<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=2&sn=55e0cf403a3327c58f7dfcc77ea888c8&chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRMeO64TJXXATXiajSiapo68ocMeWrnJEiaPVxbOablUTqnjzknDjQdkZl4g%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRMeO64TJXXATXiajSiapo68ocMeWrnJEiaPVxbOablUTqnjzknDjQdkZl4g/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></section><section ><br /></section><section ><br /></section><section ><span style="color: rgb(33, 89, 103)"><strong><span >一、</span></strong></span></section><section ><br /></section><p ><span >继</span><span >金玉满堂（弘运增利）</span><span >、益利多2.0后，</span><span >咱们</span><span >接</span><span >着</span><span >来</span><span >盘</span><span >点</span><span >现存的</span><strong >老款增额寿险</strong><span >。</span></p><p ><span ><br /></span></p><p ><span >今天主角是下面这位 ▼：</span></p><p ><span ><br /></span></p><section style="color: rgb(34, 34, 34); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPDW3Asc7PFDHyfaRhrVF8ms7fD33oSOWDVxLwHA69SISpt1EcjNEdicVG3gSGzY327SLGDqZ8JBjw%2F640%3Fwx_fmt%3Djpeg%26wxfrom%3D5%26wx_lazy%3D1%26wx_co%3D1" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPDW3Asc7PFDHyfaRhrVF8ms7fD33oSOWDVxLwHA69SISpt1EcjNEdicVG3gSGzY327SLGDqZ8JBjw/640?wx_fmt=jpeg&wxfrom=5&wx_lazy=1&wx_co=1" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><p style="color: rgb(34, 34, 34); text-align: justify"><span ><span style="color: rgb(51, 51, 51); text-align: justify">名字叫</span><strong style="color: rgb(51, 51, 51); text-align: justify">颐悦无忧</strong>，由<strong style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify">瑞华</span><span style="color: rgb(51, 51, 51); text-align: justify">保险承保的一款</span></strong><span style="color: rgb(51, 51, 51); text-align: justify">增额</span><span style="color: rgb(51, 51, 51); text-align: justify">终身护理</span><span style="color: rgb(51, 51, 51); text-align: justify">险。</span></span></p><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><p style="color: rgb(34, 34, 34); text-align: justify"><span >类似“<span style="color: rgb(34, 34, 34); text-align: justify">增</span><span style="color: rgb(34, 34, 34); text-align: justify">额</span>”终身寿险和普通终身寿险，</span></p><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><p style="color: rgb(34, 34, 34); text-align: justify"><span ><span style="color: rgb(34, 34, 34); text-align: justify">身为</span></span><span ><strong >“增额”终</strong></span><span ><strong >身</strong><strong >护理险</strong><span style="color: rgb(34, 34, 34); text-align: justify">的</span><span style="color: rgb(34, 34, 34); text-align: justify">颐</span><span style="color: rgb(34, 34, 34); text-align: justify">悦无忧，</span>实质是款</span><span >理财险。</span></p><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><p style="color: rgb(34, 34, 34); text-align: justify"><span >增额终身寿的3大核心优点：</span></p><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><p style="color: rgb(34, 34, 34); text-align: justify"><span ><strong >安全、高收益</strong>（复利3.5%）、<strong >灵活</strong>（随时减保取现），它也都有。</span></p><p style="color: rgb(34, 34, 34); text-align: justify"><span ><br /></span></p><p ><span >下面一起来看看这款。</span></p><p ><span ><br /></span></p><p ><span ><br /></span></p><section ><span style="color: rgb(33, 89, 103)"><strong><span >二、</span></strong></span></section><section ><br /></section><section ><span >先看产品详情，</span></section><section ><span ><br /></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRMGZSb7Adt1MRouibQ1rFdL6ymqcXElNYkVOn0Mj7rZcV85ZdQfeNJD8w%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRMGZSb7Adt1MRouibQ1rFdL6ymqcXElNYkVOn0Mj7rZcV85ZdQfeNJD8w/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >产品规则上，<span style="text-align: justify; color: rgb(34, 34, 34)">颐</span><span style="text-align: justify; color: rgb(34, 34, 34)">悦无忧仅</span></span><span >支持<strong>趸交（一次交清）、3/5年交</strong>，没有更长缴费期可选。