<section style="color: rgb(0, 0, 0)"><span ><span >我今天突然想到,养老金做好了,真的会怕有个苦恼:</span><span style="color: rgb(255, 79, 121)">每个月钱花不完,这个月花了,下个月又来了,一直来,一直来,压力好大,怎么办?</span><br /></span></section><section style="color: rgb(0, 0, 0)"><span >现在月入2万+的城市白领很多吧?</span></section><section style="color: rgb(0, 0, 0)"><span ><span >假如年入20万,存下70%,就是14万,一直再工作30年,累计存款420万。好了开始退休了,你以为你的养老金是</span><span style="color: rgb(255, 79, 121)">420万存款</span><span >吗?<o:p></o:p></span></span></section><section style="color: rgb(0, 0, 0)"><span >不,我帮你算一下:</span></section><section style="color: rgb(0, 0, 0)"><span ><span >如果从30岁开始,每年存下14万,连续存入30年,用一款</span><span style="color: rgb(255, 79, 121)">养老年金保险</span><span >来测算,每年投保14万进去,连续缴费30年,从60岁开始领取养老金:</span></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXunRcn3cWjueV8OxhibiaiccVIDrlPDxnu9Rvc0M2MWbibSEuz5ykRNy83d5GQuaIUXySd9n4ZR4hvqicGw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXunRcn3cWjueV8OxhibiaiccVIDrlPDxnu9Rvc0M2MWbibSEuz5ykRNy83d5GQuaIUXySd9n4ZR4hvqicGw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXunRcn3cWjueV8OxhibiaiccVIDDZHJQ3Xjgib5zZqNGjZicTzoG24K8OGM7F56qicJ8wKZaxuZvVHpq4ZUg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXunRcn3cWjueV8OxhibiaiccVIDDZHJQ3Xjgib5zZqNGjZicTzoG24K8OGM7F56qicJ8wKZaxuZvVHpq4ZUg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(0, 0, 0)"><span ><o:p></o:p></span></section><section style="color: rgb(0, 0, 0)"><span ><span >那么,每年可以领到</span><span style="color: rgb(255, 79, 121)">42万多</span><span >的养老年金,</span><span style="color: rgb(255, 79, 121)">一直可以领到去世</span><span >为止。</span></span></section><section style="color: rgb(0, 0, 0)"><span >活至70岁,可以领走542万多,</span></section><section style="color: rgb(0, 0, 0)"><span >活至80岁,可以领走1214万多,</span></section><section style="color: rgb(0, 0, 0)"><span >活至90岁,可以领走2118万多。</span></section><section style="color: rgb(0, 0, 0)"><span ><span >天啊,</span><span style="color: rgb(255, 79, 121)">但愿我没算错!</span><span >我反复看了好几遍数据,应该是没算错。<o:p></o:p></span></span></section><section style="color: rgb(0, 0, 0)"><span >所以,苦恼就来了:</span></section><section style="color: rgb(0, 0, 0)"><span style="color: rgb(255, 79, 121)">每年到手42万多,每个月就是3万5千多,我花不完怎么办?</span></section><section style="color: rgb(0, 0, 0)"><span ><span >我就算这个月花完了,下个月又给我3万5千多,下个月又给我3万5千多,怎么办,我不知道该怎么花了,</span><span style="color: rgb(255, 79, 121)">压力好大!</span></span></section><section style="color: rgb(0, 0, 0)"><span ><span >评论区我估计会翻天,大部分人不会相信这个结论,但是这就是</span><span style="color: rgb(255, 79, 121)">千真万确的事实</span><span >。<o:p></o:p></span></span></section><section style="color: rgb(0, 0, 0)"><span >可惜好多人,都认识不到规划养老金的重要性和意义。</span></section><section style="color: rgb(0, 0, 0)"><span ><span >保姑的</span></span><span ><span style="color: rgb(255, 79, 121)"><strong>4321极简养老规划指南</strong></span></span><span ><span >,都看了吗?自己的养老问题,自己受益,还是要多多思考一下!</span><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FAa1Vn4VNXunRcn3cWjueV8OxhibiaiccVID2bf9Ot6WEhQCPJh0uIlZ59l3XsCf4dLqI3LcCTHn8hMGY4RPPzf4wg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/Aa1Vn4VNXunRcn3cWjueV8OxhibiaiccVID2bf9Ot6WEhQCPJh0uIlZ59l3XsCf4dLqI3LcCTHn8hMGY4RPPzf4wg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section style="color: rgb(0, 0, 0)"><span ><span ></span></span></section><section style="color: rgb(0, 0, 0); text-align: left"><br /></section><section style="color: rgb(0, 0, 0); text-align: center"><span style="color: rgb(255, 79, 121)"><strong ><span >任何时候,扫码可以找到我们~</span></strong></span></section><section style="color: rgb(34, 34, 34); text-align: center"><span ><strong ><span ><span >【<span >理财+养老+保险</span>】</span> 1对1咨询绿色通道</span></strong></span></section><section style="color: rgb(34, 34, 34); text-align: center"><span >直接识别下方二维码</span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXunlgO667NmHeiccHabicrq24LjLfO9bnnmWBlv3QUvtGRn85qreI6zBicPkYCG8dNFSmRLdmfyrZODKg%2F640%3Fwx_fmt%3Dpng%26wxfrom%3D5%26wx_lazy%3D1%26wx_co%3D1" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXunlgO667NmHeiccHabicrq24LjLfO9bnnmWBlv3QUvtGRn85qreI6zBicPkYCG8dNFSmRLdmfyrZODKg/640?wx_fmt=png&wxfrom=5&wx_lazy=1&wx_co=1" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(34, 34, 34); text-align: center"><span >添加保姑团队私人顾问老师</span></section><section style="text-align: left"><br /></section><section style="color: rgb(34, 34, 34)"><span style="color: rgb(136, 136, 136); 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text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485185&idx=1&sn=59e15da777e4f72e1a217ea78fe353e7&chksm=e889f460dffe7d765d7335ecb14aad7b94d1fdb7d001d32b0ad5b0da2b379d8aa4a2a65bb83e&scene=21#wechat_redirect" textvalue="中国90%的家庭都在做自杀式资产配置" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">中国90%的家庭都在做自杀式资产配置</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485372&idx=1&sn=9e8d6c130138914c7136ad8f92f444e6&chksm=e889f4dddffe7dcb138307825c1cc4f84a94b3042647255ca3405674e60482fe5d93167d2234&scene=21#wechat_redirect" textvalue="增额寿爆火背后,别人是怎么买的?