<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=2&sn=55e0cf403a3327c58f7dfcc77ea888c8&chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTP7iazExnyBY4Cj8nCBAshVCHh9PrwzBXVTbhpPr3ToHErGEZ5kia5dvI8tbTlyiciacje0pDGstr3v8Q%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTP7iazExnyBY4Cj8nCBAshVCHh9PrwzBXVTbhpPr3ToHErGEZ5kia5dvI8tbTlyiciacje0pDGstr3v8Q/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></section><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >去年的大公司爆款——</span><span >康乾2号·瑞祥人生</span><span >，在501号文影响下已经没了。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >本以为保险公司会推出新产品接棒，</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >结果富德生命人寿选择重新“复活”了瑞祥人生，</span><span >并在</span><span >回</span><span >归</span><span >后</span><span >更</span><span >名</span><span >为：</span><strong >康乾3号·瑞祥人生</strong><span >。</span><span ></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p ><br /></p><p ><span style="color: rgb(33, 89, 103); text-align: start">一、</span></p><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: start"></span></section><section ><br /></section><p ><span >按例来看新瑞祥人生的产品详情：</span></p><p ><span ><br /></span></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icNhzWPJy49PUuT8Y0TJWWzQGuiamCovoVFo9mHfy5nomoSBE75nzopPWg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icNhzWPJy49PUuT8Y0TJWWzQGuiamCovoVFo9mHfy5nomoSBE75nzopPWg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ><br /></span></section><section ><span >由于新瑞祥人生仅调整了现金价值，产品规则等还是沿用去年的没变。</span></section><section ><span ><br /></span></section><section ><span >例如最高支持70岁购买，</span><span >可</span><span >选趸交（一次交清）、3年/5年/10年/15年/20年全缴费期。</span></section><section ><span ><br /></span></section><section ><span >低购买门槛（2000元起），以及非常多的投保地区等。</span></section><section ><span ><br /></span></section><section ><span >产品功能层面也一样，瑞祥人生</span><span >不支持「</span><strong >加保</strong><span >」。</span></section><section ><br /></section><section ><span ><span >满5年可申请</span>「</span><strong >减保</strong><span >」，每年最多可减20%保费，且</span><strong><span >当前</span></strong><strong >仅支持去柜面减保</strong><span >（后期可能会开放线上减保）。</span></section><section ><span ><br /></span></section><section ><span ><span >好在</span>全国绝大部分省市都有<span >生命人寿的</span>分支机构，本地有的话倒也不会很麻烦。</span></section><section ><span ><br /></span></section><section ><span >不能接受，也有其他办法规避，瑞祥人生暂不支持在线减保，却支持<strong>在线退保</strong>。</span></section><section ><span ><br /></span></section><section ><span >这样我们购买时可以选择拆单，例如一次交清15万（买1份），改成一次交清5万<span >（买3</span><span ><span >份</span>）</span>，用钱就在线退保一份，效果和在线减保一样。</span></section><section ><br /></section><section ><em><span >只是资金<span >短期周转，用不着减保，</span>瑞祥人生也支持保单贷款<strong >，</strong>当前利率为5.5%，不影响账户增值。</span></em><span ></span></section><section ><br /></section><section ><span >再就是瑞祥人生的</span><span >承保公司——</span><strong >富德生命人寿</strong><span >。</span><span ></span></section><section ><span ><br /></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPevuIX7ZdDIXUsENlKuPcZk50LuXB9GJK3oYGcyHCCiaENPmHTHsjASJJwAXibd3LdFHoDTWqhxs7A%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPevuIX7ZdDIXUsENlKuPcZk50LuXB9GJK3oYGcyHCCiaENPmHTHsjASJJwAXibd3LdFHoDTWqhxs7A/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ><br /></span></section><section ><span >生命人寿成立于2002年，注册资本117.52亿元，总资产超4800亿元，全国拥有35家分公司、1000多个分支机构及服务网点。</span></section><section ><br /></section><section ><span >常年在近百家人身险公司里排名<strong>top10</strong>，也就比国寿、平安、太保等“老七家”稍逊一筹。</span></section><section ><span ><br /></span></section><section ><span ><span >背后的富德保险控股，还是国内仅有的13家保险集团之一。</span></span></section><section ><span ><span ><br /></span></span></section><section ><span ><span >除了生命人寿这块寿险牌照，旗下还有富德产险、生命资产等金融牌照，</span></span><span >公司实力</span><span >毋庸置疑</span><span >。</span></section><section ><span ></span></section><section ><span ></span></section><section ><span ><br /></span></section><p ><span ><br /></span></p><p ><span style="color: rgb(33, 89, 103); text-align: start">二、</span></p><p ><br /></p><section style="color: rgb(34, 34, 34); text-align: justify"><span >由于是传统的<strong>增额终身寿险</strong>，瑞祥人生收益会比当前暂存的一些<strong>特殊增额产品</strong>低一些。