgb(255, 79, 121)">少儿严重抑郁症</span><span text >和</span><span text style="color: rgb(255, 79, 121)">质子重离子保障</span><span text >。</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6S14O2YOibm5WbTCia41TmXJEzhjdGavS52g0vL0OqXjaSDNgILmZ9TkQ%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6S14O2YOibm5WbTCia41TmXJEzhjdGavS52g0vL0OqXjaSDNgILmZ9TkQ/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="text-align: justify"><span><span text >大黄蜂15号(全能版)的必选责任有</span><span text style="color: rgb(255, 79, 121)">14项保障</span><span text >;</span></span></p><p style="text-align: justify"><span><span text >比起北京人寿此前推出的大黄蜂13号(全能版),有以下亮点:</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">1、多了创新责任</span></span><span style="text-align: justify"><span text style="color: rgb(0, 128, 255)">:</span></span><span><br /></span></p><p style="text-align: justify"><span><span text >新增少儿重度自闭症、少儿严重抑郁症和质子重离子治疗,可选疾病住院津贴。</span></span></p><p style="text-align: justify"><span style="text-align: justify"><span text style="color: rgb(0, 128, 255)">2、取消间隔期:</span></span><span><br /></span></p><p style="text-align: justify"><span><span text >重疾理赔后,支持轻症和中症继续理赔,而且大黄蜂15号(全能版)</span><span text style="color: rgb(255, 79, 121)">取消了90天间隔期限制,90天内查出也可赔付</span><span text >。</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">3、赔付比例提高:</span></span><span><br /></span></p><p style="text-align: justify"><span><span text >可选责任的重疾关爱金的赔付比例</span><span text style="color: rgb(255, 79, 121)">由80%提高到了100%</span><span text >,赔付比例更高。</span></span></p><p style="text-align: justify"><span><span text >在条款细节方面,也有以下优势:</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">1、特定少儿重疾,没有限制年龄</span></span></p><p style="text-align: justify"><span><span text >大黄蜂15号(全能版)除了有轻症、中症和重疾外,还有特定少儿重疾和罕见少儿重疾。</span></span></p><p style="text-align: justify"><span><span text >一些重疾险的少儿重疾有年龄限制,而大黄蜂15号全能版没有这种限制。</span></span></p><p style="text-align: justify"><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_jpg%2FiaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6cMHQhiclcQAWibW2dRn0qYVBLzMIkwsOOuZxGTsCy2U58jjQhtMberYQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_jpg/iaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6cMHQhiclcQAWibW2dRn0qYVBLzMIkwsOOuZxGTsCy2U58jjQhtMberYQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></p><p style="text-align: justify"><span><span text >保障期多久,少儿重疾就可以保多久。</span></span></p><p style="text-align: justify"><span><span text >同时,如果附加重疾多次赔付,少儿重疾的赔付次数也提高到4次,保障更好。</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">2、轻中症共享赔付,保障灵活。</span></span></p><p style="color: rgb(34, 34, 34); text-align: justify"><span><span text >大黄蜂15号(全能版)</span></span><span><span text >延续了</span></span><span><span text >大黄蜂13号(全能版)</span></span><span><span text >的理赔规则,轻症和中症没有单独限制赔付次数,而是</span><span text style="color: rgb(255, 79, 121)">共享6次赔付</span><span text >:</span></span></p><section nodeleaf="" style="color: rgba(0, 0, 0, 0.9); text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FTicQzsfSpamPrIrRgUYlnd57zViclJGKiaGnib9NEBbpLgeuAcpdYg3z71uiaaQHqXSlDsgG07GE76Z8Vztia5ibzHIXw%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwxpic" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/TicQzsfSpamPrIrRgUYlnd57zViclJGKiaGnib9NEBbpLgeuAcpdYg3z71uiaaQHqXSlDsgG07GE76Z8Vztia5ibzHIXw/640?wx_fmt=png&from=appmsg&wxfrom=5&wx_lazy=1&tp=wxpic" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgb(34, 34, 34); text-align: justify"><span><span text >轻症和中症没有限定赔付次数,赔付灵活,更适合孩子保障期长,不确定性大的特点;</span></span></p><p style="color: rgb(34, 34, 34); text-align: justify"><span><span text >想要轻症和中症赔付灵活的朋友,可以重点关注一下。</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">3、产品保障全面</span></span></p><p style="text-align: justify"><span><span text >总结一下,大黄蜂15号(全能版)的必选责任有12项,可选责任有5项。</span></span></p><p style="text-align: justify"><span><span text >必选责任,包含了轻症、中症、重疾、特定少儿重疾和保费豁免,保障全面,没有捆绑身故责任,重疾多次赔付,性价比高。