怎么考虑的?" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">增额寿爆火背后,别人是怎么买的?怎么考虑的?</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484915&idx=1&sn=9340bdbcb24c99c8d6135c3875f272c7&chksm=e889f692dffe7f84596feffb71a4d01371bb5e365d31b8451d3551bed2b44fe3c3d6a293db89&scene=21#wechat_redirect" textvalue="只有10万,真的没必要理财" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">只有10万,真的没必要理财</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484464&idx=1&sn=06026d90b5abd1389c4e9ae02fc877de&chksm=e889f751dffe7e47aa0e74bfd115741e1a71832ad3060003116168b9605497d26ab24cf37789&scene=21#wechat_redirect" textvalue="增额终身寿各种火,但依我看,优点就一个" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">增额终身寿各种火,但依我看,优点就一个</a></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485104&idx=1&sn=50a56d08fb619b6ef2210641ece13357&chksm=e889f5d1dffe7cc7317fd0fe14448172fe7a19f3b9a2db659291c602bcc06c549d0225776c81&scene=21#wechat_redirect" textvalue="杂七杂八的增额寿,都说自己是3.5%,那我选哪个呢?" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">杂七杂八的增额寿,都说自己是3.5%,那我选哪个呢?</a></section><section style="color: rgb(34, 34, 34); text-align: left"><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><span >【理性养老】<br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486161&idx=1&sn=e21dda545050d4c61f7380ccdbe039b9&chksm=e889f9b0dffe70a675c5f0d7e97fcab27366920b626ec3d66b40144b9d692679bd2aa345bfcd&scene=21#wechat_redirect" textvalue="国家个人养老金,这个羊毛薅不薅?" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">国家个人养老金,这个羊毛薅不薅?</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486106&idx=1&sn=ae5b1421198d171a7e409e427cd9ca1c&chksm=e889f9fbdffe70ed182c19c0f339b77dd6a8500ef123f7b63e15e0c4e255940a4b07b0b7a34b&scene=21#wechat_redirect" textvalue="找出当前最好的养老保险!提前规划养老后,我不焦虑了" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">找出当前最好的养老保险!提前规划养老后,我不焦虑了</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485940&idx=1&sn=a20407ee5f0a4e3781b9561a7d0eb587&chksm=e889fa95dffe7383d1fb32e881202a37a69601c98fc23240365efa184a5b46128ade53f70b18&scene=21#wechat_redirect" textvalue="投资养老,净赚200多万" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">投资养老,净赚200多万</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485838&idx=1&sn=333e09acbcc44ef649260febf905ad01&chksm=e889faefdffe73f92404f118b022632fe62acb108644390f2ace14f945cabf98d88ebf747d1e&scene=21#wechat_redirect" textvalue="工作4年,我的收入被父母退休金倒挂了" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">工作4年,我的收入被父母退休金倒挂了</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485315&idx=1&sn=14d906a6525d0aa6ace2462f4ef442b5&chksm=e889f4e2dffe7df4aef31e0930f5a1742540fa171840d96963772fa887f995147561b6a1890b&scene=21#wechat_redirect" textvalue="你不知道的,你的养老梦想" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">你不知道的,你的养老梦想</a><br /></span></section><section style="color: rgb(34, 34, 34); 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text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247483944&idx=1&sn=959a1e8b74357e0c1e43ef729d618093&chksm=e889f149dffe785f155e8801283c279d58c3536612ddaebfc2766c4fb800a8904c1512b53492&scene=21#wechat_redirect" textvalue="我要选个大日子,开始思考养老!" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" style="color: var(--weui-LINK)">我要选个大日子,开始思考养老!</a></section><section style="color: rgb(34, 34, 34); text-align: left"><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><span >【保险科普】</span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485799&idx=1&sn=36bd01946cea3a3547bc5d9cc018b22a&chksm=e889fa06dffe7310fb7d8f4813552c737d03e0f92fe9d362507dc6a91927c7d057ef5b039e5c&scene=21#wechat_redirect" textvalue="大公司的保险,就买这几个!" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" style="color: var(--weui-LINK)">大公司的保险,就买这几个!</a><br /></span></section><section style="color: rgb(34, 34, 34); 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