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >最高承保至65岁，同时支持<strong>设置第二投保人</strong>。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >购买门槛不算低，分期缴费1万元起，趸交（一次交清）5万元起买。</span></section><section style="color: rgb(51, 51, 51); text-align: justify"><br /></section><section style="color: rgb(51, 51, 51); text-align: justify"><span >产品功能上，<span style="text-align: justify; color: rgb(34, 34, 34)">颐</span><span style="text-align: justify; color: rgb(34, 34, 34)">悦无忧明确不支持</span><span style="color: rgb(51, 51, 51); text-align: justify">「</span><strong>加保<span style="color: rgb(51, 51, 51); text-align: justify">」</span></strong>。</span></section><section ><span ><br /></span></section><section ><span >「<strong>减保</strong>」写进条款，但有留存限制：减保后最低保费≥5000元。</span></section><section ><span ><br /></span></section><section ><span ><em style="color: rgb(34, 34, 34); text-align: justify"><span >注：举个例子，年交10000，交5年，买了颐悦无忧，因为减保后重新计算保费，且保费要≥5000，所以减保时最多只能减一半账户金额（10000-5000=5000对应的现金价值，即当时账户金额的50%）；</span></em></span></section><section ><span ><br /></span></section><section ><span >比不了金玉满堂那种几乎没限制的产品，</span><span >不过要</span><span >比今年</span><span >主</span><span >流</span><span >的</span><strong><span >20</span><span >%减保</span></strong><span >限制，要好很多。</span></section><section ><br /></section><section ><span >另外，如果只是短期资金周转，不想减保，可以通过<strong>保单贷款</strong>临时借用，不影响现金价值（账户金额）。</span></section><section ><span ><br /></span></section><section ><span >颐悦无忧的保单贷款年利率现在是5.75%，同类产品中表现平平。</span></section><section ><span ><br /></span></section><section ><span >产品详情就说到这里，接着来看颐悦无忧的收益情况。</span></section><section ><strong><span ></span></strong></section><section ><br /></section><section ><span style="color: rgb(136, 136, 136)"><br /></span></section><section ><span style="color: rgb(33, 89, 103)">三、</span></section><section ><br /></section><section ><span >增额终身寿好不好，</span></section><section ><strong ><span ><br /></span></strong></section><section ><span >除了上一段说的</span><strong ><span >产品功能</span></strong><span >，还涉及</span><strong ><span >实际收益、封闭期</span></strong><span >。</span><br /></section><section ><br /></section><section ><em><span >注：详情可见</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493287&idx=1&sn=c67de5048364c763c64d745c8554dcf0&chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink">关于增额终身寿，我把这些实话一次全告诉你</a></span><span >。</span></em></section><section ><span ><br /></span></section><section ><span >封闭期比较简单，主要看实际收益；</span></section><section ><br /></section><section ><span ><span >一是最高IRR（实际收益率）能不能达到3.49%，二是IRR何时达到3.4%；</span><strong style="color: rgb(34, 34, 34)"></strong></span></section><section ><span ><br /></span></section><section ><span >接下来通过<strong>不同缴费期</strong>的收益数据，来看颐悦无忧的实际收益怎么样。<br /></span></section><section ><span ><br /></span></section><section ><em><span >*注</span></em><em><span >：<span >缴费期是影响增额寿收益的最大变量，年龄/性别则几乎无影响。</span></span></em></section><section ><span ><br /></span></section><section ><span ><strong><span style="color: rgb(33, 89, 103)">I、趸交（一次交清）</span></strong></span></section><section ><span ><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRMCWzPibhFYvzBDVvRM5aPHKnxK7SnibtTicYOvDibA2nM0icKpuUxH3kMO3g%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRMCWzPibhFYvzBDVvRM5aPHKnxK7SnibtTicYOvDibA2nM0icKpuUxH3kMO3g/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><br /></section><section ><span >以10岁男孩，趸交30万颐悦无忧为例，<br /></span></section><section ><span ><br /></span></section><section ><span >通过对比<strong>衡量实际收益的2点，以及封闭期。</strong><br /></span></section><section ><span ><br /></span></section><section ><span >明显颐悦无忧过于优秀了，6年甫一结束封闭期，IRR就达到了3.38%，</span></section><section ><span ><br /></span></section><section ><span >持有50年左右，IRR甚至突破了3.5%（前提给孩子买）。</span></section><section ><span ><br /></span></section><section ><span >比金玉满堂（弘运增利）、万年禧、增多多3号等收益第一梯队的老牌产品收益都高。