7月高性价比意外险榜单,按年龄分好类,照着买就行!

Hey,大家好,我是懂保爷资深产品测评师丽丽~ 日常生活里, 摔倒骨折、猫狗抓伤、交通意外、运动受伤等等这些意外风险, 家里大人小孩都有可能碰上。 几十到几百元一年的意外险,就能轻松转移这些意外带来的经济损失,性价比非常

作者:懂保爷 · 发布于 2026-07-05 · 约 12 分钟读完

<section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXMianzyWbjVIK1wDvicBXicgrwGKia9S5qqyskeCmQ3QviclbiaKQ2zwA36LaPiawuiat8SV4RBstSISfiaFajcyILXbxm96UzYp4Hlpia1g%2F640%3Fwx_fmt%3Dother%26from%3Dappmsg%26wxfrom%3D5%26wx_lazy%3D1%26tp%3Dwebp%23imgIndex%3D0" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXMianzyWbjVIK1wDvicBXicgrwGKia9S5qqyskeCmQ3QviclbiaKQ2zwA36LaPiawuiat8SV4RBstSISfiaFajcyILXbxm96UzYp4Hlpia1g/640?wx_fmt=other&from=appmsg&wxfrom=5&wx_lazy=1&tp=webp#imgIndex=0" alt="懂保爷测评配图" loading="lazy" /></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">Hey,大家好,我是懂保爷资深产品测评师丽丽~</span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">日常生活里,</span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">摔倒骨折、猫狗抓伤、交通意外、运动受伤等等这些意外风险,</span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">家里大人小孩都有可能碰上。</span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">几十到几百元一年的意外险,就能轻松转移这些意外带来的经济损失,性价比非常高。</span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">不过市面上意外险五花八门,产品差异很大,</span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">盲目选购很容易踩坑。</span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">今天这篇文章,</span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">我把市面上主流的意外险重新做了一次筛选,按照少儿、成人、老人三个维度整理成了一份7月榜单:</span></p><section style="text-align: center"><section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FiaZHDj9icvRXNCyhWFcSibPflmO7qEPCp61VqlgwxtQiaqzXIgk7o1S3ydGF8lMKGJ7jI5BRiccQCun8gAK111U3ganDNG64icw02OccDjq8Aicc20%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/iaZHDj9icvRXNCyhWFcSibPflmO7qEPCp61VqlgwxtQiaqzXIgk7o1S3ydGF8lMKGJ7jI5BRiccQCun8gAK111U3ganDNG64icw02OccDjq8Aicc20/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section></section></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">如果你最近正准备给自己或者家人配置一份意外险,</span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">直接照着买就行~</span></p><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">一、少儿意外险榜单</span></span></h1><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">推荐2款:</span></p><ul ><li style="color: rgb(255, 79, 121)"><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">平安财险:小神童7号</span></span></p></li><li style="color: rgb(255, 79, 121)"><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">平安</span></span><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">财险</span></span><span style="color: rgba(0, 0, 0, 0.9)"><span text style="color: rgb(255, 79, 121)">:小顽童8号</span></span></p></li></ul><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9)">都直接选到</span><strong><span style="color: rgba(0, 0, 0, 0.9)">意外身故50万保额</span></strong><span style="color: rgba(0, 0, 0, 0.9)">的版本(银保监会规定的上限):</span></p><section style="text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXPG9BnCmyLVBgNE9pXI9sjIriamAOvSUSCzzRSG89XYmIib3VOwgqLkv68XUtPMQEujwRLvwrXTicqUiaAGWjaAYLez12J1ibCia4qGA%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXPG9BnCmyLVBgNE9pXI9sjIriamAOvSUSCzzRSG89XYmIib3VOwgqLkv68XUtPMQEujwRLvwrXTicqUiaAGWjaAYLez12J1ibCia4qGA/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >两款产品在基础保障上其实差别不大,都是意外身故</span><span text style="color: rgb(255, 79, 121)">50万</span><span text >、伤残</span><span text style="color: rgb(255, 79, 121)">100万</span><span text >、意外医疗</span><span text style="color: rgb(255, 79, 121)">10万</span><span text >,同时做到</span><span text style="color: rgb(255, 79, 121)">0免赔</span><span text >、不限社保</span><span text style="color: rgb(255, 79, 121)">100%报销</span><span text >,整体基础保障都比较扎实,没有明显短板。