<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&mid=2447790313&idx=2&sn=55e0cf403a3327c58f7dfcc77ea888c8&chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTNW1SwqfyZG8HeiaLPPq1aAH6RCTu3Hbv9L5jo8Ff0N2ANlgK98F5pUbAsiaE5qRxAKzX0Kymno8lfA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTNW1SwqfyZG8HeiaLPPq1aAH6RCTu3Hbv9L5jo8Ff0N2ANlgK98F5pUbAsiaE5qRxAKzX0Kymno8lfA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span></section><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >监管<span >501号文出台后</span>，<strong>增额终身寿险</strong>的处境又艰难了许多。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >作为重点关注对象，现在</span><span >保险公司想出一款极致定价产品阻力非常大。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >这时候就验证了那句名言：“只要思想不滑坡，办法总比困难多。”</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >有些保险公司选择用<strong>增额两全险</strong>（如万年禧），或<strong>增额护理险</strong>（如乐享年年/人我行）替代增额寿险；</span><span ></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >还有部分保险公司则另辟蹊径，把目光转向了<strong>年金险</strong>。</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p ><br /></p><p ><span style="color: rgb(33, 89, 103); text-align: start">一、</span></p><section style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: start"></span></section><section ><br /></section><p ><span >转向年金险，不是说放弃增额寿险。</span></p><p ><span ><br /></span></p><p ><span >而是用年金险来实现增额寿险的功能，以及玩法：</span><span ></span><span >高现金价</span><span >值+高速增长。</span></p><p ><span ><br /></span></p><p ><span >这种表面年金险，里子增额寿的产品，我们暂且称为</span><strong><span >“增额寿型</span><span >”年金险</span></strong><span >。</span></p><p ><span ><br /></span></p><p ><span ></span><span >市面上，信泰、百年、大家等保险公司<span >近期</span>都推出了该类型产品。</span></p><p ><span ><br /></span></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHrSQ0VxodVeFrz8W4CcIHAjye7sSzibelvwED7GYdVibzcfhoEVngjnKg%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHrSQ0VxodVeFrz8W4CcIHAjye7sSzibelvwED7GYdVibzcfhoEVngjnKg/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><section ><br /></section><section ><span >特别提醒，这3款产品虽有养老金设置，但作为正经养老年金险<strong>收益并不高</strong>。</span></section><section ><span ><br /></span></section><section ><span >想买真•养老年金险的，市面有更好的选择，没必要买这个。<br /></span></section><section ><span ><br /></span></section><section ><span >正确玩法是，</span><span >购买这类产品时，</span><span >选择</span><span >70岁</span><span >领取</span><span >养老金</span><span >。</span></section><section ><span ><br /></span></section><section ><span >这样在领取养老金之前，</span><span >由于终</span><span >身</span><span >高现金</span><span >价值</span><span >和高</span><span >增</span><span >速的</span><span >特性</span><span >，以</span><span >及减保/保单贷款</span><span >功能，</span></section><section ><span ><br /></span></section><section ><span >完全</span><span >可以</span><span >视为买了</span><span >一份<span >“<strong>增额定期寿</strong></span><span >”或</span></span><span >“</span><strong ><span >增</span><span >额两全险<span >（</span><span >保至</span><span >70岁</span><span >）</span></span></strong><span >”</span></section><section ><span ><br /></span></section><section ><span >如果自己年龄偏大，可以让孩子作为被保人，如5岁孩子买，选70岁领取，就有65年的保障期了。<br /></span></section><section ><span ><br /></span></section><section ><span >在此期间，这类年金险能提供和传统增额产品一样的功能和体验。</span></section><section ><em><span ></span></em></section><section ><span ></span></section><section ><span ></span></section><section ><span ></span></section><section ><span ><br /></span></section><p ><span ><br /></span></p><p ><span style="color: rgb(33, 89, 103); text-align: start">二、</span></p><p ><br /></p><section style="color: rgb(34, 34, 34); text-align: justify"><span >接着来对比收益。</span></section><section ><br /></section><section style="color: rgb(34, 34, 34); text-align: justify"><span >以本金30万，分趸交、3年/5年/10年交为例，</span><span >如意鑫享等“</span><span >增额寿型</span><span >”年金险统一选择<strong>70岁领取</strong></span><span >。