</span></section><section ><span ><br /></span></section><section ><span >具体可以看下对比：</span></section><section style="color: rgb(34, 34, 34); text-align: center"><br /></section><section style="color: rgb(34, 34, 34)"><section style="text-align: center"><section ><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRMSsjLUUsZLIHuibWwGKYswzk42POs1dBqNJjSUGLXBgHic3AVXa5YibDvQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRMSsjLUUsZLIHuibWwGKYswzk42POs1dBqNJjSUGLXBgHic3AVXa5YibDvQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section></section></section></section><section ><br /></section><section ><span >只能说颐悦无忧趸交实在太强了...</span></section><section ><span ><br /></span></section><section ><span >更多趸交详情，大家可以看：</span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493822&idx=1&sn=1e9c827474502a378303de288dce0d42&chksm=cfb60b3ef8c18228f5fbb5231b6cd7afbba338703717a1e9ba0b875769c3dd7fc51c8004fa8a&scene=21#wechat_redirect" textvalue="打算「一次交清」，哪款增额终身寿最值得买？" linktype="text" imgurl="" imgdata="null" tab="innerlink">打算「一次交清」，哪款增额终身寿最值得买？</a></span></section><section ><span ><br /></span></section><section ><span ><br /></span></section><section ><span ><strong><span style="color: rgb(33, 89, 103)">II、3年交</span></strong></span></section><section ><br /></section><p ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRMibJSv9uE9qxicM1fK1rFV7zNCFMvJZmKATAduk3MRG4SvMzV8yWlgBtw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRMibJSv9uE9qxicM1fK1rFV7zNCFMvJZmKATAduk3MRG4SvMzV8yWlgBtw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><br /></section><section ><span >不同于趸交的<span style="color: rgb(34, 34, 34); text-align: justify">“鹤立鸡群</span><span style="color: rgb(34, 34, 34); text-align: justify">”</span>，虽然3年交颐悦无忧收益也还不错，可并不出彩。</span></section><section ><span ><br /></span></section><section ><span >和金玉满堂、增多多3号、万年禧等产品相比。</span></section><section ><span ><br /></span></section><section style="color: rgb(34, 34, 34)"><section style="text-align: center"><section ><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRM0KBpTwkz4uFFG1jIKqSOuwGQJYU28lbuqicrRNwUthm1xVvSbjQFPyw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRM0KBpTwkz4uFFG1jIKqSOuwGQJYU28lbuqicrRNwUthm1xVvSbjQFPyw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section></section></section></section><section ><br /></section><section ><span >持有30年内，无明显优势；</span></section><section ><span ><br /></span></section><section ><span >持有30年后，收益时而第二，时而第三。</span></section><section ><span ><br /></span></section><section ><span >相比趸交的惊艳，有点泯然众人的感觉了。</span><span ></span></section><section ><br /></section><section ><br /></section><section ><span ><strong><span style="color: rgb(33, 89, 103)">III、5年交</span></strong></span></section><section ><span ><strong><span style="color: rgb(33, 89, 103)"><br /></span></strong></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRMHia6cFVhbA746hfL0v5icibmHYaRR7ZX6VmPIASRPzl8HJicwlkQNCNeZw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRMHia6cFVhbA746hfL0v5icibmHYaRR7ZX6VmPIASRPzl8HJicwlkQNCNeZw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><br /></section><section ><span >颐悦无忧5年交时，结论和3年交基本一致。</span></section><section ><span ><br /></span></section><section ><span >不同的是，持有近40年，收益才能位居前三甲。</span></section><section ><span ><br /></span></section><section ><strong><span >优势期更晚了。</span></strong><span ><br /></span></section><section ><span ><br /></span></section><section ><span >比起金玉满堂、增多多3号等产品，要逊色不少。</span></section><section style="color: rgb(34, 34, 34); text-align: center"><br /></section><section style="color: rgb(34, 34, 34)"><section style="text-align: center"><section ><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRMeWlb8zuo3WuLqwv1oTpcLW9fFIF27INX9xMw9MOOg39LGTgpVUbBSA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRMeWlb8zuo3WuLqwv1oTpcLW9fFIF27INX9xMw9MOOg39LGTgpVUbBSA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section></section></section></section><section ><br /></section><section ><span >因此，颐悦无忧这款产品，实际是<strong>缴费期越短，优势越大</strong>。