<p ><span >未来的养老到底要靠谁？养老能否完全依靠国家？或者能不能靠儿女呢？回答这个问题之前我们先看几个数据。</span></p><p ><strong><span >首先是我国老龄化趋势。</span></strong></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FAa1Vn4VNXukLjaegh1WxqYn8w1icPDibtCXKEibJptBeibketoROm6d9HO9zU8zuBpGt4kut62TkoO9pxuZoibVUiaHg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/Aa1Vn4VNXukLjaegh1WxqYn8w1icPDibtCXKEibJptBeibketoROm6d9HO9zU8zuBpGt4kut62TkoO9pxuZoibVUiaHg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section ><span >根据预测的数据，到2050年中国总人口数量下降至14.02亿人，而65岁以上的数量将从2019年的不到2亿人上升到接近4亿人,65岁以上老年人口比例为30%。老龄化趋势严峻，社会的老人越来越多，养老群体不断扩大，养老支出在逐年攀升。</span><span ><o:p></o:p></span></section><section ><span style="color: rgb(0, 0, 0)"><strong><span >再有就是交社保的年轻人在逐年下降。</span></strong></span><span ><o:p></o:p></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXukLjaegh1WxqYn8w1icPDibtCabQ1Z0ZOwqlkoKCGNyOxc3b9HywRBUazO3ZMyeFDNI5DgGu2xS54og%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXukLjaegh1WxqYn8w1icPDibtCabQ1Z0ZOwqlkoKCGNyOxc3b9HywRBUazO3ZMyeFDNI5DgGu2xS54og/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span >中国的社会保障体系实行的是现收现付制，简单点说就是现在工作的年轻人缴纳的社保来养已经退休的老人，但是从2019年开始新生儿数量就在持续下降，社保缴费的人会越来越少。</span><span ><o:p></o:p></span></section><section ><span style="color: rgb(0, 0, 0)"><strong><span >还有就是养老基金入不敷出。</span></strong></span><span ><o:p></o:p></span></section><section ><span ><o:p></o:p></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FAa1Vn4VNXukLjaegh1WxqYn8w1icPDibtCbcXp9bHd9eWxEYTibAxPKnlhQJD1tTbFmicuCXoN3PzTtQibmuhtt6kVg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/Aa1Vn4VNXukLjaegh1WxqYn8w1icPDibtCbcXp9bHd9eWxEYTibAxPKnlhQJD1tTbFmicuCXoN3PzTtQibmuhtt6kVg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ><span ><span >根据社科院测算，</span>2019年累计结余</span><strong><span style="color: rgb(255, 79, 121)">4.26</span></strong><span >万亿，并持续增长至2027年的峰值</span><strong><span style="color: rgb(255, 79, 121)">6.99</span></strong><span >万亿，随后快速下降预计<span >在</span>2035年将累计结余耗尽为零。疫情三年，部分企业的停工破产，将会进一步减损社保缴纳，实际情况可能比上述测算更为糟糕。池子里留给我们的水不多了，并且很快要干涸。</span></span><span ><o:p></o:p></span></section><section ><span >所以说在老龄化严重，年轻人变少，养老基金入不敷出的情况下。国家能提供基础的养老就已经很好了。这个基础基本上就是维持最基本的温饱。<o:p></o:p></span></section><section ><span ><span >有人说，还是要“养儿防老”的。对于这个问题我们来看一下我国的老年抚养比，就是65岁以上人口与15~64岁人口之比。这个数字越大，说明年轻人的抚养压力越大。</span><span ><o:p></o:p></span></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXukLjaegh1WxqYn8w1icPDibtCF8wVoNh3Uwrfq94sQEicQibLsCFETl3KCe8a4saO4YqFAMrIicmqmbMWw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXukLjaegh1WxqYn8w1icPDibtCF8wVoNh3Uwrfq94sQEicQibLsCFETl3KCe8a4saO4YqFAMrIicmqmbMWw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ><span >中国的抚养比在不断上升，老龄化加剧，目前的老年抚养比约为</span><span style="color: rgb(255, 79, 121)">18%</span><span ><o:p></o:p></span></span></section><section ><span ><span >相当于100位年轻人养18位老人，到2055年将超过</span><span style="color: rgb(255, 79, 121)">51%</span><span ><span >，是现在的两倍多。</span><o:p></o:p></span></span></section><section ><span >一个00后的小孩最极端的情况，可能会面对12位老人，他还有自己的家庭，自身也压力山大！所以说，子女不啃老就很不错了，靠子女养老比过往任何时候都不现实。<o:p></o:p></span></section><section ><span >这个时候就是要靠自己提前规划好自己的养老，养老的第一负责人只有自己。我一直提理性养老的概念，理性就在这里。根据我给上千家庭做的养老规划得到的经验来说，社保还是一定要交的，这是国家的第一支柱养老保障，也是我们每个人的第一支柱。</span></section><section ><span >除此之外，最安全的方法，就是用商业养老保险，用终身保单来保障我们的老年更稳定更丰富的现金流，保障自己更体面的老年生活。</span></section><section ><span >一般大家会用两种保险来实现养老规划功能，养老年金险和增额终身寿险。这类产品要先交一些的保费，等到了你想拿钱的年纪，就可以拿钱。</span></section><section ><span ><span >虽然比起其他投资，收益不会特别高，目前常见在</span><span style="color: rgb(255, 79, 121)">3%-4%</span><span >的年化复利水平。其实也已经比银行存款高很多了。