</span></section><section style="color: rgb(34, 34, 34); text-align: justify"><span ></span></section><section style="color: rgb(34, 34, 34); text-align: justify"><span ></span></section><p ><span ><br /></span></p><p ><span style="color: rgb(33, 89, 103); text-align: justify">I、趸交，即一次交清的收益情况</span></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHJ707yeh19xJq1OwBAJVK6Svq32RcFHkucntibgr91Il6ibwNmZ2Y3ic7w%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHJ707yeh19xJq1OwBAJVK6Svq32RcFHkucntibgr91Il6ibwNmZ2Y3ic7w/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p style="text-align: center"><span style="color: rgb(136, 136, 136)"><strong><span style="text-align: justify">收益前三：</span></strong></span><span ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: justify; color: rgb(255, 0, 0)"><strong ><span style="text-align: justify">红</span></strong></span><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: justify">＞</span></strong><span style="text-align: justify; color: rgb(255, 104, 39)"><strong ><span style="text-align: justify">橙</span></strong></span><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: justify">＞</span></strong><span style="text-align: justify; color: rgb(0, 128, 255)"><strong ><span style="text-align: justify">蓝</span></strong></span></span></strong></span><span style="color: rgb(136, 136, 136)"><strong><span style="text-align: justify">，右侧绿底为参照组</span></strong></span></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong><span style="color: rgb(51, 51, 51); text-align: justify">不难看出，相比传统增额产品，3款年金险收益表现非常好。</span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></p><p ><span style="color: rgb(34, 34, 34)"><strong>如意鑫享</strong></span><span style="color: rgb(51, 51, 51); text-align: justify">是这3款里综合收益最高的，目前仅次于人我行、乐享年年、万年禧等产品，位列市场top5。</span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify">比起以金玉满堂2.0为首的传统增额终身寿险都还要高一些。</span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify">其他两款，<strong>百悦人生</strong>收益不比金玉满堂2.0，但数据表现仍比大多数产品要好；<br /></span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></p><p ><span style="color: rgb(34, 34, 34)"><strong>大盈之家</strong></span><span style="color: rgb(51, 51, 51); text-align: justify">在第15年后，收益和如意鑫享不相上下。</span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></p><p ><span style="color: rgb(51, 51, 51); text-align: justify">只是前15年收益过低，</span><span ></span><span >且封闭期长达11年</span><span >，</span><span >不是特别</span><span >建议。</span></p><p ><span ><br /></span></p><p ><br /></p><section style="color: rgb(34, 34, 34); text-align: justify"><span ><strong style="color: rgb(33, 89, 103); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: justify">II、3年交、5年交的收益情况</span></strong></span></section><p ><br /></p><p ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHPrk7FepwEBu3SU2Fe1HLFYf8dMNsoEtFLNz8rPibqDpOar6uoPR4jhA%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHPrk7FepwEBu3SU2Fe1HLFYf8dMNsoEtFLNz8rPibqDpOar6uoPR4jhA/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><br /></p><p ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHWNhSkH35q882o9qOgdxaQucpBg4uNFZry8Dg8E5SQhC1BAE5ZC1jBQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHWNhSkH35q882o9qOgdxaQucpBg4uNFZry8Dg8E5SQhC1BAE5ZC1jBQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p style="text-align: center"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >这俩缴费期下，<strong>如意鑫享</strong>排名不变，还是市面top5的产品，有很高的购买价值；</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><strong>百悦人生</strong>，3年交时和趸交一样，是款非常不错的产品，<br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >只是5年交收益一般，有大把增额寿比它更好，购买价值较低；<br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><strong><span >大盈之家</span></strong><span >还是那样，第15年后才有不错的收益，封闭期长达11年，</span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span ><br /></span></p><p style="color: rgb(51, 51, 51); text-align: justify"><span >短期缴费时没必要考虑，完全是如意鑫享的下位替代。