</span></span></p><p style="text-align: justify"><span><span text >可选责任有疾病关爱金、重疾多次、癌症赔付不限次数等,可选责任多,选择灵活。</span></span></p><p style="text-align: justify"><span><span text >这样搭配,基础保障全面,保费便宜,消费者还可以根据自己的需求,选择合适的保障,适配性更强。</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(33, 89, 103)">二、复星保德信——大黄蜂15号旗舰版</span></span></p><p style="text-align: justify"><span><span text >大黄蜂15号(旗舰版)延续了大黄蜂13号(旗舰版)的产品形态和保障责任;</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(255, 79, 121)">升级了先天性疾病保障,并且增加了12种法定传染病的保障</span><span text >。</span></span></p><p style="text-align: justify"><span><span text >我们来看一下保险责任:</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6T0kcucGMPFX46PYyibhtnLeLTItt6ibARtYXNcl35kQicCfjicfIA0cwqw%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6T0kcucGMPFX46PYyibhtnLeLTItt6ibARtYXNcl35kQicCfjicfIA0cwqw/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="text-align: justify"><span><span text >大黄蜂15号(旗舰版)的必选责任有11项保障,可选责任有5项;</span></span></p><p style="text-align: justify"><span><span text >对比原来的大黄蜂13号(旗舰版),新产品有更多的亮点:</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">1、先天性疾病保障;</span></span></p><p style="text-align: justify"><span><span text >有</span><span text style="color: rgb(255, 79, 121)">先天性脑积水</span><span text >、</span><span text style="color: rgb(255, 79, 121)">法洛四联症(针对先天性心脏病)</span><span text >和</span></span><span><span text style="color: rgb(255, 79, 121)">先天性白内障</span><span text >的保障</span></span><span><span text >。</span></span></p><p style="text-align: justify"><span><span text >先天性脑积水在活产婴儿中的发病率约为 0.5% - 5% 。</span></span></p><p style="text-align: justify"><span><span text >最常见的紫绀型先天性心脏病,在先天性心脏病中约占 10% ,活产婴儿中发病率约为 3%- 6 %。</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(255, 79, 121)">先天性白内障是导致婴幼儿及儿童视力低下或盲的主要原因之一</span><span text >。</span></span></p><p style="text-align: justify"><span><span text >我国新生儿先天性白内障的发病率约为5/10000,占婴幼儿及儿童失明原因的21.7%。</span></span></p><p style="text-align: justify"><span><span text >可以说产品设计还是比较良心的,包含了三种常见的先天性疾病。</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">2、 新增特定传染病保障。</span></span></p><p style="text-align: justify"><span><span text >18岁前确诊12种特定传染病,并且连续住院3天及以上,按照5%保额赔付,最多可以赔2次。</span></span></p><p style="text-align: justify"><span><span text >条款细节方面,有以下几点可以注意:</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">1、</span></span><span><span text style="color: rgb(0, 128, 255)">特定少儿重疾,没有限制年龄</span></span></p><p style="text-align: justify"><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_jpg%2FiaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6DdXLqzuib7Q9upUwkW8rfkRvCaiaE2tOpib4icwvLibx8jlXv5JRcRFxianQ%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_jpg/iaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6DdXLqzuib7Q9upUwkW8rfkRvCaiaE2tOpib4icwvLibx8jlXv5JRcRFxianQ/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></p><p style="text-align: justify"><span><span text >这点和全能版一致,特定少儿重疾都没有年龄限制</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">2、轻中症共享赔付,保障灵活</span></span></p><p style="text-align: justify"><span><span text >轻症和中症没有单独限制赔付次数,而是共享6次赔付;</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_jpg%2FiaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6IhzXkjEBFlqTiamtsSMkn3kVfbwZZu91RmjXJicvYW3DdD7oBYOLMHzg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_jpg/iaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6IhzXkjEBFlqTiamtsSMkn3kVfbwZZu91RmjXJicvYW3DdD7oBYOLMHzg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: justify"><span><span text >这点和全能版也没有区别。</span></span></section><section style="text-align: justify"><span><span text style="color: rgb(0, 128, 255)">3、特定重疾赔付更高</span></span></section><p style="text-align: justify"><span><span text >大黄蜂15号(旗舰版)有特定少儿重疾和罕见少儿重疾,</span></span></p><p style="text-align: justify"><span><span text >如果附加重疾多次赔,特定少儿重疾和罕见少儿重疾最多可以理赔4次。