而且它的收益持续稳定，白纸黑字的写进合同里的，至少是安全的。安全正是理性养老最重要的概念。没有安全，何谈养老有保障。</span></span></section><section ><span ><strong><span >这里我们以30岁男性，交5万，交10年为例，</span></strong><span >分别用</span></span><span style="color: rgb(255, 79, 121)">增额寿恒大万年禧</span><span >和</span><span style="color: rgb(255, 79, 121)">养老年金养多多3号</span><span style="color: rgb(0, 0, 0)">来看看收益情况。</span></section><ul ><li><section ><strong style="text-align: left"><span style="color: rgb(0, 0, 0)">增额终身寿险</span></strong></section></li></ul><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXumozwKcJheXrKEAkmB9qzq33zp2H8Y39GGxeAVDVSSIFzFF7icDIlJIiafketaPiaLPBDKZpjKCXX2nw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXumozwKcJheXrKEAkmB9qzq33zp2H8Y39GGxeAVDVSSIFzFF7icDIlJIiafketaPiaLPBDKZpjKCXX2nw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: justify"><span >可以看到，<strong>30</strong>男性，本金<strong>50</strong>万，分<strong>10</strong>年慢慢存入，恒大万年禧在第</span><strong><span style="color: rgb(0, 0, 0)">9</span></strong><span >年就回本了，<strong>60</strong>岁时，现价翻了一倍多有</span><span style="color: rgb(255, 79, 121)">119</span><span >万多。</span></section><section style="text-align: justify"><span ></span><strong><span style="color: rgb(0, 0, 0)">80</span></strong><span >岁时，有</span><span style="color: rgb(255, 79, 121)">238</span><span >万多。</span></section><section style="text-align: justify"><span ><span >并且后期一直以接近</span><span style="color: rgb(255, 79, 121)">3.5%</span><span >进行复利增值，同时我们可以随时减保或者退保拿钱。</span></span><br /></section><ul ><li ><section ><strong><span style="color: rgb(0, 0, 0)">养老年金保险</span></strong></section></li></ul><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXumozwKcJheXrKEAkmB9qzq3h4dyhXicSrE9pCqCyZybj0Y2EwwoiaCRjhOkMYH9V9WCz3W5OIowXrgA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXumozwKcJheXrKEAkmB9qzq3h4dyhXicSrE9pCqCyZybj0Y2EwwoiaCRjhOkMYH9V9WCz3W5OIowXrgA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: justify"><span ><strong >30</strong><span >男性，本金</span><strong >50</strong><span >万，分</span><strong >10</strong><span >年慢慢存入，</span>养多多3号能在</span><strong><span style="color: rgb(0, 0, 0)">60岁</span></strong><span ><span >开始，每年固定领取</span><span style="color: rgb(255, 79, 121)">71700</span><span >元，活多久领多久。</span></span></section><section style="text-align: justify"><span >稳定的解决</span><span style="color: rgb(255, 79, 121)">养老终身现金流</span><span >的问题！</span></section><ul ><li ><section ><span >总结一下</span></section></li></ul><section style="text-align: justify"><span style="color: rgb(255, 79, 121)">养老问题，一定要理性对待，自己布局。</span><span >保姑建议以国家养老为基础，自己配置商业养老金做重要辅助，它们都有很高的安全性，一起为未来提供稳定现金流，让自己过上体面的老年生活。</span></section><section style="text-align: justify"><span ><br /></span></section><section style="color: rgb(34, 34, 34); text-align: center"><span ><strong ><span >【理财+养老+保险】 1对1咨询绿色通道</span></strong></span></section><section style="color: rgb(34, 34, 34); text-align: center"><span >直接识别下方二维码</span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FAa1Vn4VNXunlgO667NmHeiccHabicrq24LjLfO9bnnmWBlv3QUvtGRn85qreI6zBicPkYCG8dNFSmRLdmfyrZODKg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/Aa1Vn4VNXunlgO667NmHeiccHabicrq24LjLfO9bnnmWBlv3QUvtGRn85qreI6zBicPkYCG8dNFSmRLdmfyrZODKg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(34, 34, 34); text-align: center"><span >添加保团队专业咨询老师</span></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34); text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FAa1Vn4VNXun1oGVgLQXe36ObS8PHCbjurNcJV6rHE9tMSqJXX9K4dDzTRNWibmg18A59ZBAoYiabxRSqEIG0eGrA%2F640%3Fwx_fmt%3Djpeg%26wxfrom%3D5%26wx_lazy%3D1%26wx_co%3D1" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/Aa1Vn4VNXun1oGVgLQXe36ObS8PHCbjurNcJV6rHE9tMSqJXX9K4dDzTRNWibmg18A59ZBAoYiabxRSqEIG0eGrA/640?wx_fmt=jpeg&wxfrom=5&wx_lazy=1&wx_co=1" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(34, 