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >在儿童高频风险覆盖上也大差不差,比如误食异物、烧烫伤、救护车费用等,这些都是孩子成长阶段比较常见的意外场景,实用性都不错。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >如果细分来看,选择逻辑可以很清晰:</span></span></p><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">预算有限、不追求高端医院资源、更看重基础保障和住院补贴:</span></span></h2><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">选小顽童8号</span></span></h2><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >它的优势在于:</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >首先是</span></span><strong><span><span text >基础版就比较“能打”</span></span></strong><span><span text >,不用额外加钱,就支持二级及以上公立医院普通部,同时也可以覆盖</span><span text >部分民营医院普通部</span><span text >,</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >这意味着平时带孩子去口碑好的私立医院看病,不用完全依赖公立排队,就医选择会更灵活。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >另外,加配成本也不高,</span></span><strong><span><span text >30多元就能附加100元/天住院津贴和500元/天ICU津贴</span></span></strong><span><span text >,整体性价比比较高。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >需要补充一点就是,这里我展示的是50万保额的至尊版,价格跟小神童7号差不多,但如果选择经典版,它一年</span><span text style="color: rgb(255, 79, 121)">只要78元</span><span text >,价格非常便宜。</span></span></p><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">生活在一线/新一线城市,对就医资源要求高:</span></span></h2><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">选小神童7号</span></span></h2><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >它的核心亮点是</span></span><strong><span><span text >医院覆盖上限更高,可扩展到公立医院特需/国际部、和睦家/美中宜和这类高端私立医院</span></span></strong><span><span text >,</span></span></h2><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >在一线城市就医资源紧张的情况下,能给孩子更好的就医体验。</span></span></h2><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">二、成人意外险榜单</span></span></h1><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >推荐2款:</span></span></h1><ul ><li style="color:#ff4f79"><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">人保财险:大护甲8号</span></span></h1></li><li style="color:#ff4f79"><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">太平洋财险:小蜜蜂6号</span></span></h1></li></ul><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >成人买意外险,我的建议是把保额做高,</span></span></h2><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >所以这里选的是身故100万版本:</span></span></h2><section style="text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FiaZHDj9icvRXPV90ONxpxNBVib5s5sBLAiclGObEGQibjIkOlGXShxZWTmKTvibGAQvy5hSUH53pdOibGLicPRhNDqYuzOVcLnicnCWyM9JZIU9x7oJc%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/mmbiz_png/iaZHDj9icvRXPV90ONxpxNBVib5s5sBLAiclGObEGQibjIkOlGXShxZWTmKTvibGAQvy5hSUH53pdOibGLicPRhNDqYuzOVcLnicnCWyM9JZIU9x7oJc/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >两款产品在基础保障上其实也是同一档水平,都是意外身故/伤残</span><span text style="color: rgb(255, 79, 121)">100万</span><span text >、意外医疗</span><span text style="color: rgb(255, 79, 121)">10万</span><span text >,同时大多做到</span><span text style="color: rgb(255, 79, 121)">0免赔</span><span text >、不限社保</span><span text style="color: rgb(255, 79, 121)">100%报销</span><span text >,整体都属于成人意外险里的标准主流配置。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >在高频意外场景覆盖上也比较接近,比如</span><span text style="color: rgb(255, 79, 121)">交通意外、跌倒骨折、运动损伤</span><span text >等,这些都是成年人最常见的意外风险类型,基础保障都能覆盖到。</span></span></p><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >怎么选呢?</span></span></h2><h3 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">看重基础稳妥,价格便宜:</span></span></h3><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">选大护甲8号</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >大护甲8号本身已经属于做得比较成熟的一类产品,上面提到的基础保障完全够用。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >另外,价格比小蜜蜂8号稍微便宜一点。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >总之,这款产品已经可以覆盖大多数家庭的意外保障需求,属于“买它就够用”的类型。