<section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=2&sn=55e0cf403a3327c58f7dfcc77ea888c8&chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink" hasload="1" style="text-align: center"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonaARjLUndib15STS7eibYt84qFRV6fWhYozerJ9wiasGdkjmrMjwL5OicAPw%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPzJTSXUicxBCnE42ZmUVonaARjLUndib15STS7eibYt84qFRV6fWhYozerJ9wiasGdkjmrMjwL5OicAPw/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a><br /></section><p style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></p><p ><br /></p><section ><span >看到不少朋友对投保后的合同/保单感兴趣</span><span style="color: rgb(136, 136, 136)">（例如理财险的现金价值在合同里有体现吗）</span><span >，打算今后在公众号定期分享一些。</span></section><section ><span ><br /></span></section><section ><span >大家也能看看别人都是怎么买的，给自己做个参考。</span></section><section ><span ><br /></span></section><section ><span >今天分享个刚投保的「<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247491768&idx=1&sn=7049ecb49538bbf468ed8a67965ebad4&chksm=cfb60338f8c18a2eb84e36ac5be003a167116701f81e3aca36668db6a8fe338e4e3b0c99d1ca&scene=21#wechat_redirect" textvalue="增多多2号" linktype="text" imgurl="" imgdata="null" tab="innerlink">增多多2号</a>」投保案例</span><span style="color: rgb(136, 136, 136)">（所有个人信息已打码）</span><span style="color: rgb(136, 136, 136); text-align: center">。</span></section><section ><span ></span></section><section ><br /></section><section ><span style="color: rgb(33, 89, 103)"><strong><span >一</span></strong></span><br /></section><section ><span ><br /></span></section><section ><span >关于产品就不多说了，增多多2号作为目前增额寿的第一推荐，大家都很熟悉。</span></section><section ><span ><br /></span></section><section ><span >我们先了解下保单，</span></section><section ><span ><br /></span></section><section ><span >投保完收到的电子保单封面肯定是保险公司相关 ▼：</span></section><section ><span ><br /></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVona1eFTjwTRbJRx2nAdSXAicl0cLpRXyxXvKhLk0BvmjLO7ib7FZQuDwITw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVona1eFTjwTRbJRx2nAdSXAicl0cLpRXyxXvKhLk0BvmjLO7ib7FZQuDwITw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ><br /></span></section><section ><span >之后，增多多2号第1页是「</span><span style="color: rgb(255, 0, 0)">电子保险单</span><span >」，会写明合同编号、投保人、被保人、受益人、保险计划等。</span></section><section ><span ><br /></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonaNERmRJhl386Z00IvgK2pIWr17Ukq4BH3IxibMtL4PbDBFPpsz9enia2g%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonaNERmRJhl386Z00IvgK2pIWr17Ukq4BH3IxibMtL4PbDBFPpsz9enia2g/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ></span><br /></section><section ><span >咱们今天看的这位投保人x先生，是给自己孩子投保的，<strong>相比给自己投保能</strong><strong>锁定更长的收益期</strong>。</span></section><section ><span ><br /></span></section><section ><span >投保计划是年交10万，交5年，累计保费50万。</span></section><section ><span ><br /></span></section><section ><span ><strong style="color: rgb(33, 89, 103)"><span >二</span></strong></span></section><section ><span ><br /></span></section><section ><span >之后是每份理财险必有的<span >「</span></span><span style="color: rgb(255, 0, 0)">现金价值表</span><span ><span >」</span>：</span></section><section ><span ><br /></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonaibGx4OEyMcoDfMZw7y9QCClgnBjQtkNTvvrqCibiccFqvwNUxriczGFWicg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonaibGx4OEyMcoDfMZw7y9QCClgnBjQtkNTvvrqCibiccFqvwNUxriczGFWicg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ></span><br /></section><section ><span ></span></section><section ><span >通过这个表，我们就能看到投保增多多2号n年后的“账户价值”。</span></section><section ><span ><br /></span></section><section ><span >例如30年后，现金价值约<strong>131万</strong>，是x先生投入本金50万的2.62倍。<br /></span></section><section ><span ><br /></span></section><section ><span >50年后，现金价值有<strong>260万</strong>，是本金的5.2倍。<br /></span></section><section ><span ><br /></span></section><section ><span >70年后，就能拥有<strong>518</strong><strong>万</strong>，是当前投入的10.36倍。<br /></span></section><section ><span ><br /></span></section><section ><span >这些都是<span >白纸黑字</span>写进保险合同的，不用担心和之前看到的现金价值金额有出入。</span></section><section ><span ><br /></span></section><section ><span ><span >并且x先生一直可以把这笔钱取部分出来花，也能</span><span >全</span><span >部</span><span >取</span><span >出</span><span >来用，跟银行卡一样</span><span >灵活。</span></span></section><section ><span ><br /></span></section><section ><span style="color: rgb(33, 89, 103)"><strong><span >三</span></strong></span><br /></section><section ><br /></section><section ><span >再后每家保险公司顺序可能就不一样了，像增多多2号就是<span >「</span><span style="color: rgb(255, 0, 0)">电子投保单</span><span >」。</span></span></section><section ><span ><span ><br /></span></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonavMgxXyicJu0BYSolOcqnGVibXEOS9Oeib81p2TtIU0BDvVsLFxibGrcj4A%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonavMgxXyicJu0BYSolOcqnGVibXEOS9Oeib81p2TtIU0BDvVsLFxibGrcj4A/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><br /></section><section ><span >可以看到自己的投保信息</span><span style="color: rgb(136, 136, 136)">（会有一些更为详细信息）</span><span >。