</span></span></p><p style="text-align: justify"><span><span text >对比一下几款产品的特定少儿重疾赔付规则:</span></span></p><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6tia1G7xmBCZkLQBcibq2l5pq1CggramLyUDibLsTYlzvW4Gt6w9ohibPzg%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs6tia1G7xmBCZkLQBcibq2l5pq1CggramLyUDibLsTYlzvW4Gt6w9ohibPzg/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="text-align: justify"><span><span text >大黄蜂15号(旗舰版)和大黄蜂15号(全能版)、小青龙5号的特定少儿重疾都可以理赔多次。</span></span></p><p style="text-align: justify"><span><span text >但</span><span text style="color: rgb(255, 79, 121)">大黄蜂15号(旗舰版)的赔付比例是最高的,保障更好</span><span text >。</span></span></p><section style="text-align: justify"><span><span text style="color: rgb(33, 89, 103)">三、综合对比,选哪个?</span></span></section><section style="text-align: justify"><span><span text >话不多说,上一张两个产品的综合对比表;</span></span></section><section style="text-align: justify" nodeleaf=""><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs64LXA4govoHP7zY8sA8ick8WlJuSuM9JfW36zEnJoDv0iauCp17RNIoLQ%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZMtSQYTst5CVibEgiamkZ3NK1b5aQyIs64LXA4govoHP7zY8sA8ick8WlJuSuM9JfW36zEnJoDv0iauCp17RNIoLQ/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: justify"><span><span text >总结一下两款产品的不同点:</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span mpa-font-><span><span text style="color: rgb(0, 128, 255)">1、特色保障不同</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >大黄蜂15号(旗舰版)有特色保障</span></span><span><span text >:</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span mpa-font-><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(1)先天性疾病保障</span></span></section></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span mpa-font-><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(2)严重肥胖手术保障</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span mpa-font-><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(3)</span></span><span><span text >特定传染病保障</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >而大黄蜂15号(全能版)的特色保障有:</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span mpa-font-><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(1)骨髓移植保障</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span mpa-font-><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(2)首次特定意外重疾</span></span></section></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span mpa-font-><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(3)少儿重度自闭症</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(4)少儿严重抑郁症</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(5)质子重离子关爱金</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(6)特定少儿生长发育疾病</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >(7)疾病住院津贴</span></span></section></span></span></section></span></section></span></section></span></section></span></span></section></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span mpa-font-><span text style="color: rgb(0, 128, 255)">2、特定少儿重疾和罕见少儿重疾的赔付比例</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span mpa-font-><span text >而大黄蜂15号(旗舰版)的最高赔付比例比大黄蜂15号(全能版)高。</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span mpa-font-><span text style="color: rgb(0, 128, 255)">3、产品价格</span></span></section><p style="text-align: justify"><span><span text >价格方面,男孩是旗舰版的价格更低,女孩是全能版更划算。</span></span></p><p style="text-align: justify"><span><span text >综合一下,我还是认为</span><span text style="color: rgb(255, 79, 121)">北京人寿的大黄蜂15号(全能版),更适合大多数人</span><span text >。</span></span></p><p style="text-align: justify"><span><span text >对比旗舰版,虽然它少了三种先天性疾病的保障,特定重疾的赔付比例略低;</span></span></p><p style="text-align: justify"><span><span text >但是</span><span text style="color: rgb(255, 79, 121)">它的特色保障更全面</span><span text >,还有心理疾病保障,可选责任还有特定疾病的住院津贴。