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">想在“已经够用”的基础上,再多一点保障空间和津贴强化:</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">选小蜜蜂6号</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >小蜜蜂6号和大护甲其实属于同一档产品,但保障上整体会更偏“进阶优化版”。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >首先,津贴方面更突出一些,住院津贴150元/天,单次可达</span><span text style="color: rgb(255, 79, 121)">90天</span><span text >,数量更多。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >另外,还有ICU津贴,可以做到</span><span text style="color: rgb(255, 79, 121)">600元/天</span><span text >,保障更强。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >小蜜蜂6号还有一些大护甲8号没有的自带保障,</span></span><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span text >比如</span></span><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">动物致伤医疗赔</span></span><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span text style="color: rgb(255, 79, 121)">付、</span></span><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">意外伤残重度失能收入损失</span></span><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span text style="color: rgb(255, 79, 121)">保险金</span><span text >,都很实用。</span></span></span></span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >整体感觉是属于在大护甲基础上做的升级选择~</span></span></p><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">三、老人意外险榜单</span></span></h1><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >推荐2款:</span></span></h1><ul ><li style="color:#ff4f79"><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">大地保险:孝心安7号(计划二)</span></span></h1></li><li style="color:#ff4f79"><h1 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">众安保险:孝欣保3号(基础版)</span></span></h1></li></ul><section style="text-align: justify"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOQiaV2iceBJQZMyozV2yiaib8Ricicj4xxjEibudRNZ4Wrqs7wUFiajujR0Ficg75nOtLicaSd8K6mH5blAwLgC4vib9pPesQ2XS8c6T7Qico%2F640%3Fwx_fmt%3Dpng%26from%3Dappmsg" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOQiaV2iceBJQZMyozV2yiaib8Ricicj4xxjEibudRNZ4Wrqs7wUFiajujR0Ficg75nOtLicaSd8K6mH5blAwLgC4vib9pPesQ2XS8c6T7Qico/640?wx_fmt=png&from=appmsg" alt="懂保爷测评配图" loading="lazy" /></section><h3 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">看重意外医疗额度、住院津贴和骨折保障:</span></span></h3><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span><span text style="color: rgb(255, 79, 121)">选孝心安7号(计划二)</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >它的优势在于:</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >首先是意外医疗额度直接拉到</span><span text style="color: rgb(255, 79, 121)">10万</span><span text >,老人骨折、摔伤住院的大额医疗费更有底气;</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >住院津贴</span><span text style="color: rgb(255, 79, 121)">100元/天</span><span text >,单次最高可赔15天,累计最高180天,能更好地覆盖陪护、餐食等隐性开销;</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >另外自带</span><span text style="color: rgb(255, 79, 121)">意外骨折/关节脱位津贴、食物中毒保障,还包含多种交通意外额外赔付</span><span text >,对老人常见的出行、意外场景覆盖更全面,</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >就医陪诊、护工服务也很丰富。</span></span></p><h3 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">年龄较大:</span></span></h3><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">选孝欣保3号(基础版)</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >它最大的优势不是保障强,而是</span></span><strong><span><span text >能买到</span></span></strong><span><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >覆盖年龄最高到</span><span text >85岁</span><span text >,对高龄人群更友好。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >但相应的,意外医疗额度较低(1万),属于基础保障型产品。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >更适合“先有再说”的配置思路。