</span></p><section style="text-align: justify; color: rgb(34, 34, 34)"><span ><br /></span></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="text-align: justify"><br /></span></strong></span></strong></section><section ><span ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(51, 51, 51); text-align: justify"><strong style="text-align: justify; color: rgb(33, 89, 103)"><span style="color: rgb(33, 89, 103); text-align: justify">III、10年交的收益情况</span></strong></span></strong></span></strong></span></section><section ><span style="text-align: center"><br /></span></section><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHOAFl6UbJ47THg1OiaeAmfKZ9Ed80JAhILK6BR6Uv7NPz9leYPBjqpMQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNW1SwqfyZG8HeiaLPPq1aAHOAFl6UbJ47THg1OiaeAmfKZ9Ed80JAhILK6BR6Uv7NPz9leYPBjqpMQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><section style="text-align: justify; color: rgb(34, 34, 34)"><br /></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span >10年交，<strong>如意鑫享</strong>收益排名进一步提升，首次位列前三甲，含金量很高；</span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span ><br /></span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><strong><span >百悦人生</span></strong><span >和5年交时一样，数据表现平庸，前十都排不进去；</span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span ><br /></span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span >还有就是<strong>大盈之家</strong>，仍然得等15年才有可观收益，且封闭期长达12年。</span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span ><br /></span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span >不过考虑到缴费期10年，很多朋友应该有长期规划的打算，交完钱等5年倒也不算大缺点了。<br /></span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span ><br /></span></section><section style="text-align: justify; color: rgb(34, 34, 34)"><span >做个备选没问题，比很多增额终身寿收益都要高。</span><span ></span></section><section ><strong><span ></span></strong></section><section ><br /></section><p style="color: rgb(51, 51, 51); text-align: justify"><br /></p><p style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(33, 89, 103); text-align: start">三、</span></p><p ><br /></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">综上，在<span style="color: rgb(34, 34, 34)">“</span><span style="color: rgb(34, 34, 34)">增额寿型</span><span style="color: rgb(34, 34, 34)">”年金险里，优先级是：</span></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><span style="color: rgb(34, 34, 34)"><br /></span></span></strong></p><p style="text-align: justify; color: rgb(34, 34, 34)"><span style="color: rgb(33, 89, 103)"><strong><span style="color: rgb(33, 89, 103)">如意鑫享＞百悦人生（1年/3年交）＞大盈之家＞＞百悦人生（5年/10年交）</span></strong></span></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">要是放到整个增额产品市场。<br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">如意鑫享收益可以位列</span></strong><span ><strong>全市场</strong></span><span ><strong>top5</strong></span><strong><span style="color: rgb(51, 51, 51); text-align: justify">，</span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">加上封闭期较短，保险公司规模大，支持加保，减保没啥限制，产品竞争力拉满。<br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">百悦人生在趸交和3年交时还不错，是款水准之上的产品，</span></strong><strong ><span >其他缴费期表现一般。</span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong ><span >大盈之家优缺点都很明显，中后期收益很高不假，</span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong ><span >但一来封闭期长，二来等收益<span style="color: rgb(34, 34, 34)">“</span></span></strong><span ><strong>↑</strong></span><strong ><span ><span style="color: rgb(34, 34, 34)">”的</span>时间更长，可能只适合少数人。