<section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=2&sn=55e0cf403a3327c58f7dfcc77ea888c8&chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink" hasload="1" style="text-align: center"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTODrT3JVAAibmlevO9qu8JorzzoZh4nDKWCfJPEbuR4kibPHxo9SicxUWiciatdHhH16FF7qiby7tsPr9Bw%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTODrT3JVAAibmlevO9qu8JorzzoZh4nDKWCfJPEbuR4kibPHxo9SicxUWiciatdHhH16FF7qiby7tsPr9Bw/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a><br /></section><p style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></p><p ><br /></p><section ><span >今天继续分享一份保单。</span></section><section ><span ><br /></span></section><section ><span >案例是一位妈妈给自己刚出生的孩子<span >投保了</span><span >「</span><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247491858&idx=1&sn=c818f6eac46c0682201bcef5268971c2&chksm=cfb60292f8c18b84a5c6608583c06014836cf6a64770dcda24a7be2d1864a06da4a5dd218fac&scene=21#wechat_redirect" textvalue="增多多2号" linktype="text" imgurl="" imgdata="null" tab="innerlink">增多多2号</a><span >」，缴费期10年，<span >每</span><span >年交</span><span >3</span><span >万</span>。</span></span></section><section ><span ><span ><br /></span></span></section><section ><span ><span >我们下面看看她的保单情况，</span></span><span ></span><span >以及累计投入30万，需要多少年能涨到100万？</span><span style="color: rgb(136, 136, 136); text-align: center"></span></section><section ><span style="color: rgb(136, 136, 136); text-align: center"></span></section><section ><span style="color: rgb(136, 136, 136); text-align: center"><br /></span></section><section ><span style="color: rgb(136, 136, 136); text-align: center"><span >有娃的朋友可以做个参考。</span></span></section><section ><span ></span></section><section ><br /></section><section ><span style="color: rgb(33, 89, 103)"><strong><span >一</span></strong></span><br /></section><section ><span ><br /></span></section><section ><span >产品就不多说了，不了解的朋友可以看下：<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247491858&idx=1&sn=c818f6eac46c0682201bcef5268971c2&chksm=cfb60292f8c18b84a5c6608583c06014836cf6a64770dcda24a7be2d1864a06da4a5dd218fac&scene=21#wechat_redirect" textvalue="丢掉幻想，准备斗争" linktype="text" imgurl="" imgdata="null" tab="innerlink">丢掉幻想，准备斗争</a></span><span ></span></section><section ><span ><br /></span></section><section ><span ><span >老规矩，</span>我们先看保单，</span><span style="text-align: center"></span></section><section ><span ><br /></span></section><section ><span >增多多2号第1页是「</span><span style="color: rgb(255, 0, 0)">电子保险单</span><span >」，会写明合同编号、投保人、被保人、受益人、保险计划等。</span></section><section ><span ><br /></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPDPAwQb82xOfmqnZP1HcicniaPNicomBbVu9FtSe3QX0bZJAGyNlE87FEwHEPGIeZtEPGBib4NJctWeA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPDPAwQb82xOfmqnZP1HcicniaPNicomBbVu9FtSe3QX0bZJAGyNlE87FEwHEPGIeZtEPGBib4NJctWeA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ></span><br /></section><section ><span >投保人x女士根据我的建议，让自己孩子作为被保人，<strong>能</strong><strong>锁定更长的收益期</strong>。</span></section><section ><span ><br /></span></section><section ><span >投保计划是年交3万，交10年，累计保费30万。