理赔纪实|罹患高分化脂肪肉瘤,获赔75万

点上方图片看看【封面图的故事】 本期的分享案例是一起 重疾险理赔 , 出险人而立之年不幸罹患癌症,幸好此前妻子为他投保了重疾险,得以获赔75万。 下面我们就来看看这次的理赔案例。 理赔简记 投保人/被保人: 黄先生 投保

作者:懂保爷 · 发布于 2021-09-12 · 约 5 分钟读完

<section style="text-align: center"><a target="_blank" href="http://mp.weixin.qq.com/s?__biz=MjM5MjY4MjU0MQ==&amp;mid=2447790313&amp;idx=2&amp;sn=55e0cf403a3327c58f7dfcc77ea888c8&amp;chksm=b2b077ab85c7febda44a18349455223c46e61a6d8082f6f51e7dcbb9a81e93eba23d8e4d1845&amp;scene=21#wechat_redirect" textvalue="你已选中了添加链接的内容" tab="innerlink"><span ><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPaxgV8h8f0O3tuHIpG1qWVXoYpEn4NJaZwkTQqPia1yWmrtPjlVj7GDlGyKItXVwMVtutMq8PLbibA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPaxgV8h8f0O3tuHIpG1qWVXoYpEn4NJaZwkTQqPia1yWmrtPjlVj7GDlGyKItXVwMVtutMq8PLbibA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></span></a></section><section style="text-align: center"><span style="color: rgb(136, 136, 136)">点上方图片看看【封面图的故事】</span><br /></section><p ><br /></p><p ><span >本期的分享案例是一起<strong>重疾险理赔</strong>,</span></p><p ><span ><br /></span></p><p ><span >出险人而立之年不幸罹患癌症,幸好此前妻子为他投保了重疾险,得以获赔75万。</span></p><p ><span ><br /></span></p><p ><span >下面我们就来看看这次的理赔案例。</span></p><p ><br /></p><section ><span ><section ><section style="text-align: left"><section ><section style="color: rgb(50, 135, 156)"><section style="text-align: center"><span style="color: rgb(33, 89, 103)"><strong>理赔简记</strong></span></section></section></section></section></section></span></section><p ><br /></p><ul ><li style="color: rgb(33, 89, 103)"><p ><strong>投保人/被保人:</strong>黄先生</p></li><li style="color: rgb(33, 89, 103)"><p ><strong>投保险种:</strong>倍吉星重疾险</p></li><li style="color: rgb(33, 89, 103)"><p ><strong>投保时间:</strong>2019年9月</p></li><li style="color: rgb(33, 89, 103)"><p ><strong>出险原因:</strong><span >高分化脂肪肉瘤(恶性)</span></p></li><li style="color: rgb(33, 89, 103)"><p ><strong><span >出险时间:</span></strong><span >2021年6月</span></p></li><li style="color: rgb(33, 89, 103)"><p ><strong><span >理赔时效:</span></strong><span >10个工作日</span></p></li><li style="color: rgb(33, 89, 103)"><p ><strong>获赔金额:</strong><span >75万</span></p><p ><br /></p></li></ul><section ><section ><section ><section ><section ><section ><span ><section ><section style="text-align: left"><section ><section style="color: rgb(50, 135, 156)"><section style="text-align: center"><span style="color: rgb(33, 89, 103)"><strong>理赔回顾</strong></span></section></section></section></section></section></span></section></section></section></section></section></section><section ><br /></section><section ><span >黄先生本人对身体并不太上心,但他的妻子很在意这块。</span></section><section ><span ><br /></span></section><section ><span >19年时,因担忧黄先生健康,她萌生了买保险的想法。</span></section><section ><span ></span></section><section ><span ><br /></span></section><section ><span >在关注懂保爷平台,</span><span >将自身情况</span><span >向规划老师</span><span >大致说明后,</span></section><section ><span ></span></section><section ><span ><br /></span></section><section ><span >规划老师</span><span >建议她为黄先生投保了一份</span><strong >倍吉星重疾险,保额50万。