<br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></p><p ><strong><span style="color: rgb(51, 51, 51); text-align: justify">因此测评下来，现在增额产品推荐有如下更新</span></strong><strong><span style="color: rgb(51, 51, 51); text-align: justify">：</span></strong></p><p ><br /></p><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FO95eeDepqTNBdNvt4gXxeoNQF9aPs0icNra5eTXF93OsTaUYHhqGb2ia1J8aOv3yIiaicK6jmMqrfcV5UFF846sOyQ%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/O95eeDepqTNBdNvt4gXxeoNQF9aPs0icNra5eTXF93OsTaUYHhqGb2ia1J8aOv3yIiaicK6jmMqrfcV5UFF846sOyQ/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></section><p ><br /></p><p ><strong ><span >当然，不管是增额护理险、增额两全险，还是<span style="color: rgb(34, 34, 34)">“</span><span style="color: rgb(34, 34, 34)">增额寿型</span><span style="color: rgb(34, 34, 34)">”年金险，实际都是保险公司的权宜之计。</span></span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong ><span >监管整治定价激进产品时，不可能说只针对增额终身寿险，不管其他同类产品了。</span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong ><span >现在这些定价接近3.5%上限的增额产品，只能说且买且珍惜，可能下次一纸通报就都没了...</span></strong><strong ><span ></span></strong></p><p ><strong ><span ><br /></span></strong></p><p ><strong ><span >前车之鉴不远。</span></strong></p><p ><br /></p><section ><span style="color: rgb(33, 89, 103)"><em><strong><span >咨询产品详情及获取购买链接，可扫描下图二维码找我团队专业规划老师解决。</span></strong></em></span><strong><span style="color: rgb(51, 51, 51); text-align: justify"></span></strong></section><section ><strong><span style="color: rgb(51, 51, 51); text-align: justify"><br /></span></strong></section><section ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FO95eeDepqTO1KmSN6nDROWblhVFxxYXzKuynrkK6HnMe0ichpzQyyQr6Wnic6m0udMzOsG4pr5G5uH1r2Rg0QmWg%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/O95eeDepqTO1KmSN6nDROWblhVFxxYXzKuynrkK6HnMe0ichpzQyyQr6Wnic6m0udMzOsG4pr5G5uH1r2Rg0QmWg/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="color: rgb(34, 34, 34); text-align: justify"><br /></section><section style="color: rgb(34, 34, 34); text-align: justify"><span style="color: rgb(0, 0, 0)">相关阅读：</span></section><section ><br /></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247494933&idx=2&sn=ce2ae11998aac27f7d37e48509c38a02&chksm=cfb60e95f8c187830671fd2e1135d71fd5f8c8f6a56cbc9c7f563ecc7d7c202ffcb997735e4d&scene=21#wechat_redirect" textvalue="把钱存到增额寿，他们后悔吗？" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >把钱存到增额寿，他们后悔吗？</span></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493773&idx=1&sn=5bc0e686e2dc7e14a729ee8f577f6a3a&chksm=cfb60b0df8c1821b05c31251f729f4c57fd28a7c08c8443e3f6f6f16f9657d90a39ac6813120&scene=21#wechat_redirect" textvalue="一图了解【懂保爷】" linktype="text" imgurl="" imgdata="null" tab="innerlink" ><span >一图了解【懂保爷】</span></a></section><section ><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=Mzg4NDY2ODE0Mw==&mid=2247493287&idx=1&sn=c67de5048364c763c64d745c8554dcf0&chksm=cfb60527f8c18c3174405593f6d532cb8f83f81e138e62eb17fdfc577bfbda31b5d6fac3c7be&scene=21#wechat_redirect" textvalue="关于增额终身寿，我把这些实话一次全告诉你" linktype="text" imgurl="" imgdata="null" tab="innerlink" >关于增额终身寿，我把这些实话一次全告诉你</a></section><section ><br /></section><section style="text-align: center"><span ><span >— </span><strong >END </strong><span >—</span></span></section><section ></mp-common-profile></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span > <span style="color: rgb(136, 136, 136)">点击阅读原文，</span></span><span style="color: rgb(136, 136, 136)">查看</span><span style="color: rgb(33, 89, 103)">懂保爷严选【理财、养老、保障】产品汇总</span></section><section style="text-align: left"><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助，帮忙点个<span style="color: rgb(33, 89, 103)"><strong >在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >，谢谢！</span></p></section></section></section><p ></mp-style-type></p>