34, 34)"><br /></section><section style="color: rgb(34, 34, 34)"><span style="color: rgb(136, 136, 136); text-align: left">看一看保姑的其他文章：</span></section><section style="color: rgb(34, 34, 34); text-align: left"><span >【财富认知】<br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486519&idx=1&sn=255c605a9d75354bfeacb8f2f3e32440&chksm=e889ff56dffe764035e4e3d05991cc0c955b292addf7bb820823723ae472c8c56c0f7213ab68&scene=21#wechat_redirect" textvalue="2023年大公司的增额寿，哪家的收益是最垫底的？" linktype="text" imgurl="" imgdata="null" tab="innerlink">2023年大公司的增额寿，哪家的收益是最垫底的？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486296&idx=1&sn=2446ff5cdd01173ecd9b5ad24931763a&chksm=e889f839dffe712f348a887d06b026b231befd56c7050fe96cb96207f7ea8d40c3437518063a&scene=21#wechat_redirect" textvalue="被疯抢的增额寿，停售前看看别人怎么买的" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" >被疯抢的增额寿，停售前看看别人怎么买的</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486247&idx=1&sn=d46d48b9347ac226de2e10ba3643f242&chksm=e889f846dffe7150d0f654fe78c3f5ef5348e17ba7fe5d41037e2a7aa591574b373a6b8a98b5&scene=21#wechat_redirect" textvalue="增额寿大停售，我最推荐的几个" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" >增额寿大停售，我最推荐的几个</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247486137&idx=1&sn=07578910e811cd62ea6f38afce77b690&chksm=e889f9d8dffe70ce6d03f4bb0ab33cf35e25399bd1de9e880e8f6bd5d5ef4cbe26e9f4c50737&scene=21#wechat_redirect" textvalue="存钱，才是最大的人间清醒" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" >存钱，才是最大的人间清醒</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a 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href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485883&idx=1&sn=53f773b8d59fcce36249ff264c0c1d92&chksm=e889fadadffe73ccd32010f61abc897ffccacfb8c68814c7e91abc182c759ad2f79edb3bc942&scene=21#wechat_redirect" textvalue="手里有20万，怎么存钱翻倍？" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" >手里有20万，怎么存钱翻倍？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485185&idx=1&sn=59e15da777e4f72e1a217ea78fe353e7&chksm=e889f460dffe7d765d7335ecb14aad7b94d1fdb7d001d32b0ad5b0da2b379d8aa4a2a65bb83e&scene=21#wechat_redirect" textvalue="中国90%的家庭都在做自杀式资产配置" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >中国90%的家庭都在做自杀式资产配置</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485372&idx=1&sn=9e8d6c130138914c7136ad8f92f444e6&chksm=e889f4dddffe7dcb138307825c1cc4f84a94b3042647255ca3405674e60482fe5d93167d2234&scene=21#wechat_redirect" textvalue="增额寿爆火背后，别人是怎么买的？怎么考虑的？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >增额寿爆火背后，别人是怎么买的？怎么考虑的？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484915&idx=1&sn=9340bdbcb24c99c8d6135c3875f272c7&chksm=e889f692dffe7f84596feffb71a4d01371bb5e365d31b8451d3551bed2b44fe3c3d6a293db89&scene=21#wechat_redirect" textvalue="只有10万，真的没必要理财" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >只有10万，真的没必要理财</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484464&idx=1&sn=06026d90b5abd1389c4e9ae02fc877de&chksm=e889f751dffe7e47aa0e74bfd115741e1a71832ad3060003116168b9605497d26ab24cf37789&scene=21#wechat_redirect" textvalue="增额终身寿各种火，但依我看，优点就一个" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >增额终身寿各种火，但依我看，优点就一个</a></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485104&idx=1&sn=50a56d08fb619b6ef2210641ece13357&chksm=e889f5d1dffe7cc7317fd0fe14448172fe7a19f3b9a2db659291c602bcc06c549d0225776c81&scene=21#wechat_redirect" textvalue="杂七杂八的增额寿，都说自己是3.5%，那我选哪个呢？