</span></section><section ><br /></section><section style="color: rgb(34, 34, 34); text-align: justify"><span >如人我行、乐享年年等增额护理险，万年禧等增额两全险，如意鑫享等“<span style="color: rgb(34, 34, 34)">增额寿型</span>”年金险。</span></section><section style="color: rgb(34, 34, 34); text-align: justify"><span ><br /></span></section><section style="color: rgb(34, 34, 34); text-align: justify"><span >因此，接下来对比收益时，主要进行的是传统增额寿险的比较</span><span >，几款特殊增额产品作为参照组（</span><span >绿色底</span><span >）不直接加入评测。</span></section><section style="color: rgb(34, 34, 34); text-align: justify"><span ></span></section><p ><span ><br /></span></p><p ><span style="color: rgb(33, 89, 103); text-align: justify">I、趸交，即一次交清的收益情况</span></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icNSBDof59WO6aHSUywR8xScV4icbxqMnt1n1qgVye7KhyohI43PjmY8OA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icNSBDof59WO6aHSUywR8xScV4icbxqMnt1n1qgVye7KhyohI43PjmY8OA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p style="text-align: center"><span style="color: rgb(136, 136, 136)"><strong><span style="text-align: justify">收益前三：</span></strong></span><span ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: justify; color: rgb(255, 0, 0)"><strong ><span style="text-align: justify">红</span></strong></span><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: justify">＞</span></strong><span style="text-align: justify; color: rgb(255, 104, 39)"><strong ><span style="text-align: justify">橙</span></strong></span><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: justify">＞</span></strong><span style="text-align: justify; color: rgb(0, 128, 255)"><strong ><span style="text-align: justify">蓝</span></strong></span></span></strong></span><span style="color: rgb(136, 136, 136)"><strong><span style="text-align: justify">，右侧绿底为参照组</span></strong></span></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong><span style="color: rgb(51, 51, 51); text-align: justify">一次交清时，瑞祥人生得分情况，</span><span style="color: rgb(34, 34, 34)"><strong>短期收益</strong></span><span >（</span><span style="color: rgb(34, 34, 34)">10年内）能</span><span >在传统增额寿里位列第一；</span><strong ><span ></span></strong></p><p ><br /></p><p ><span style="color: rgb(34, 34, 34)"><strong>中长期收益</strong></span><strong><span style="color: rgb(51, 51, 51); text-align: justify">，</span></strong><span >金玉满堂2.0略高一筹，瑞祥人生排名第二。</span></p><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><p style="color: rgb(34, 34, 34); text-align: justify"><span >封闭期层面，瑞祥人生4年即可回本取用，在当前第一梯队产品里最短，其他主流产品都得等5-8年才行。</span></p><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><p ><span >如果加上前十年的收益优势，瑞祥人生的确是现在传统增额寿里</span><span style="color: rgb(34, 34, 34)"><strong>最好的短期产品</strong></span><strong><span style="color: rgb(51, 51, 51); text-align: justify">。<br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p style="color: rgb(34, 34, 34); text-align: justify"><span >长期来看，</span><span >虽</span><span >比</span><span >金</span><span >玉</span><span >满</span><span >堂2.</span><span >0低</span><span >点</span><span >（本金30万，持有20</span><span >年</span><span >少</span><span >6</span><span >000元左右）</span><span >，</span><span >却</span><span >也是</span><span >顶</span><span >级</span><span >传</span><span >统</span><span >增</span><span >额</span><span >寿之</span><span >一，值得重点考虑</span><span >。</span></p><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><p style="color: rgb(34, 34, 34); text-align: justify"><br /></p><section style="color: rgb(34, 34, 34); text-align: justify"><span ><strong style="color: rgb(33, 89, 103); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: justify">II、3年交、5年交的收益情况</span></strong></span></section><p ><br /></p><p ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icNBoickc24Y4f1F9Vae4XRic2TFEm1vh6T24Fk2kv4JUQCUiakmzS9kZ8lg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icNBoickc24Y4f1F9Vae4XRic2TFEm1vh6T24Fk2kv4JUQCUiakmzS9kZ8lg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><br /></p><p ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icN8bKLd1OUuzLQJ5yhGzUH7c8qey3RzhchlGP6GJJORJuaiadOWtjXlHw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icN8bKLd1OUuzLQJ5yhGzUH7c8qey3RzhchlGP6GJJORJuaiadOWtjXlHw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p style="text-align: center"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >3年、5年交时，瑞祥人生收益均在传统增额寿中位列<strong>第三</strong>；</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >“插队”的是期交收益不错的龙泉关。