</strong></section><section ><span style="text-align: center"></span></section><section ><span ><br /></span></section><section ><span >此后一直相安无事。</span></section><section ><span ><br /></span></section><section ><span >直到今年6月,黄先生</span><span >注意到,不知何时自己的右腿比左腿大了整整一圈。</span><span ></span></section><section ><span ><br /></span></section><section ><span >心慌之下,赶紧前往医院就诊。</span></section><section ><br /></section><section ><span >经检查,黄先生大腿部有一明显包块,医生判断可能是脂肪肉瘤。</span></section><section ><span ><br /></span></section><section ><span >但无从知晓是不是恶性肿瘤,得进行手术切除后,才能判断。</span></section><section ><span ><br /></span></section><section ><span >黄先生随即住院治疗,而后通过黄</span><span >先生切下的肿瘤,最终被</span><span >诊断为</span><strong><span >高分化脂肪肉瘤</span></strong><span >(恶性)</span><span >。</span><span ></span></section><p ><span ></span></p><p ><span ></span></p><p ><br /></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPaxgV8h8f0O3tuHIpG1qWVia46QGgV9tkmaibT2796ibAF4xOGmQJN2WfLbpniaHZZnCCjiceEBzaC7tA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPaxgV8h8f0O3tuHIpG1qWVia46QGgV9tkmaibT2796ibAF4xOGmQJN2WfLbpniaHZZnCCjiceEBzaC7tA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><p ><br /></p><p ><span >居然是癌症?!</span></p><p ><span ><br /></span></p><p ><span >这个结果对黄先生夫妻来说,不啻于当头一棒。</span></p><p ><span ><br /></span></p><p ><span >缓过来后,夫妻两人才想起曾经买过重疾险,</span><span >于是赶紧联系了我们平台的老师。</span></p><p ><span ><br /></span></p><p ><span style="color: rgb(136, 136, 136)">注意:在「懂保爷」公众号投保的朋友,可以选择联系公众号的协赔专员,再向保险公司报案,我们会全程提供理赔协助:</span></p><p ><br /></p><p style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_png%2FaqibLpHUEcztJ2AJwfjmibWITsubs4Y23WbzgJHESD2qDKM9fycMKInuice3tqUvuBHb7nful1paDQY0aQ83P0htw%2F640%3Fwx_fmt%3Dpng" data-origin="https://mmbiz.qpic.cn/mmbiz_png/aqibLpHUEcztJ2AJwfjmibWITsubs4Y23WbzgJHESD2qDKM9fycMKInuice3tqUvuBHb7nful1paDQY0aQ83P0htw/640?wx_fmt=png" alt="懂保爷测评配图" loading="lazy" /></p><p ><span ><br /></span></p><p ><span >平台老师看了医生的诊断书,明确告诉黄先生,这种情况</span><strong><span >符合理</span><span >赔要求</span></strong><span >,</span><span >不用担心理赔。</span></p><p ><span ><br /></span></p><p ><span >在告诉需要准备哪些理赔资料后,黄先生很快<span style="color: rgb(0, 0, 0)">上交了完整的理赔资料。</span></span></p><p ><span style="color: rgb(0, 0, 0)"><br /></span></p><p ><span style="color: rgb(0, 0, 0)">10个工作日后,黄先生就接到了保险公司的理赔通知书,并收到了<strong>75万</strong>理赔金</span><span >(含25万额外保险金)</span><span style="color: rgb(0, 0, 0)">。</span></p><p ><span style="color: rgb(0, 0, 0)"><br /></span></p><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_jpg%2FO95eeDepqTPaxgV8h8f0O3tuHIpG1qWVSrGZxJCxHY6DwR68WfdmFOlWnTr0ibiag0CCkKqCxFQ8vC3scVjZn5OA%2F640%3Fwx_fmt%3Djpeg" data-origin="https://mmbiz.qpic.cn/mmbiz_jpg/O95eeDepqTPaxgV8h8f0O3tuHIpG1qWVSrGZxJCxHY6DwR68WfdmFOlWnTr0ibiag0CCkKqCxFQ8vC3scVjZn5OA/640?wx_fmt=jpeg" alt="懂保爷测评配图" loading="lazy" /></section><p ><br /></p><p ><span ><span >拿到保险金后,黄先生还心有余悸,</span></span></p><p ><span ><span ><br /></span></span></p><p ><span ><span >庆幸妻子考虑周全的同时,也感慨一份重疾险关键时刻真的能帮上大忙。