</span><span ></span></section><section ><span ><br /></span></section><section ><em><span >得亏它不支持10年以上缴费，真有长期缴费，估计收益前三甲都保不住了。</span></em></section><section ><span ><br /></span></section><section ><span >考虑到3年、5年交时，颐悦无忧仍有一定优势（收益前三，封闭期短），大家作个备选还是没问题的。</span></section><section ><span ><br /></span></section><section ><span ><span style="color: rgb(51, 51, 51); text-align: justify">更多3年/5年期缴费详情，可以看：</span><span style="color: rgb(51, 51, 51); text-align: justify"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493872&idx=1&sn=c75245f7c36e9531bd991b44f19bd1c1&chksm=cfb60b70f8c182660a760951a72e112f5417c6be0f886820cfcbd08f83739c08c073f196eaa8&scene=21#wechat_redirect" textvalue="打算「3年/5年交」，哪款增额终身寿最值得买？" linktype="text" imgurl="" imgdata="null" tab="innerlink" style="color: rgb(87, 107, 149)">打算「3年/5年交」，哪款增额终身寿最值得买？</a></span></span></section><section ><br /></section><section ><span ><br /></span></section><section ><span style="color: rgb(33, 89, 103)">四、</span></section><section ><br /></section><section ><span >综上所述，</span><span >不同缴费期下：</span></section><section ><span ><br /></span></section><section ><span >颐悦无忧的<strong>实际收益</strong>：</span></section><section ><span ><br /></span></section><ul ><li><p ><span >趸交（一次交清）<span style="color: rgb(51, 51, 51); text-align: justify">，<span style="color: rgb(255, 0, 0); text-align: justify">第一</span></span>；</span></p></li><li><p ><span >3年交，前三甲</span><span >；</span></p></li><li><p ><span >5年交，前三甲</span><span >。</span></p></li></ul><section ><span ><br /></span></section><section ><strong><span >就封闭期来看，</span></strong></section><section ><span ><br /></span></section><section ><span >颐悦无忧在收益第一梯队的增额寿中最短，趸交和3/5年交都是<strong>6年回本</strong>。</span></section><section ><span ><br /></span></section><section ><strong><span >就产品功能来看，</span></strong></section><section ><span ><br /></span></section><section ><span >颐悦无忧比较中庸，购买门槛不低，<span style="color: rgb(51, 51, 51); text-align: justify">减保有留存限制，</span>不支持加保，保单贷款利率稍高...</span></section><section ><span ><br /></span></section><section ><span >不过考虑到颐悦无忧<strong>优秀的实际收益</strong>（特别是趸交），和<strong>极短的封闭期</strong>。</span><span style="text-align: center"></span></section><section ><span ><br /></span></section><section ><span >要是符合以下情况：</span></section><section ><span ><br /></span></section><section ><strong><span style="color: rgb(33, 89, 103)">①</span></strong><span style="color: rgb(33, 89, 103)">打算一次交清（趸交收益第一）</span><strong><span style="color: rgb(33, 89, 103)">；<br /></span></strong></section><section ><strong><span style="color: rgb(33, 89, 103)">②</span></strong><span style="color: rgb(33, 89, 103)">拿不准前期要不要用钱（封闭期最短）</span><strong ><span style="color: rgb(33, 89, 103)">。</span></strong><span style="text-align: center"></span></section><section ><span ><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTMgfZ1uj3kicy94HwjxAgtRMsnj6xlibBPa0OY2yaWrkhThO3Agvicsmzo9TpG0O8ibt46F71cgMiaO1sg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTMgfZ1uj3kicy94HwjxAgtRMsnj6xlibBPa0OY2yaWrkhThO3Agvicsmzo9TpG0O8ibt46F71cgMiaO1sg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><span ></span></section><section ><span ><br /></span></section><section ><strong><span >可以把颐悦无忧作为首选。</span></strong><span ></span></section><section ><span ><br /></span></section><section ><span >3年、5年交，可以考虑金玉满堂（弘运增利）等其他产品了。</span></section><section ><span ><br /></span></section><section ><span >最后提醒下，</span></section><section ><span ><br /></span></section><section ><span >颐悦无忧从上季度开始，开始</span><span style="color: rgb(0, 0, 0)"><strong>每季度限额销售</strong></span><span >。