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >并且封闭期优势不再，6年的回本时间不少产品都能达到。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >可即使如此，瑞祥人生还是当前顶级的增额寿，收益比鑫利来金珏版、黄金甲、盛世金生等主流产品都要高一些。<br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(34, 34, 34)">top3收益水平，大公司背景，仍然有很高的购买价值。</span><br /></p><section style="text-align: justify; color: rgb(34, 34, 34)"><span ><br /></span></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: justify"><br /></span></strong></span></strong></section><section ><span ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="text-align: justify; color: rgb(33, 89, 103)"><span style="color: rgb(33, 89, 103); text-align: justify">III、10年交的收益情况</span></strong></span></strong></span></strong></span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icNS1gvdMDmsKg5PE58FweoggQDaTTkvQ1gw0ANbpicKKia7QV6CIIHsqSQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icNS1gvdMDmsKg5PE58FweoggQDaTTkvQ1gw0ANbpicKKia7QV6CIIHsqSQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: justify; color: rgb(34, 34, 34)"><br /></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span >10年交，看起来瑞祥人生已经被踢出了top3，</span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span ><br /></span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span >仔细分析下来，实际和新上位的鑫如意半斤八两，都比后面的其他产品高不少。</span><span ></span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span ><br /></span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span >因此，结论和3年/5年交一致，作为收益第一梯队的传统增额寿，值得选择。</span></section><section ><strong ><span ></span></strong></section><section ><strong ></strong></section><section ><br /></section><section ><br /></section><section ><span ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="text-align: justify; color: rgb(33, 89, 103)"><span style="color: rgb(33, 89, 103); text-align: justify">IV、长期缴费的收益情况</span></strong></span></strong></span></strong></span></section><section ><span ><br /></span></section><p ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icNBrSFWsicyCjMwbhPO1OwQTjDYJWqLgBpB0Xj7FWbyVMiczoeguw1P76g%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icNBrSFWsicyCjMwbhPO1OwQTjDYJWqLgBpB0Xj7FWbyVMiczoeguw1P76g/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section ><br /></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify">跟老瑞祥人生一样，长期缴费时，瑞祥人生收益就支棱起来了。</span></strong></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></section><section ><strong><span >无论15年还是20年缴费，都稳居前三。</span></strong></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></section><section ><strong ><span ><em>也有很多增额产品不支持长期缴费的原因。</em></span></strong><br /></section><section ><br /></section><section ><strong ><span >要是不看乐享年年这增额护理险，又想要大公司产品，</span></strong></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify"></span></strong></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></section><section ><strong><span >瑞祥人生则是事实上的长期缴费第一推荐。</span></strong></section><section ><br /></section><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: start">三、</span></p><p ><br /></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">测评下来，在<span >康乾3号·瑞祥人生</span>加入</span></strong><strong><span style="color: rgb(51, 51, 51); text-align: justify">后，现在增额寿险选择更多了：</span></strong></p><p ><br /></p><p ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icNra5eTXF93OsTaUYHhqGb2ia1J8aOv3yIiaicK6jmMqrfcV5UFF846sOyQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icNra5eTXF93OsTaUYHhqGb2ia1J8aOv3yIiaicK6jmMqrfcV5UFF846sOyQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><br /></p><p ><strong ><span >要不是还有些增额护理险、增额两全险存在，瑞祥人生优先级还会更高。