刚登顶的利久久Plus,只能活4天

点上方图片看看【封面图的故事】 曾经的第一推荐, 「 增多多2号 」增额终身寿险 11月25日23:50 准时停售了。 距新规最终生效日12月31日,仅剩1个月。 之前给大家解读新规时,总结过几点: 1、 全网90%+的

作者:懂保爷 · 发布于 2021-11-27 · 约 11 分钟读完

<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&amp;mid=2447790313&amp;idx=2&amp;sn=55e0cf403a3327c58f7dfcc77ea888c8&amp;chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&amp;scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTNKWibevb5afiboHw7kBFzC0VL86lZicmuXBDLvXBRHMpVryMaXqLgcFdd23iaXGqkQa0iaa2PxpTExibrw%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTNKWibevb5afiboHw7kBFzC0VL86lZicmuXBDLvXBRHMpVryMaXqLgcFdd23iaXGqkQa0iaa2PxpTExibrw/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></section><section ><br /></section><section ><span >曾经的第一推荐,</span></section><section ><span ><br /></span></section><section ><span >「<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247491398&amp;idx=1&amp;sn=30d865591d2e9a2541f859dd4471f17a&amp;chksm=cfb5fcc6f8c275d0ac6ac96501f5ede07179081e3aa9a062cc69729a980b78a1a192bd6dfe5b&amp;scene=21#wechat_redirect" textvalue="增多多2号" linktype="text" imgurl="" imgdata="null" tab="innerlink"></a><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247491398&amp;idx=1&amp;sn=30d865591d2e9a2541f859dd4471f17a&amp;chksm=cfb5fcc6f8c275d0ac6ac96501f5ede07179081e3aa9a062cc69729a980b78a1a192bd6dfe5b&amp;scene=21#wechat_redirect" textvalue="增多多2号" linktype="text" imgurl="" imgdata="null" tab="innerlink">增多多2号</a><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247491398&amp;idx=1&amp;sn=30d865591d2e9a2541f859dd4471f17a&amp;chksm=cfb5fcc6f8c275d0ac6ac96501f5ede07179081e3aa9a062cc69729a980b78a1a192bd6dfe5b&amp;scene=21#wechat_redirect" textvalue="增多多2号" linktype="text" imgurl="" imgdata="null" tab="innerlink"></a>」增额终身寿险</span><span style="color: rgb(255, 0, 0)">11月25日23:50</span><span >准时停售了。</span></section><section ><br /></section><section ><span >距新规最终生效日12月31日,仅剩1个月。</span></section><section ><span ><br /></span></section><section ><span >之前给大家解读新规时,总结过几点:</span></section><section ><span ><br /></span></section><section ><span style="color: rgb(33, 89, 103)">1、</span><span ><span >全网90%+的理财险</span><span style="color: rgb(136, 136, 136)">(含增额终身寿、年金险)</span><span >都会在12月31日前停售;</span></span></section><section ><span style="color: rgb(33, 89, 103)">2、</span><span ><span >12月31日</span>后的理财险市场,只有“大公司”才能入场;</span></section><section ><span style="color: rgb(33, 89, 103)">3、</span><span ><span ><span >“大公司”</span>的体量注定其理财险收益偏保守,不像中小保险公司那样激进</span><span style="color: rgb(136, 136, 136)">(收益高)</span><span >;</span></span></section><section ><span style="color: rgb(33, 89, 103)">4、</span><span ><span >为了防范<span >“<span >利差损</span>”</span>,当前<span >中小保险公司,</span>或主动,或被动</span><span style="color: rgb(136, 136, 136)">(监管)</span><span >,给产品设置了销售额度上限,额度卖完就停售。</span></span></section><section ><span ><br /></span></section><section ><span style="color: rgb(136, 136, 136)">详见这2篇:</span></section><section ><span style="color: rgb(136, 136, 136)"></span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&amp;mid=2247484428&amp;idx=1&amp;sn=f5ea5ed704febb9446b76c710c51969c&amp;chksm=e889f76ddffe7e7b37ed369131c766b37811e6d59e2deca8f747c6abb334e78d45a7e5763050&amp;scene=21#wechat_redirect" textvalue="风声大,雨点也大" linktype="text" imgurl="" imgdata="null" tab="innerlink">风声大,雨点也大</a></span></section><section ><span ></span><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247491585&amp;idx=1&amp;sn=8c6fcf0886d96b5cbcde21b2415e786f&amp;chksm=cfb60381f8c18a978166eae35547a4dd2d86f555763c832526dde691394ed11b3099781a65de&amp;scene=21#wechat_redirect" textvalue="至暗时刻,互联网人身保险或将全部下架" linktype="text" imgurl="" imgdata="null" tab="innerlink">至暗时刻,互联网人身保险或将全部下架</a></span><br /></section><p ><br /></p><section ><span >像之前的利久久/金满满,以及最近的增多多2号,停售原因全是监管不给卖了。