理赔纪实｜突发心律失常，获赔39378.19元

<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&amp;mid=2447790313&amp;idx=2&amp;sn=55e0cf403a3327c58f7dfcc77ea888c8&amp;chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&amp;scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPX79HzDmJaNiaohKhfEd58OLLjsFeKLWmZBdaxL0WA7cvS3WUKcXRibYtSbvhN9RicwibA6Kdru2qwfg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPX79HzDmJaNiaohKhfEd58OLLjsFeKLWmZBdaxL0WA7cvS3WUKcXRibYtSbvhN9RicwibA6Kdru2qwfg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span><br /></section><p ><br /></p><p ><span >本期的分享案例是一起<strong>医疗险理赔</strong>，</span></p><p ><span ><br /></span></p><p ><span >出险人常常熬夜加班，加上生活作息不太规律，以至于心脏不堪重负，最终心律失常需要手术。</span></p><p ><span ><br /></span></p><p ><span >好在她此前投保了一份医疗险，使得原本5万的医疗费最后只花了1万。</span></p><p ><span ><br /></span></p><p ><span >下面我们就来看看这次的理赔案例。</span></p><p ><br /></p><section ><span ><section ><section style="text-align: left"><section ><section style="color: rgb(50, 135, 156)"><section style="text-align: center"><span style="color: rgb(33, 89, 103)"><strong>理赔简记</strong></span></section></section></section></section></section></span></section><p ><br /></p><ul ><li style="color: rgb(33, 89, 103)"><p ><strong>投保人/被保人：</strong>张女士</p></li><li style="color: rgb(33, 89, 103)"><p ><strong>投保险种：</strong>尊享e生2020百万医疗险</p></li><li style="color: rgb(33, 89, 103)"><p ><strong>投保时间：</strong>2020年9月</p></li><li style="color: rgb(33, 89, 103)"><p ><strong>出险原因：</strong><span >心律失常</span></p></li><li style="color: rgb(33, 89, 103)"><p ><strong><span >出险时间：</span></strong><span >2021年4月</span></p></li><li style="color: rgb(33, 89, 103)"><p ><strong><span >理赔时效：</span></strong><span >5个工作日</span></p></li><li style="color: rgb(33, 89, 103)"><p ><strong>获赔金额：</strong><span >39378.19元</span></p><p ><br /></p></li></ul><section ><section ><section ><section ><section ><section ><span ><section ><section style="text-align: left"><section ><section style="color: rgb(50, 135, 156)"><section style="text-align: center"><span style="color: rgb(33, 89, 103)"><strong>理赔回顾</strong></span></section></section></section></section></section></span></section></section></section></section></section></section><section ><br /></section><section ><span >张女士平时工作很忙，整个人有段时间非常疲惫，</span></section><section ><span ><br /></span></section><section ><span >看多了诸多996的新闻，使她开始担心自己的身体情况。</span></section><section ><br /></section><section ><span >在接触懂保爷平台，了解一定保险知识后，</span><span >她为自己投保了一份</span><strong >尊享e生2020医疗险。</strong></section><section ><strong ></strong></section><section ><strong ></strong></section><section ><br /></section><section ><span >之后一直还好，直</span><span >到今年4月的一天，</span></section><section ><span ><br /></span></section><section ><span >张女士夜晚结束工作准备入睡时，感到胸口一阵闷痛，并且还在逐渐加重。</span></section><section ><span ><br /></span></section><section ><span >惊慌之下，张女士连夜赶去医院进行检查，</span><span >最后被确诊为<strong>心律失常</strong>，需要马上住院安排进行手术。</span></section><section ><br /></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPX79HzDmJaNiaohKhfEd58OALd8FXJDwT31yL5AEjUTfBBqKfCgBazhcuh14CQaHo7YNLlIDKzIcA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPX79HzDmJaNiaohKhfEd58OALd8FXJDwT31yL5AEjUTfBBqKfCgBazhcuh14CQaHo7YNLlIDKzIcA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><p style="text-align: center"><br /></p><p ><span >好在张女士之前投保过医疗险，赶紧</span><span >联系了我们平台。</span></p><p ><span ><br /></span></p><p ><span style="color: rgb(136, 136, 136)">注意：在「懂保爷」公众号投保的朋友，可以选择联系公众号的协赔专员，再向保险公司报案，我们会全程提供理赔协助：</span></p><p ><br /></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FaqibLpHUEcztJ2AJwfjmibWITsubs4Y23WbzgJHESD2qDKM9fycMKInuice3tqUvuBHb7nful1paDQY0aQ83P0htw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/aqibLpHUEcztJ2AJwfjmibWITsubs4Y23WbzgJHESD2qDKM9fycMKInuice3tqUvuBHb7nful1paDQY0aQ83P0htw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><span ><br /></span></p><p ><span >平台老师</span><span >第一时间将申请理赔所需的资料清单提供给张女士，</span></p><p ><span ><br /></span></p><p ><span >在提交了理赔申请5个工作日后，张女士就收到了理赔款。</span></p><p ><br /></p><p ><span style="color: rgb(136, 136, 136)">医疗费总额是74535.19元，医保报销25157元，再除去免赔额10000元，</span></p><p ><br /></p><p ><span style="color: rgb(136, 136, 136)">最终一共报销了39378.19元。</span></p><p ><br /></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPX79HzDmJaNiaohKhfEd58OQquibROy830icbxg8ibcZCdHc7l7UBehib6VjibiadOIvg3Yiabd5uNrUfEYg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPX79HzDmJaNiaohKhfEd58OQquibROy830icbxg8ibcZCdHc7l7UBehib6VjibiadOIvg3Yiabd5uNrUfEYg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><p ><br /></p><p ><span >收到赔付后，张女士才放心下来。</span></p><p ><span ><br /></span></p><p ><span >也很庆幸自己之前买了一份保险，<span >使得原本要自费5万的医疗费最后只花了1万。</span></span></p><p ><span ><br /></span></p><p ><span >张女士还说，回去后就辞职了</span><span >，身体重要。</span></p><p ><span style="color: rgb(136, 136, 136)"><br /></span></p><section ><span >本期就到这里，最后提醒一次：</span></section><section ><span style="color: rgb(0, 0, 0)"><span style="color: rgb(33, 89, 103)"><br /></span></span></section><section ><span style="color: rgb(0, 0, 0)"><span style="color: rgb(33, 89, 103)">在【懂保爷】投保过的朋友要是出险，可以点击</span><strong style="color: rgb(33, 89, 103)">公众号右下角「投保攻略」-「理赔协助」</strong><span style="color: rgb(33, 89, 103)">联系协赔专员申请协助。</span></span></section><section ><br /></section><section style="text-align: center"><span ><span >—&nbsp;</span><strong >END&nbsp;</strong><span >—</span></span></section><section style="text-align: center"><span style="color: rgb(0, 0, 0)"><strong >愿你家的保单永不出险！</strong></span></section><section style="text-align: center"><br /></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTPX79HzDmJaNiaohKhfEd58Ok6mcU6JsZickVx1UkAibENclTVHm5e91NUUMib6W0qz9oPUWKFgyR3uYA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTPX79HzDmJaNiaohKhfEd58Ok6mcU6JsZickVx1UkAibENclTVHm5e91NUUMib6W0qz9oPUWKFgyR3uYA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><br /></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span >&nbsp; &nbsp;&nbsp;<span style="color: rgb(136, 136, 136)">点击阅读原文，查看</span><span style="color: rgb(33, 89, 103)">懂保爷精选保险</span></span></section><section ><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong>在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section>