</span></span></p><h3 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text style="color: rgb(255, 79, 121)">四、最后总结一下</span></span></h3><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >如果把这次7月意外险榜单做一个整体总结,其实选择逻辑可以很简单:</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span><span text >少儿意外险</span></span></strong></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><strong><span><span text >想覆盖更好的医院(特需/私立),优先选</span><span text style="color: rgb(255, 79, 121)">小神童7号</span><span text >;没有这个需求直接选</span><span text style="color: rgb(255, 79, 121)">小顽童8号</span><span text >。</span></span></strong></p><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >成人意外险</span></span></section><section style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >大护甲8号的基础保障已经完全够用,价格更稳,属于闭眼可选的类型;小蜜蜂6号在同一保障层级上做了增强,很全面。</span></span></section><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >一句话就是够用选</span><span text style="color: rgb(255, 79, 121)">大护甲8号</span><span text >,想更全面一点选</span><span text style="color: rgb(255, 79, 121)">小蜜蜂6号</span><span text >。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >老人意外险</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >更看重医疗报销、住院保障选</span><span text style="color: rgb(255, 79, 121)">孝心安7号</span><span text >;年龄较大、优先能买上的话选</span><span text style="color: rgb(255, 79, 121)">孝欣保3号</span><span text >。</span></span></p><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >最后再聊两句,</span></span></h2><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >配置一份意外险,本质就是用很低的成本,把生活里那些“说来就来的意外风险”提前兜住,实用且必要。</span></span></h2><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >希望每个家庭都能多一份安心,少一点后顾之忧。</span></span></h2><h2 style="color: rgba(0, 0, 0, 0.9); text-align: justify"><span><span text >如果你不知道怎么给自己以及家里的老人孩子挑最合适的那一款,可以直接找我,帮你一对一分析:</span></span></h2><section style="color: rgba(0, 0, 0, 0.9); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fsz_mmbiz_png%2FiaZHDj9icvRXOiciaKOQNW6lr0g6ibibFtmcnqPzGgBzHLIh6hz1uTiarcEYZKBvwGzrBGgfzwEtiawGRBeS9t2nfGb6AT4cibuu64dPLcmKbByKuva4%2F640%3Fwx_fmt%3Dother%26from%3Dappmsg%26tp%3Dwebp%26wxfrom%3D5%26wx_lazy%3D1%23imgIndex%3D9" data-origin="https://mmbiz.qpic.cn/sz_mmbiz_png/iaZHDj9icvRXOiciaKOQNW6lr0g6ibibFtmcnqPzGgBzHLIh6hz1uTiarcEYZKBvwGzrBGgfzwEtiawGRBeS9t2nfGb6AT4cibuu64dPLcmKbByKuva4/640?wx_fmt=other&from=appmsg&tp=webp&wxfrom=5&wx_lazy=1#imgIndex=9" alt="懂保爷测评配图" loading="lazy" /></section><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >最后简单介绍一下自己:</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >懂保爷成立于2018年,是行业头部的保险测评平台。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >正如我们的品牌logo形象,我们公正、正直。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><br /></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >9年来始终站在客户角度,专业测评全网100多家机构的1000多款产品,</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >我们努力找出高性价比的好产品,帮大家省钱买到好保险。</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><br /></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >因为我们团队都是一批坚持长期主义的小伙伴,</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >我们已在全网积累了1000多万关注保险知识的粉丝;</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >我们已累计为10万多组家庭提供了完整的家庭保障规划方案;</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >已协助800多家庭完成大大小小的理赔案;</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >专业的「家庭保障规划师」和「理赔协助金牌客服」是我们团队的骄傲!</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><br /></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >我们以成就广大中国家庭的安心生活(病有所医、老有所养、财有所增)为使命,</span></span></p><p style="color: rgba(0, 0, 0, 0.9); text-align: center"><span ><span text >致力于健康长久地陪伴客户。</span></span></p><p ></mp-style-type></p>

本文为懂保爷原创保险知识科普,不构成投保建议。具体保险责任与理赔条件以保险公司正式条款和保险合同为准。

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