</span></section><section ><span ><br /></span></section><section ><span ><span >很多人以为理财险会在12月31日集中停售,其实不然,</span><span >停售时间完全随机,任何一款产品都有可能明天停售。</span></span></section><section ><span ><br /></span></section><section ><span style="color:#888888"><span ></span></span></section><blockquote><section><section><section ><span style="color: rgb(136, 136, 136)">当前停售的理财险大多是增额终身寿的原因是:</span></section><section ><br /></section><section ><span style="color: rgb(136, 136, 136)">【增额终身寿险】产品形态过于畸形,<span style="color: rgb(136, 136, 136)">相当于在保险</span><span style="color: rgb(136, 136, 136)">公司开一张安全灵活高收益的银行卡</span>。</span></section><section ><span style="color: rgb(136, 136, 136)"><br /></span></section><section ><span style="color: rgb(136, 136, 136)">兼顾了收益</span><span style="color: rgb(136, 136, 136)">和安全灵活,</span><span style="color: rgb(136, 136, 136)">加上入场的中小保险公司为了增量采取的激进定价策略,使得利差损风险已经高到监管不能忽视的地步了。</span></section><section ><span style="color: rgb(136, 136, 136)"><br /></span></section><section ><span style="color: rgb(136, 136, 136)">这也是我建议每个家庭都要开一个这样的【资产增值账户】的原因,现在不上车,以后很难有这么高收益的增额寿了。</span></section></section></section></blockquote><section ><br /></section><section ><span >下面我来梳理下增多多2号停售后的产品推荐,大家参考下。</span></section><section ><span ><br /></span></section><section ><span style="color: rgb(136, 136, 136)">我推荐的产品都是收益第一梯队(IRR3.49%-3.50%)的产品,区别在于产品特性上,可根据实际需求选择。</span></section><p ><br /></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNZwwnT7D2DfOscd68XygYPqF9kQPILPEM8AZBYvAEgKlhicVVVCsLEnz7ENf7vk0W46nibrBLzqfFA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNZwwnT7D2DfOscd68XygYPqF9kQPILPEM8AZBYvAEgKlhicVVVCsLEnz7ENf7vk0W46nibrBLzqfFA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><br /></p><p ><span >简单看下收益,以5岁孩子投保利久久Plus为例,年交5万,交10年:</span></p><p ><br /></p><ul ><li ><p ><span >30岁时,账户价值约101万,是本金的2倍,约合年化单利5.03%;<br /></span></p></li><li ><p ><span >50岁时,账户价值约202万,是本金的4倍,约合年化单利7.51%;</span></p></li><li ><p ><span >70岁时,账户价值约402万,是本金的8倍,约合年化单利11.64%;</span></p></li><li ><p ><span >90岁时,账户价值约800万,是本金的16倍,约合年化单利18.63%!</span></p></li></ul><p ><br /></p><p ><span >长期持有之下,复利的“威力”可见一斑!</span></p><p ><span ><br /></span></p><p ><strong><span >能超过10%年化单利的账户,</span></strong></p><p ><strong><span ><br /></span></strong></p><p ><strong><span >在利率持续下行的环境中,又保证安全+灵活,普通人找不到比这更好的了。</span></strong><span ></span></p><p ><br /></p><p ><span >看完收益,再点评下产品:</span></p><p ><br /></p><p ><span ><strong style="color: rgb(33, 89, 103)"><span >1:<strong ><span style="color: rgb(33, 89, 103)">小康<strong ><span >利久久Plus</span></strong></span></strong></span></strong></span></p><p ><br /></p><p ><span >利久久Plus是此前口碑产品「利久久」的迭代版。</span></p><p ><br /></p><p ><span >延续了利久久一贯的高收益,IRR在3.49%以上,收益第一梯队。</span></p><p ><span ><br /></span></p><p ><span >缴费期在10年及以上时,后期收益No.1</span><span style="color: rgb(136, 136, 136)">(见上图)</span><span >,</span></p><p ><span ><br /></span></p><p ><span >加上本身是水桶型产品,该有的都有,无明显短板。