</span></section><section ><span ><br /></span></section><section ><span >后面一般还会有<span >「<span style="color:#ff0000">保险条款</span></span><span >」、<span >「</span><span style="color: rgb(255, 0, 0)">投保须知</span><span >」</span>、<span >「</span><span style="color: rgb(255, 0, 0)">健康告知</span><span >」</span>、<span >「</span><span style="color: rgb(255, 0, 0)">人身保险投保提示书</span><span >」等。</span></span></span></section><p ><br /></p><section><section style="text-align: center"><section ><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonadHrBFnDpbf923u6B8UWPRuiauI1dm3FZObVvbAwLpEGSgNfHwNAZQHg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonadHrBFnDpbf923u6B8UWPRuiauI1dm3FZObVvbAwLpEGSgNfHwNAZQHg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonaba2SgEzahrFPm27wOrRVfajvUfVkCuBekibPLJciaSovfCufZdaVtyJw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonaba2SgEzahrFPm27wOrRVfajvUfVkCuBekibPLJciaSovfCufZdaVtyJw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonaibjaXMLrjRwq0Gsd5GIJRSibkluXOkib6lAfPAcU7OJbBmVdUiaAV3maEA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonaibjaXMLrjRwq0Gsd5GIJRSibkluXOkib6lAfPAcU7OJbBmVdUiaAV3maEA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonafEaNFjF6I71pfWlFoQGzhpxicUjDoh9osiaqBXUxFEviaa0QkCJmZNSHQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonafEaNFjF6I71pfWlFoQGzhpxicUjDoh9osiaqBXUxFEviaa0QkCJmZNSHQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /><span ></span></section></section></section></section><section><section style="text-align: center"><span style="text-align: center">左右滑动查看更多</span></section></section><section ><br /></section><section ><span ><span ><span >至此保单内容就展现完了。</span></span></span></section><section ><span ><span ><span ><br /></span></span></span></section><section ><span >当然，本次投保并没有结束，x先生当前手边资金不算充足，后续</span><span >还会继</span><span >续<strong>加保</strong>。</span></section><section ><span ><br /></span></section><section ><span >毕竟利率持续下行，未来稳定复利3.5%的产品相当稀有，如果不支持加保就很“伤”。</span></section><section ><span ><br /></span></section><section ><span >注：增多多2号加保写进条款，<strong>停售后也能加保</strong>，如果当前预算不多，可以先用手边预算上个车，等后期再加保。</span></section><section ><span ><br /></span></section><section ><span >同款投保入口：<a href="" href="">增多多2号</a></span></section><section ><span ><br /></span></section><section ><span >产品评测：<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247491768&idx=1&sn=7049ecb49538bbf468ed8a67965ebad4&chksm=cfb60338f8c18a2eb84e36ac5be003a167116701f81e3aca36668db6a8fe338e4e3b0c99d1ca&scene=21#wechat_redirect" textvalue="这类快停售的保险，先别急着买" linktype="text" imgurl="" imgdata="null" tab="innerlink">这类快停售的保险，先别急着买</a></span></section><section ><span ><br /></span></section><section ><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">大家对产品要是有疑问，可以加我助手微信</span><strong style="color: rgb(0, 0, 0)"><span >：</span></strong></strong><strong style="color: rgb(0, 0, 0)"><span >dongbaoye888</span></strong></section><section ><strong style="color: rgb(0, 0, 0)"><span ></span></strong></section><section ><br /></section><section ><span style="color: rgb(0, 0, 0)"><strong ><span >或点击下方</span></strong></span><span ><span style="color: rgb(33, 89, 103)"><strong ><span >公众号“免费咨询”菜单</span></strong></span><span style="color: rgb(0, 0, 0)"><strong ><span >找我团队专业保险规划老师帮你解决。</span></strong></span></span></section><section></mpprofile></section><section ><strong><span >相关阅读：</span></strong><span ><br /></span></section><section ><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247491768&idx=1&sn=7049ecb49538bbf468ed8a67965ebad4&chksm=cfb60338f8c18a2eb84e36ac5be003a167116701f81e3aca36668db6a8fe338e4e3b0c99d1ca&scene=21#wechat_redirect" textvalue="这类快停售的保险，先别急着买" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >这类快停售的保险，先别急着买</span></a><br /></section><section ><br /></section><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span></section><section style="text-align: center"><span style="color: rgb(0, 0, 0)"><strong >愿你家的保单永不出险！</strong></span></section><section style="text-align: center"><span style="color: rgb(0, 0, 0)"><strong ><br /></strong></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTPX79HzDmJaNiaohKhfEd58Ok6mcU6JsZickVx1UkAibENclTVHm5e91NUUMib6W0qz9oPUWKFgyR3uYA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTPX79HzDmJaNiaohKhfEd58Ok6mcU6JsZickVx1UkAibENclTVHm5e91NUUMib6W0qz9oPUWKFgyR3uYA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><br /></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，查看</span><span style="color: rgb(33, 89, 103)">懂保爷精选保险</span></span></section><section label="Powered by 135editor.com" ><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section>