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >杂七杂八的增额寿，都说自己是3.5%，那我选哪个呢？</a></section><section style="color: rgb(34, 34, 34); text-align: left"><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><span >【理性养老】<br 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href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484829&idx=1&sn=634adcb13f5fbaa23666f5a078adaf85&chksm=e889f6fcdffe7feafacd15da5f7e8ff26e8ec4402d503627e33be84d433c5e74bb12e81c10f3&scene=21#wechat_redirect" textvalue="支付宝的养老保险太难买了，被坑的多，清醒的少！" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >支付宝的养老保险太难买了，被坑的多，清醒的少！</a></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484515&idx=1&sn=bc5c6bfbe97d170ee25537c5a4b02048&chksm=e889f702dffe7e1428c01f99b174b2c74a99cf7629e4c1a38dbaf5863c03256b25d912ff89fb&scene=21#wechat_redirect" textvalue="养儿到底能不能防老？儿女跟养老钱哪个更重要？" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >养儿到底能不能防老？儿女跟养老钱哪个更重要？</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" 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style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247485799&idx=1&sn=36bd01946cea3a3547bc5d9cc018b22a&chksm=e889fa06dffe7310fb7d8f4813552c737d03e0f92fe9d362507dc6a91927c7d057ef5b039e5c&scene=21#wechat_redirect" textvalue="大公司的保险，就买这几个!" linktype="text" imgurl="" imgdata="null" tab="innerlink" hasload="1" >大公司的保险，就买这几个!</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484979&idx=1&sn=a7d368f916201f628e69de9656a08e2e&chksm=e889f552dffe7c44dcf47c44fbf98dba3580666a0dee801107500cfa94303da2d50bdc7f2ace&scene=21#wechat_redirect" textvalue="谣言止于智者" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >谣言止于智者</a><br /></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484868&idx=1&sn=d22c62a95a31e8d2f8bfead46ea382df&chksm=e889f6a5dffe7fb3345c207dd284cb6d42789c5442b4c93953e33edb5c2e0f466a698640bb5a&scene=21#wechat_redirect" textvalue="支付宝上卖的养老保险，不要买。" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >支付宝上卖的养老保险，不要买。</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484280&idx=1&sn=9622ce2d73fc8c4d6d5637915eae6be3&chksm=e889f019dffe790fa9ce583168fd74219e3751dfb7c982a45987249f8028b112eac729b092e5&scene=21#wechat_redirect" textvalue="重疾险买哪个？我推荐的几个和不推荐的一个" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >重疾险买哪个？我推荐的几个和不推荐的一个</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" 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/></span></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484399&idx=1&sn=87de7e1af85e8aee77e6f15104e8f636&chksm=e889f08edffe7998c154e6a4a65f8e462d082be121804f87e2cc486691516aed5c819e0f91d1&scene=21#wechat_redirect" textvalue="放心，没有人比你更关心你的未来" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >放心，没有人比你更关心你的未来</a><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&mid=2247484371&idx=1&sn=95320135d7d6f05bc46ea76d17a551f8&chksm=e889f0b2dffe79a4701425e236be306fe66101f8071d812eaef8c67ed4e67c9a1b9366a3bde3&scene=21#wechat_redirect" textvalue="致歉+找保姑投诉入口" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" hasload="1" >致歉+找保姑投诉入口</a></section><section style="color: rgb(34, 34, 34); text-align: left"><br /></section><section style="color: rgb(34, 34, 34); text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif%26wxfrom%3D5%26wx_lazy%3D1" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif&wxfrom=5&wx_lazy=1" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，是我精选的产品。</span></span></section><p ></mp-style-type></p>