</span></section><section ><span ><br /></span></section><section ><span ><strong style="color: rgb(33, 89, 103)"><span >二</span></strong></span></section><section ><span ><br /></span></section><section ><span >之后是每份理财险必有的<span >「</span></span><span style="color: rgb(255, 0, 0)">现金价值表</span><span ><span >」</span>：</span></section><section ><span ><br /></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPDPAwQb82xOfmqnZP1HcicnnV4EWMLTyLKicpLYOCsv47NvPnk1iam4zqRy1uj19nKZgrzViat3ibm3fg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPDPAwQb82xOfmqnZP1HcicnnV4EWMLTyLKicpLYOCsv47NvPnk1iam4zqRy1uj19nKZgrzViat3ibm3fg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><span ></span><br /></section><section ><span ></span></section><section ><span >通过这个表，我们就能看到投保增多多2号后的收益了。</span></section><section ><span ><br /></span></section><section ><span >明显，每年“存入”3万，缴费期结束后，累计存入30万。</span></section><section ><span ><br /></span></section><section ><span >那这30万交完后，需要多少年能涨到100万呢？</span></section><section ><span ><br /></span></section><section ><strong><span >答案是30年。</span></strong><span ></span></section><section ><span ><br /></span></section><section ><span >表中能看到，缴费期结束后，第40个保单周年时，现金价值就有</span><strong >102万</strong><span >，是累计投入本金30万的3.4倍。</span></section><section ><span ><br /></span></section><section ><strong><span >相当于年化单利</span></strong><span ><strong>6.76%！</strong></span></section><section ><span ><br /></span></section><section ><span style="color: rgb(136, 136, 136)">大家可以想想，目前利率持续下行环境中，既安全又灵活，哪种理财方式能达到这个利率？</span></section><section ><br /></section><section ><span >要是这笔钱不用，等孩子60岁退休时，孩子就能拥有203万，是投入本金的6.8倍。</span></section><section ><br /></section><section ><strong><span ><span >相当于年化单利</span><span >10.39</span><span >%！</span></span></strong></section><section ><span ><br /></span></section><section ><span >这些都是<span >白纸黑字</span>写进保险合同的，不用担心和之前看到的现金价值金额有出入。</span></section><section ><span ><br /></span></section><section ><span ><span >并且x女士对这笔钱有支配权，可以当作银行活期随时取用。</span></span></section><section ><span ><span ></span></span></section><section ><span ><br /></span></section><section ><span style="color: rgb(33, 89, 103)"><strong><span >三</span></strong></span><br /></section><section ><br /></section><section ><span >电子保险单和现金价值表后面就是增多多2号的<span >「</span><span style="color: rgb(255, 0, 0)">电子投保单</span><span >」了。</span></span></section><section ><span ><span ><br /></span></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPDPAwQb82xOfmqnZP1HcicnFgU55yhiaiafyvNf3H4ic1vHrpvibYwuVhxjOQgTaonUsDUsevGHicBz7gQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPDPAwQb82xOfmqnZP1HcicnFgU55yhiaiafyvNf3H4ic1vHrpvibYwuVhxjOQgTaonUsDUsevGHicBz7gQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><br /></section><section ><span >可以看到自己的投保信息</span><span style="color: rgb(136, 136, 136)">（会有一些更为详细信息）</span><span >。</span></section><section ><span ><br /></span></section><section ><span >后面还有<span >「<span style="color:#ff0000">保险条款</span></span><span >」、<span >「</span><span style="color: rgb(255, 0, 0)">投保须知</span><span >」</span>、<span >「</span><span style="color: rgb(255, 0, 0)">健康告知</span><span >」</span>、<span >「</span><span style="color: rgb(255, 0, 0)">人身保险投保提示书</span><span >」等。</span></span></span></section><p ><br /></p><section><section style="text-align: center"><section ><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonadHrBFnDpbf923u6B8UWPRuiauI1dm3FZObVvbAwLpEGSgNfHwNAZQHg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonadHrBFnDpbf923u6B8UWPRuiauI1dm3FZObVvbAwLpEGSgNfHwNAZQHg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonaba2SgEzahrFPm27wOrRVfajvUfVkCuBekibPLJciaSovfCufZdaVtyJw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonaba2SgEzahrFPm27wOrRVfajvUfVkCuBekibPLJciaSovfCufZdaVtyJw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonaibjaXMLrjRwq0Gsd5GIJRSibkluXOkib6lAfPAcU7OJbBmVdUiaAV3maEA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonaibjaXMLrjRwq0Gsd5GIJRSibkluXOkib6lAfPAcU7OJbBmVdUiaAV3maEA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTPzJTSXUicxBCnE42ZmUVonafEaNFjF6I71pfWlFoQGzhpxicUjDoh9osiaqBXUxFEviaa0QkCJmZNSHQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTPzJTSXUicxBCnE42ZmUVonafEaNFjF6I71pfWlFoQGzhpxicUjDoh9osiaqBXUxFEviaa0QkCJmZNSHQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /><span ></span></section></section></section></section><section><section style="text-align: center"><span style="text-align: center">左右滑动查看更多</span></section></section><section ><br /></section><section ><span ><span ><span >保单至此结束。</span></span></span></section><section ><span ><br /></span></section><section ><span >对于30万到100万要多少年，大家都猜到答案了吗？</span><span ></span></section><section ><span ><br /></span></section><section ><span >想了解、投保增多多2号的朋友，我把投保入口放下面了 ▼：<br /></span></section><section ><span ><br /></span></section><section ><span >同款投保入口：<a wah-hotarea="click" href="">增多多2号</a></span></section><section ><br /></section><section ><span >产品评测：<a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247491858&idx=1&sn=c818f6eac46c0682201bcef5268971c2&chksm=cfb60292f8c18b84a5c6608583c06014836cf6a64770dcda24a7be2d1864a06da4a5dd218fac&scene=21#wechat_redirect" textvalue="丢掉幻想，准备斗争" linktype="text" imgurl="" imgdata="null" tab="innerlink">丢掉幻想，准备斗争</a></span></section><section ><br /></section><section ><strong ><span style="color: rgba(0, 0, 0, 0.9); text-align: start">大家对产品要是有疑问，可以加我助手微信</span><strong style="color: rgb(0, 0, 0)"><span >：</span></strong></strong><strong style="color: rgb(0, 0, 0)"><span >dongbaoye888</span></strong></section><section ><strong style="color: rgb(0, 0, 0)"><span ></span></strong></section><section ><strong style="color: rgb(0, 0, 0)"><span ></span></strong></section><section ><br /></section><section ><span style="color: rgb(0, 0, 0)"><strong ><span >或点击下方</span></strong></span><span ><span style="color: rgb(33, 89, 103)"><strong ><span >公众号“免费咨询”菜单</span></strong></span><span style="color: rgb(0, 0, 0)"><strong ><span >找我团队专业保险规划老师帮你解决。</span></strong></span></span></section><section></mpprofile></section><section ><strong><span >相关阅读：</span></strong><span ><br /></span></section><section ><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247491858&idx=1&sn=c818f6eac46c0682201bcef5268971c2&chksm=cfb60292f8c18b84a5c6608583c06014836cf6a64770dcda24a7be2d1864a06da4a5dd218fac&scene=21#wechat_redirect" textvalue="丢掉幻想，准备斗争" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >丢掉幻想，准备斗争</span></a><br /></section><section ><br /></section><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span></section><section style="text-align: center"><span style="color: rgb(0, 0, 0)"><strong >愿你家的保单永不出险！</strong></span></section><section style="text-align: center"><span style="color: rgb(0, 0, 0)"><strong ><br /></strong></span></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTPX79HzDmJaNiaohKhfEd58Ok6mcU6JsZickVx1UkAibENclTVHm5e91NUUMib6W0qz9oPUWKFgyR3uYA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTPX79HzDmJaNiaohKhfEd58Ok6mcU6JsZickVx1UkAibENclTVHm5e91NUUMib6W0qz9oPUWKFgyR3uYA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><br /></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，查看</span><span style="color: rgb(33, 89, 103)">懂保爷精选保险</span></span></section><section label="Powered by 135editor.com" ><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section>