</span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong ><span >还有一点要说明下，</span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong ><span >不少人提到瑞祥人生都说是最高年复利3.49%的产品，这说法有问题。</span></strong><strong ><span ></span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong><span >因为不是任何人买都能有这收益。</span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">举个例子，本金30万，不同年龄男性买瑞祥人生收益如下：</span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icNiajTEGkubbhY6yVbDwAcybz1Sc4okEN7GqUb7cyg3yY2t1AQxjdUBag%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icNiajTEGkubbhY6yVbDwAcybz1Sc4okEN7GqUb7cyg3yY2t1AQxjdUBag/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><br /></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">不难看出，只有特定年龄像30岁，去买瑞祥人生，IRR（年复利）才能到惊人的3.499%！</span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span >其他年龄很难做到。</span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><span style="color: rgb(33, 89, 103)"><strong><span style="text-align: justify">10岁买，相同本金，持有30年，年复利3.41%；</span></strong></span></p><p ><span style="color: rgb(33, 89, 103)"><strong><span style="text-align: justify">20岁买，同期年复利3.43%；<br /></span></strong></span></p><p ><span style="color: rgb(33, 89, 103)"><strong><span style="text-align: justify">40岁买，同期年复利3.41%。</span></strong></span></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">总不能说，你去买的时候，刚好就那特定年龄吧，</span></strong><strong ><span >要是差几岁，可就没这收益了。</span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong ><span >所以说瑞祥人生是3.49%产品，个人认为不太合适。</span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span >当然，这不妨碍「瑞祥人生」是一款优秀的增额终身寿。</span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">要知道在市面数百款增额产品里，就算加上增额护理/两全险等特殊增额产品，瑞祥人生收益也足以排名前十</span></strong><strong ><span >。</span></strong></p><p ><br /></p><p ><strong ><span >再有大公司加持，预计能成下一个爆款。<br /></span></strong></p><p ><br /></p><section ><span style="color: rgb(33, 89, 103)"><em><strong><span >产品购买链接，可以扫描下图二维码找我团队专业规划老师获取。</span></strong></em></span><strong><span style="color: rgb(51, 51, 51); text-align: justify"></span></strong></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTO1KmSN6nDROWblhVFxxYXzKuynrkK6HnMe0ichpzQyyQr6Wnic6m0udMzOsG4pr5G5uH1r2Rg0QmWg%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTO1KmSN6nDROWblhVFxxYXzKuynrkK6HnMe0ichpzQyyQr6Wnic6m0udMzOsG4pr5G5uH1r2Rg0QmWg/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(34, 34, 34); text-align: justify"><br /></section><section style="color: rgb(34, 34, 34); text-align: justify"><span style="color: rgb(0, 0, 0)">相关阅读：</span></section><section ><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247494933&idx=2&sn=ce2ae11998aac27f7d37e48509c38a02&chksm=cfb60e95f8c187830671fd2e1135d71fd5f8c8f6a56cbc9c7f563ecc7d7c202ffcb997735e4d&scene=21#wechat_redirect" textvalue="把钱存到增额寿，他们后悔吗？" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >把钱存到增额寿，他们后悔吗？</span></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493773&idx=1&sn=5bc0e686e2dc7e14a729ee8f577f6a3a&chksm=cfb60b0df8c1821b05c31251f729f4c57fd28a7c08c8443e3f6f6f16f9657d90a39ac6813120&scene=21#wechat_redirect" textvalue="一图了解【懂保爷】" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >一图了解【懂保爷】</span></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493287&idx=1&sn=c67de5048364c763c64d745c8554dcf0&chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink" >关于增额终身寿，我把这些实话一次全告诉你</a></section><section ><br /></section><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span></section><section ></mp-common-profile></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，</span></span><span style="color: rgb(136, 136, 136)">查看</span><span style="color: rgb(33, 89, 103)">懂保爷严选【理财、养老、保障】产品汇总</span></section><section style="text-align: left"><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section><p ></mp-style-type></p>