</span></section><section ><span ><br /></span></section><section ><span >本季度可销售额度<span style="color: rgb(51, 51, 51); text-align: justify">说是</span><span style="color: rgb(51, 51, 51); text-align: justify">有</span><span style="color: rgb(51, 51, 51); text-align: justify">2</span><span style="color: rgb(51, 51, 51); text-align: justify">亿</span>，快的话也就一周左右售罄，慢的话不知道<span style="color: rgb(51, 51, 51); text-align: justify">能</span><span style="color: rgb(51, 51, 51); text-align: justify">不</span><span style="color: rgb(51, 51, 51); text-align: justify">能撑过第一个月</span>。</span></section><section ><span ><br /></span></section><section ><span >打算一次交清的朋友，建议尽早下手。</span></section><section ><span ><br /></span></section><section ><span >现在这环境，过了本季度，不一定有下季度了...</span></section><section ><span ><br /></span></section><section ><strong ></strong></section><section ><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">产品购买链接，可</span></strong><strong style="color: rgb(0, 0, 0)"><span >扫码下图二维码进入</span></strong><strong ><span style="color: rgb(33, 89, 103)">【</span></strong><strong ><span style="color: rgb(33, 89, 103)">懂保爷】公众号</span></strong><strong style="color: rgb(0, 0, 0)"><span >，点击“免费咨询”菜单找我团队专业规划老师获取</span></strong><strong style="color: rgb(0, 0, 0)"><span >。</span></strong></section><p ><strong style="color: rgb(0, 0, 0)"></strong></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTMPo1WFgwic4R9CzHFtIUiczrkNRONibBIRfJGTrvFFVv9TLx4VFbhuaMT0QD4kklibcE2tribo0a0dDAw/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section ><br /></section><section ><span style="color: rgb(0, 0, 0)">相关阅读：</span></section><section ><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493773&idx=1&sn=5bc0e686e2dc7e14a729ee8f577f6a3a&chksm=cfb60b0df8c1821b05c31251f729f4c57fd28a7c08c8443e3f6f6f16f9657d90a39ac6813120&scene=21#wechat_redirect" textvalue="一图了解【懂保爷】" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >一图了解【懂保爷】</span></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493287&idx=1&sn=c67de5048364c763c64d745c8554dcf0&chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >关于增额终身寿，我把这些实话一次全告诉你</span></a><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493695&idx=1&sn=602be87444f60d488f5e939b266266b8&chksm=cfb60bbff8c182a9810d4651eac0ffe5b72305114fc2cb8a49fb96996fd3ef4af5cfefd91662&scene=21#wechat_redirect" textvalue="增额寿爆火背后，别人是怎么买的？怎么考虑的？" linktype="text" imgurl="" imgdata="null" tab="innerlink" ></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493504&idx=1&sn=fe6fef6b0bdb5390409f74eeea7d57a4&chksm=cfb60400f8c18d164c7051205062f7944b9539f2ed43df5f72f71cbdfdb93f1e4228b76510b4&scene=21#wechat_redirect" textvalue="比存银行更好的存钱新路子" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >比存银行更好的存钱新路子</span></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493822&idx=1&sn=1e9c827474502a378303de288dce0d42&chksm=cfb60b3ef8c18228f5fbb5231b6cd7afbba338703717a1e9ba0b875769c3dd7fc51c8004fa8a&scene=21#wechat_redirect" textvalue="打算「一次交清」，哪款增额终身寿最值得买？" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >打算「一次交清」，哪款增额终身寿最值得买？</span></a><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493872&idx=1&sn=c75245f7c36e9531bd991b44f19bd1c1&chksm=cfb60b70f8c182660a760951a72e112f5417c6be0f886820cfcbd08f83739c08c073f196eaa8&scene=21#wechat_redirect" textvalue="打算「3年/5年交」，哪款增额终身寿最值得买？" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >打算「3年/5年交」，哪款增额终身寿最值得买？</span></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493897&idx=1&sn=3a3af230f96bffca64573d851fc28c0d&chksm=cfb60a89f8c1839f59759b3f8c53e3a990f5b62ac11f662fbc0518ef0e84e9bf434bf4bea935&scene=21#wechat_redirect" textvalue="打算「10年交」，哪款增额终身寿最值得买？" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >打算「10年交」，哪款增额终身寿最值得买？</span></a><br /></section><section ><br /></section><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span></section><section ></mpprofile></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，查看</span><span style="color: rgb(33, 89, 103)">懂保爷严选【理财、养老、保障】产品汇总</span></span></section><section label="Powered by 135editor.com" ><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section>