</span></span></p><p ><span ><span ><br /></span></span></p><p ><span ><span >这里也提醒我们,买重疾险充足的保额很重要。</span></span></p><p ><span ><span ><br /></span></span></p><p ><span ><span >而立之年罹患癌症,幸好能赔付75万,让黄先生夫妻缓了一大口气。</span></span></p><p ><span ><span ><br /></span></span></p><p ><span ><span >如果当初要是没买或者保额很低,可能就麻烦得多。</span></span></p><p ><span ><span ><br /></span></span></p><p ><span ><span >大家觉得呢?</span></span></p><p ><span ><br /></span></p><p ><span style="color: rgb(136, 136, 136)">本期就到这里,下期再见~</span></p><p ><span style="color: rgb(136, 136, 136)"><br /></span></p><section ><span style="color: rgb(0, 0, 0)"><span style="color: rgb(33, 89, 103)">在【懂保爷】投保过的朋友要是出险,可以点击</span><strong style="color: rgb(33, 89, 103)">公众号右下角「投保攻略」-「理赔协助」</strong><span style="color: rgb(33, 89, 103)">联系协赔专员申请协助。</span></span></section><section ><span style="color: rgb(33, 89, 103)"><br /></span></section><section ><span style="color: rgb(33, 89, 103)"></span></section><section style="text-align: center"><span ><span >—&nbsp;</span><strong >END&nbsp;</strong><span >—</span></span></section><section style="text-align: center"><span style="color: rgb(0, 0, 0)"><strong >愿你家的保单永不出险!</strong></span></section><section style="text-align: center"><br /></section><section style="text-align: center"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FaqibLpHUEcztskunFytwCia8wiaepDysSMfE3VwhSiaK8siaOT9TuTk1zdwnnNQxrWZ5P8bwZP6icia0z7fyVElB7hctw%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/aqibLpHUEcztskunFytwCia8wiaepDysSMfE3VwhSiaK8siaOT9TuTk1zdwnnNQxrWZ5P8bwZP6icia0z7fyVElB7hctw/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /></section><section style="text-align: center"><br /></section><section style="text-align: left"><img src="/api/reviews/image?src=https%3A%2F%2Fmmbiz.qpic.cn%2Fmmbiz_gif%2FAa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA%2F640%3Fwx_fmt%3Dgif" data-origin="https://mmbiz.qpic.cn/mmbiz_gif/Aa1Vn4VNXulDSG3kLWEFl66JYfFHuibDsZwPP3g5romOwOBrEvLdFjc8VUrEoXpQflzzTumnt8dW6vKFReAyKnA/640?wx_fmt=gif" alt="懂保爷测评配图" loading="lazy" /><span >&nbsp; &nbsp;&nbsp;<span style="color: rgb(136, 136, 136)">点击阅读原文,查看</span><span style="color: rgb(33, 89, 103)">懂保爷精选保险</span></span></section><section ><section ><br /></section><section style="text-align: right"><section ><p style="text-align: center; color: rgb(63, 62, 63)"><span >如有帮助,帮忙点个<span style="color: rgb(33, 89, 103)"><strong>在看</strong></span></span><span style="color: rgb(0, 0, 0)">吧</span><span >,谢谢!</span></p></section></section></section>

本文为懂保爷原创保险知识科普,不构成投保建议。具体保险责任与理赔条件以保险公司正式条款和保险合同为准。

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