</span></p><p ><span ><br /></span></p><p ><span >停售后支持加保。</span></p><p ><br /></p><p ><span ><span >可以说利久久Plus成功接</span><span >棒增多多2号,成为新的增额终身寿险第一推荐</span>,</span></p><p ><br /></p><p ><span ><span >不过要注意</span>,它的时间也不多了,</span><span style="color: rgb(255, 0, 0)">最晚11月29日</span><span >24:00停售</span><span style="color: rgb(136, 136, 136)">(有提前停售可能)</span><span >。</span></p><p ><span ><br /></span></p><p ><span >好产品都活不久,<span >之前没赶上增多多2号,这次千万别再错过利久久plus了!</span></span></p><p ><span ><span ><br /></span></span></p><section ><span style="color: rgb(0, 0, 0)">「利久久Plus」投保入口:</span></section><section ><br /></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTNZwwnT7D2DfOscd68XygYPY3N5yR312yRrvma3icyCX3bRSYjicoH6L5GibftvwicsGpK46diamPianTbg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTNZwwnT7D2DfOscd68XygYPY3N5yR312yRrvma3icyCX3bRSYjicoH6L5GibftvwicsGpK46diamPianTbg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span ><span style="color: rgb(136, 136, 136)">长按识别上方二维码即可投保</span></span></section><p ><br /></p><p ><span ><strong ><span style="color: rgb(33, 89, 103)">2 &amp; 3:弘康金满意足(臻享版)、弘康<strong ><span >利多多</span></strong></span></strong></span></p><p ><br /></p><p ><span >这2款在收益第一梯队中,有独特亮点。</span></p><p ><br /></p><p ><strong ><span >金满意足(臻享版)</span></strong><span >优点是中期收益高,并且后期收益也不差,缴费期限在10年以上时,回本最快。</span></p><p ><br /></p><p ><strong ><span >利多多</span></strong><span >则是缴费期在10年内时回本最快,适合前期可能要用钱的朋友</span><span style="color: rgb(136, 136, 136)">(不过前期用钱较亏,尽量别用)</span><span >。</span></p><p ><span ><br /></span></p><p ><span >这2款原则上是可以并列推荐的,但利多多有个缺点:<strong>停售后明确不可加保</strong>。<br /></span></p><p ><span ></span><br /></p><p ><span >鉴于金满意足(臻享版)已停售55岁以上版本,</span><span >利多多已停售45岁以上+5年期缴费版本,15年期缴费也会在11月30日停售,</span></p><p ><span ><br /></span></p><p ><span >想投保要尽快下手了,保不准啥时候就彻底停售了。</span></p><p ><br /></p><p ><span ><strong ><span style="color: rgb(33, 89, 103)">4 &amp; 5:<strong ><span style="color: rgb(33, 89, 103)">和泰增多多2号珍藏版、</span></strong>国联益利多2.0</span></strong></span><strong ></strong></p><p ><br /></p><p ><span >这2款都是知名IP的传承者</span><span style="color: rgb(136, 136, 136)">(增多多和益利多大家应该有印象)</span><span >,<span >收益都是第一梯队</span>。</span></p><p ><br /></p><p ><span >其中增多多2号珍藏版近期才上线,可惜</span><span >没能青出于蓝,</span><span >收益比不上已停售的增多多2号。</span></p><p ><span ><br /></span></p><p ><span >不过产品规则都和增多多2号保持一致</span><span style="color: rgb(136, 136, 136)">(如加/减保等)</span><span >,是款优秀的产品。</span></p><p ><br /></p><p ><span >益利多2.0收益比增多多2号珍藏版稍高,尤其缴费期在10年以上时。</span></p><p ><span ><br /></span></p><p ><span >加保则和增多多系列一样写进条款,<strong>目前预算不多、未来有明确加保需求的朋友可以重点考虑</strong>。</span></p><p ><br /></p><p ><span ><strong ><span style="color: rgb(33, 89, 103)">6:光大永明光明至尊</span></strong></span></p><p ><br /></p><p ><span >光明至尊这款收益就差些,排不上第一梯队</span><span style="color: rgb(136, 136, 136)">(IRR不到3.4%)</span><span >。</span></p><p ><br /></p><p ><span >不过胜在承保公司<strong >光大永明</strong>规模够大,买了光明至尊满足条件可对接光大的养老社区。</span></p><p ><br /></p><p ><span >这点是其他产品没有的,有这方面需求的朋友可以优先考虑。</span></p><p ><span ><br /></span></p><p ><span ><strong>最后把新版挑选思路图分享给大家&nbsp;▼:</strong></span></p><p ><br /></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNZwwnT7D2DfOscd68XygYPGZTCpsARUGkLE1U3Bg2TTibnqUVHEqiaMaTv1ib1sXbFmz8UAQcdMeW9w%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNZwwnT7D2DfOscd68XygYPGZTCpsARUGkLE1U3Bg2TTibnqUVHEqiaMaTv1ib1sXbFmz8UAQcdMeW9w/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><span ></span><br /></p><p ><span >12月31日“停售大限”将近,目前的好产品是停一款少一款。