</span></span></p><p style="text-align: justify"><span><span text >相对而言,我们用到它的概率更大一些;</span></span></p><p style="text-align: justify"><span><span text >所以想要</span><span text style="color: rgb(255, 79, 121)">赔的全</span><span text >的家长,更建议选择北京人寿的大黄蜂15号(全能版);</span></span></p><p style="text-align: justify"><span><span text style="color: rgb(255, 79, 121)">针对特定传染病和先天性疾病有担忧的家长</span><span text >,</span><span text style="color: rgb(255, 79, 121)">可以选择复保的大黄蜂15号旗舰版</span><span text >。</span></span></p><p style="text-align: justify"><span><span text >当然,如果不确定怎么选什么产品,也可以跟我们联系,我们再根据实际情况给您建议。</span></span></p><p style="text-align: justify"><span><br /></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong ><span ><span ><span text >后话:</span></span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span ><span text >近期产品变动频繁,我们可能无法对每款产品都进行细致分析。</span></span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span ><span text >如需找我咨询,可以扫码联系,让我在最专业的领域帮您少走弯路。</span></span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span ><a target="_blank" style="color: rgb(87, 107, 149)" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&amp;mid=2247500688&amp;idx=1&amp;sn=8b3e1109d2b3d7af015c8fd153d5791b&amp;scene=21#wechat_redirect" textvalue="为什么选择懂保爷?" linktype="text"><span text >为什么选择懂保爷?</span></a></span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&amp;mid=2247501039&amp;idx=1&amp;sn=aa3687ca243edfb061ff472eb660471a&amp;scene=21#wechat_redirect" textvalue="3.71%→2.87%,养老金缩水倒计时!" linktype="text">3.71%→2.87%,养老金缩水倒计时!</a></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&amp;mid=2247501024&amp;idx=1&amp;sn=c723ef377ad3c6a8247dca8379ec8510&amp;scene=21#wechat_redirect" textvalue="暑假弯道超车变翻车?50万学子弃考警示:鸡娃高投入,不如存钱稳回报!" linktype="text">暑假弯道超车变翻车?50万学子弃考警示:鸡娃高投入,不如存钱稳回报!</a></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><a target="_blank" href="https://mp.weixin.qq.com/s?__biz=Mzg5Njk3MTA5Mg==&amp;mid=2247500920&amp;idx=1&amp;sn=647f8cc89ed09beb0ecafabec41962c4&amp;scene=21#wechat_redirect" textvalue="20年单利4.13%!陆家嘴泰赢家:保底收益拉满,分红惊喜可期!" linktype="text">20年单利4.13%!陆家嘴泰赢家:保底收益拉满,分红惊喜可期!</a></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span ><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_jpg%2FttibxYrpmzvTYxl8uSsCnZLUNXbsxTYQZ2AVM7FCdbkJibsRSHWy5WmCmJ3y0DGn8V9M0RyUtUtbVNXbhNjiayOiaA%2F640%3Fwx_fmt%3Djpeg%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_jpg/ttibxYrpmzvTYxl8uSsCnZLUNXbsxTYQZ2AVM7FCdbkJibsRSHWy5WmCmJ3y0DGn8V9M0RyUtUtbVNXbhNjiayOiaA/640?wx_fmt=jpeg&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp" alt="懂保爷测评配图" loading="lazy" /></span></span></p><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><strong ><span ><span ><span text >最后简单跟大家介绍一下自己:</span></span></span></strong></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><strong ><span ><span ><br /></span></span></strong></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >懂保爷平台成立于2018年;</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >秉着向上向善的信仰,</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >站在客户角度,以客户为中心,测评优中选优</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >为客户提供风险转嫁、</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >储蓄理财和退休养老方面的优质保险内容与服务。</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >全网粉丝1000万+,</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >已累计为10万+家庭解决过保险难题。</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >以成就安心生活为使命;</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text >致力于成为新时代中国人信赖首选的保险内容与服务平台。</span></span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span ><span text style="color: rgb(214, 214, 214)">更多敬请关注:</span></span></span></section><section nodeleaf=""></mp-common-profile></section><p ></mp-style-type></p>

本文为懂保爷原创保险知识科普,不构成投保建议。具体保险责任与理赔条件以保险公司正式条款和保险合同为准。

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