</span></p><p ><span ><br /></span></p><p ><span style="color: rgb(136, 136, 136)">利久久11月5日已停售,天天向上11月16日已停售,<span style="color: rgb(136, 136, 136)">增多多2号11月25日已</span><span style="color: rgb(136, 136, 136)">停售</span>...</span></p><p ><span style="color: rgb(136, 136, 136)"><br /></span></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNZwwnT7D2DfOscd68XygYPmhqKrPbwHksTVwkBYjwMLq7aHhMGLKXRibCxXib9Ch9aM8K2xnLcGUYg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNZwwnT7D2DfOscd68XygYPmhqKrPbwHksTVwkBYjwMLq7aHhMGLKXRibCxXib9Ch9aM8K2xnLcGUYg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><span style="color: rgb(136, 136, 136)"></span></p><p ><span >不像以前,有产品停售,就有新品上架,<strong>现在这个市场已经不会有新鲜血液补充了</strong>。<br /></span></p><p ><span ><br /></span></p><p ><span >即便是今天还在售的产品,可能明天额度就会卖完提前停售,看中了一定要尽快上车!</span></p><p ><br /></p><p ><span style="color: rgb(255, 0, 0)">11月29日要停售的【利久久Plus】</span><span style="color: rgb(255, 0, 0)">收益最高、停售后可加保,是当下第一推荐的增额终身寿险。</span></p><p ><br /></p><p ><span >之前没买到增多多2号的朋友,建议抓紧时间找我团队老师咨询投保利久久Plus,可用来中长期理财、自己养老、子女教育金等。</span></p><p ><span ><br /></span></p><section ><span style="color: rgb(255, 0, 0)">「利久久Plus」投保入口:</span></section><section ><br /></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTNZwwnT7D2DfOscd68XygYPY3N5yR312yRrvma3icyCX3bRSYjicoH6L5GibftvwicsGpK46diamPianTbg%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTNZwwnT7D2DfOscd68XygYPY3N5yR312yRrvma3icyCX3bRSYjicoH6L5GibftvwicsGpK46diamPianTbg/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: center"><span ><span style="color: rgb(136, 136, 136)">长按识别上方二维码即可投保</span></span></section><p ><span style="color: rgb(136, 136, 136)"><br /></span></p><p ><span >时间紧</span><span >,大家先上车开个户,给未来锁定一个终身复利高收益的账户</span><span style="color: rgb(33, 89, 103)">(全部产品投保</span><span ><span style="color: rgb(33, 89, 103)">入口都在【懂保爷】公众号菜单</span><span style="color: rgb(136, 136, 136)">)</span>。</span></p><p ><span ><br /></span></p><section ><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">有疑问,可以加我助手微信</span><strong style="color: rgb(0, 0, 0)"><span >:</span></strong></strong><strong style="color: rgb(0, 0, 0)"><span >dongbaoye888</span></strong></section><section ><strong style="color: rgb(0, 0, 0)"></strong></section><section ><br /></section><section ><span style="color: rgb(0, 0, 0)"><strong ><span >或点击下方</span></strong></span><span ><span style="color: rgb(33, 89, 103)"><strong ><span >公众号“免费咨询”菜单</span></strong></span><span style="color: rgb(0, 0, 0)"><strong ><span >找我团队专业保险规划老师帮你解决。</span></strong></span></span></section><section></mpprofile></section><section ><span style="color: rgb(0, 0, 0)">相关阅读:</span></section><p><br /></p><section ><span ><strong >新规解读:</strong></span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247491585&amp;idx=1&amp;sn=8c6fcf0886d96b5cbcde21b2415e786f&amp;chksm=cfb60381f8c18a978166eae35547a4dd2d86f555763c832526dde691394ed11b3099781a65de&amp;scene=21#wechat_redirect" tab="innerlink" wah-hotarea="click" hasload="1" >至暗时刻,互联网人身保险或将全部下架</a></section><section ><strong ><span ><strong ><span >新规科普:</span></strong><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&amp;mid=2247484428&amp;idx=1&amp;sn=f5ea5ed704febb9446b76c710c51969c&amp;chksm=e889f76ddffe7e7b37ed369131c766b37811e6d59e2deca8f747c6abb334e78d45a7e5763050&amp;scene=21#wechat_redirect" textvalue="风声大,雨点也大" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" ></a></span></span></strong><span ><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&amp;mid=2247484428&amp;idx=1&amp;sn=f5ea5ed704febb9446b76c710c51969c&amp;chksm=e889f76ddffe7e7b37ed369131c766b37811e6d59e2deca8f747c6abb334e78d45a7e5763050&amp;scene=21#wechat_redirect" textvalue="风声大,雨点也大" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" >风声大,雨点也大</a></span></span><strong ><span ><span ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&amp;mid=2247484428&amp;idx=1&amp;sn=f5ea5ed704febb9446b76c710c51969c&amp;chksm=e889f76ddffe7e7b37ed369131c766b37811e6d59e2deca8f747c6abb334e78d45a7e5763050&amp;scene=21#wechat_redirect" textvalue="风声大,雨点也大" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" ></a></span><span >‍</span></span></strong></section><section ><strong ><span >怎么选理财险:</span></strong><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&amp;mid=2247484196&amp;idx=1&amp;sn=e5b4f7bd19fc5008eac7f634ddcccba5&amp;chksm=e889f045dffe7953bb7c6791cbbfa37919a692f43281323d11d0ab583f484db042b57ff8100d&amp;scene=21#wechat_redirect" textvalue="增额终身寿险和年金险选哪个?" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" >增额终身寿险和年金险选哪个?</a></section><section ><span ><strong >增额寿险相关:</strong></span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MzIzMzIzNTk4Mg==&amp;mid=2247484464&amp;idx=1&amp;sn=06026d90b5abd1389c4e9ae02fc877de&amp;chksm=e889f751dffe7e47aa0e74bfd115741e1a71832ad3060003116168b9605497d26ab24cf37789&amp;scene=21#wechat_redirect" textvalue="增额终身寿各种火,但依我看,优点就一个" linktype="text" imgurl="" imgdata="null" tab="innerlink" wah-hotarea="click" >增额终身寿各种火,但依我看,优点就一个</a></section><section style="text-align: left"><span ><strong >理财险科普:</strong></span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&amp;mid=2247491024&amp;idx=2&amp;sn=f8840886f83cd0ef27ee0362de0a0b70&amp;chksm=cfb5fe50f8c2774637c8fc7aa2dd8ee076b91f82b58d46e46c6e7a68b817542fa5e573eb32d1&amp;scene=21#wechat_redirect" tab="innerlink" wah-hotarea="click" hasload="1" >谈谈投资理财险:了解这些,谁都忽悠不了你!</a></section><section style="text-align: left"><br /></section><section ><br /></section><section style="text-align: center"><span ><span >—&nbsp;</span><strong >END&nbsp;</strong><span >—</span></span></section><section style="text-align: center"><span style="color: rgb(0, 0, 0)"><strong >愿你家的保单永不出险!</strong></span></section><section style="text-align: center"><br /></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTPX79HzDmJaNiaohKhfEd58Ok6mcU6JsZickVx1UkAibENclTVHm5e91NUUMib6W0qz9oPUWKFgyR3uYA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTPX79HzDmJaNiaohKhfEd58Ok6mcU6JsZickVx1UkAibENclTVHm5e91NUUMib6W0qz9oPUWKFgyR3uYA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><br /></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span >&nbsp; &nbsp;&nbsp;<span style="color: rgb(136, 136, 136)">点击阅读原文,查看</span><span style="color: rgb(33, 89, 103)">保爷精选保险</span></span></section><section label="Powered by 135editor.com" ><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助,帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >,谢谢!</span></p></section></section></section>

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